Key Lime Interactive's Auto Insurance Competitive Review Slide Deck

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Key Lime Interactive releases a quarterly Mobile Auto Insurance Competitive Index Report.

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  • The Overall score is an aggregate score that takes into account the capabilities score and feature ranking score of each of the mobile properties.
  • Remind them how we chose capabilities. Binary scoring, Yes/No, each capability is weighted based on importance of feature then a total score is given resulting in the rank order
  • Tell them how each feature was ranked from 4 stars=top performer to 1 star=lowest performer. each capability is weighted based on importance of feature then a total score is given resulting in the rank order
  • May NOT show during webinar
  • No other app provides the policyholder with the coverage they have
    Considering NOT showing during webinar
  • The Progressive mobile site allows policyholders to edit Phone & Address
  • Will NOT show during webinar
  • Key Lime Interactive's Auto Insurance Competitive Review Slide Deck

    1. 1. Auto Insurance Mobile Competitive Review | Confidential | Page 1 Auto Insurance Mobile Competitive Review May 2011
    2. 2. Auto Insurance Mobile Competitive Review | Confidential | Page 2 About Key Lime Interactive • Experienced market research and usability professionals - Over 12 years of consulting experience testing Internet 500 websites and providing actionable results - Most consultants have Masters in Human- Computer Interaction, Psychology, Industry Engineering or related field • Cross-Industry Expertise - Ability to scorecard against competition - Ability to suggest cross-industry recommendations to improve ease of use • Independent Third Party - Impartial with no-hidden agenda - Ability to work with business team and developers to “get everyone onboard” Customer Experience Management Lab Testing Expert Reviews Focus Groups Remote Usability Testing
    3. 3. Auto Insurance Mobile Competitive Review | Confidential | Page 3 • Complete listing of overall rankings • Detailed scoring breakdown of all capabilities and features reviewed • Complete list of best-in-class features • Comparative list of current mobile capabilities available on each mobile app • Detailed descriptions of how users can complete tasks on the mobile device (e.g., file a claim, get a quote, etc.) • User feedback collected about feature preferences Full Report Includes
    4. 4. Auto Insurance Mobile Competitive Review | Confidential | Page 4 Introductions Rebeca Lergier Sr. Director of User Research at Key Lime Interactive Eugenio Santiago Director of User Research at Key Lime Interactive
    5. 5. Auto Insurance Mobile Competitive Review | Confidential | Page 5 • Methodology • Mobile Landscape • Findings (who did it best & why) • Opportunities • Questions and Comments Overview
    6. 6. Auto Insurance Mobile Competitive Review | Confidential | Page 6 • We conducted a competitive review of the Top four (4) auto insurance companies in the U.S.: State Farm, Allstate, GEICO, and Progressive, and their respective mobile sites and applications. The following is a summary of the key findings. • Each mobile property (mobile site, iPhone App, Android App) was compared against a list of standard auto insurance tasks to assess their capabilities and features. Although multiple mobile apps* exist for each company, KLI focused only on comparing the primary auto insurance mobile apps: - Allstate® Mobile - GEICO GloveBox - Progressive - State Farm Pocket Agent™ • After evaluating each mobile property’s capabilities, we compared and ranked each feature to determine which auto insurance company was providing the best experience to its customers. User feedback was incorporated to understand the importance and preference of each feature, while current user ratings for each mobile app were included to weigh the real world perceptions. All of these elements were combined to determine an overall score and ranking. Overview
    7. 7. Auto Insurance Mobile Competitive Review | Confidential | Page 7 Mobile Properties Tested Mobile Sites Mobile Apps
    8. 8. Auto Insurance Mobile Competitive Review | Confidential | Page 8 Mobile Properties Tested A recent survey of cell phone users shows Google’s Android is continuing to gobble up market share. The latest comScore MobiLens survey aims to measure trends in the U.S. mobile phone industry by polling more than 30,000 users. Thomas, K. (2011) Android Continues to Win at Blackberry's Expense [online] Available at: http://www.pcworld.com/article/227383/android_continues_to_win_at_blackberrys_expense.html [Accessed: 9th May 2011]
    9. 9. Auto Insurance Mobile Competitive Review | Confidential | Page 9 As the number of smartphone users continues to increase in the U.S., there is a growing need to solidify a foothold within the mobile app landscape. According to a new survey from Nielsen1, 36% of U.S. mobile consumers now own smartphones, and Apple’s iPhone and Google Android-powered handsets account for 74% of mobile app downloaders. Mobile Landscape 1nielsenwire (2011) Consumers and Mobile Apps in the U.S.: All About Android and Apple iOS,[online] Available at: http://blog.nielsen.com/nielsenwire/online_mobile/co nsumers-and-mobile-apps-in-the-u-s-all-about- android-and-apple-ios/ [Accessed: 28th Apr 2011]
    10. 10. Auto Insurance Mobile Competitive Review | Confidential | Page 10 State Farm Pocket Agent™ (Android, iOS) • Current policyholders are able to complete the following tasks using the mobile app: - Make a payment - Submit a claim (including location, vehicle damage, photos) - Access your agent’s contact info and send them an email - View insurance card and other policy details • Non-customers can also benefit from this mobile app to: - Find an agent (using GPS or inputted address) - Find a repair facility (using GPS or inputted address) - Document accident information and accident support - Find a rental car, taxi, hotel, locksmith, closest gas stations and/or towing (using GPS or inputted zip code) • Overall, the State Farm Pocket AgentTM is a good mobile app with best-in-class features (viewable policy info, document an accident), however, the inability for users to obtain an auto quote keeps it from being the top performer. Mobile App Summary – State Farm
    11. 11. Auto Insurance Mobile Competitive Review | Confidential | Page 11 Allstate® Mobile (Android, Blackberry, iOS) • Current policyholders are able to complete the following tasks using the mobile app: - Make a payment - Start a claim (including photos) - Contact your agent - View and email your insurance card and other policy details • Non-customers can also benefit from this mobile app to: - Obtain a ballpark quote - Find an agent (using GPS, inputted zip code, or name) - Input accident details (including 1 click access to 911 if injuries occurred) - View an accident checklist • Overall, Allstate® Mobile is a good mobile app with best-in-class features (obtain an auto quote, find an agent), however, the inability to contact Roadside Assistance and locate services on the go (gas stations, taxi ,etc.) keep it from being the overall best- in-class mobile app. Mobile App Summary – Allstate
    12. 12. Auto Insurance Mobile Competitive Review | Confidential | Page 12 GEICO GloveBox (Android, Blackberry, iOS, Windows Phone 7) • Current policyholders are able to complete the following tasks using the mobile app: - Make a payment - View claims - View their current insurance card and other policy details (including driver and vehicle info) - View and update contact information - Enroll in Text Alerts (News) • Non-customers can also benefit from this mobile app to: - Obtain a quote - Gather and record accident details including photos - Find a rental car, taxi, gas station, towing service to your location - Access fun features (e.g., Caveman Photo Crasher [iOS], Social Media [Android], GEICO commercials) - Find your dream car using GEICO’s Car Buying Service • Overall, the GEICO GloveBox is a capability rich mobile app with best-in-class features (bill pay, contact roadside assistance), as well as the only mobile app that has social media integration (Android only). Mobile App Summary – GEICO
    13. 13. Auto Insurance Mobile Competitive Review | Confidential | Page 13 Progressive (Android, iOS) • Current policyholders are able to complete the following tasks using the mobile app: - Make a payment - Submit a claim (including photos) - Find a service center - View their current insurance card and other policy details • Non-customers can also benefit from this mobile app to: - Obtain a quote - Find a local agent (GPS or inputted zip code) - Compare vehicle safety information (e.g., crash test ratings, vehicle recalls) - Compare what vehicles are least expensive to insure - Watch the latest Progressive commercials • Overall, the Progressive iPhone app is capability rich and its consistency overall makes it the top ranked iPhone app. Mobile App Summary – GEICO
    14. 14. Auto Insurance Mobile Competitive Review | Confidential | Page 14 When shopping for car insurance, 69% of users indicated they would prefer to "Get a ball park number for a quote without having to enter 'credit' (e.g., SS#) information" vs. "an exact number for a quote even if they have to enter 'credit' (e.g., SS#) information". Importance of Features Based on responses of 5 to: “When thinking about a mobile app to manage your car insurance policy, on a scale from 1 – 5 where 5 is “absolutely must have”, and 1 is “don’t need it”, please rate the following:” Desired Features Tier 1 • Ability to enter detailed accident information (photos, scene details, date, etc.) • Ability to view policy information (e.g., insurance card) • Ability to submit bill payment • Ability to receive an auto quote WITHOUT the need to supply SS# Tier 2 • Shows payment history • Provides discount information on your policy • Ability to edit personal and policy information - Home address - Add/Remove vehicles - Add/Remove drivers - Change coverage Tier 3 • Links to social media (e.g., Facebook, Twitter, etc.)
    15. 15. Auto Insurance Mobile Competitive Review | Confidential | Page 15 Overall, the aggregate scores for State Farm, Allstate, GEICO, and Progressive were close. However, State Farm ranked the highest overall with its Best-in-class mobile site. • The State Farm mobile site outperformed its competitors, missing a perfect capabilities score by only 2 points. • The State Farm mobile apps rank comparatively lower than the competition due to the app’s inability to provide users with an auto quote. • Despite its lower mobile app ranking, the State Farm Pocket AgentTM records 2 Best-in-class mobile app features (Accident Details and Viewing Policy Information). Executive Summary RANK OVERALL MOBILE SITE IPHONE APP ANDROID APP 1 State Farm 68% State Farm 81% Progressive 71% Allstate 68% 2 Progressive 67% Progressive 70% GEICO 67% GEICO 67% 3 Allstate 66% Allstate 69% Allstate 62% State Farm 61% 4 GEICO 64% GEICO 56% State Farm 61% Progressive 61% Complete scoring breakdown available with full report purchase
    16. 16. Auto Insurance Mobile Competitive Review | Confidential | Page 16 Dependent on how valuable the missing features are in the industry. Key features drive usage. • Differentiator: User cannot submit a bill payment on their mobile device $ Retention of existing customer base $ Potential marketing threat • Differentiator: User cannot enter accident information $ Company must employ more agents to manage over the phone claim $ ROI for mobile presence is not optimal • Differentiator: User cannot get a quote, easily and with accuracy $ Opportunity cost $ Potential marketing threat • Differentiator: Technical Issues/Crashing $ Opportunity cost: App/Site abandonment. $ Opportunity cost: Cross selling. What does a 1% difference cost you?
    17. 17. Auto Insurance Mobile Competitive Review | Confidential | Page 17 Scorecards and Rankings
    18. 18. Auto Insurance Mobile Competitive Review | Confidential | Page 18 Mobile Site State Farm Allstate Progressive GEICO Do they have a mobile site?     Is the layout optimized for mobile?     Does a link to the full site exist?     Can you get an auto quote online?  -   Does the quote ask for SS#? - -   Does the site provide multiple quote estimates?  -  - Does the site have a ‘Call for Quote’ button?  -   Can you pay your bill?     Can you access your policy information?     Can you start a claim without calling?   - - Can you locate/contact a local agent?    - Does the site have videos? -  -  Do links to social media exist? -  -  Can you use the site without logging in?     Complete scoring breakdown available with full report purchase State Farm’s mobile site finishes with the highest capabilities score, missing a perfect score by 2. Allstate’s mobile site also performs well but does not provide users the ability to get an auto quote. Capabilities Scorecard – Mobile Site
    19. 19. Auto Insurance Mobile Competitive Review | Confidential | Page 19 State Farm’s FastEstimateTM feature and its overall consistency makes their mobile site the highest ranked among the four companies. Feature Rankings – Mobile Site Mobile Site State Farm Progressive Allstate GEICO Is the layout optimized for mobile? ✪✪✪ ✪ ✪✪✪✪ ✪✪ Can you get an auto quote online? ✪✪✪✪ ✪✪✪ - ✪✪ Does the quote ask for SS#? ✪✪✪✪ ✪✪✪ - ✪✪ Does the site provide multiple quote estimates? ✪✪✪✪ ✪✪✪ - - Does the site have a ‘Call for Quote’ button? ✪✪✪✪ ✪✪✪ ✪✪ ✪ Can you pay your bill? ✪ ✪✪✪✪ ✪✪ ✪✪✪ Can you access your policy information? ✪ ✪✪✪✪ ✪✪ ✪✪✪ Can you start a claim? ✪✪✪ ✪✪ ✪✪✪✪ ✪✪ Can you locate/contact a local agent? ✪✪✪ ✪✪ ✪✪✪✪ ✪ Does the site have videos? - - ✪✪✪✪ ✪✪✪ Do links to social media exist? - - ✪✪✪✪ ✪✪✪ Amount of content ✪✪✪✪ ✪✪ ✪✪✪ ✪ Complete scoring breakdown available with full report purchase
    20. 20. Auto Insurance Mobile Competitive Review | Confidential | Page 20 Best-in-class Features: Mobile Site
    21. 21. Auto Insurance Mobile Competitive Review | Confidential | Page 21 State Farm (m.statefarm.com) The State Farm mobile site provides users with an auto quote estimate in about 10 steps without the need to enter personal information other than address. Users are taken through the process, shown a summary of their responses then presented with 3 estimates, including a breakdown of the coverage, to choose from. The initial link to begin the quote process is not as easy to find though. Best-in-class – Get a Quote
    22. 22. Auto Insurance Mobile Competitive Review | Confidential | Page 22 Progressive (mobile.progressive.com) The Progressive mobile site allows policyholders to view an electronic version of their ID card (policy #, insured, effective dates, address, vehicles), tips and a number to call to report a claim [back of card], and the ability to view the coverage they currently receive with their auto insurance. Best-in-class – Viewing Policy Details
    23. 23. Auto Insurance Mobile Competitive Review | Confidential | Page 23 Allstate (m.allstate.com) The Allstate mobile site allows policyholders a simple 3 step process where they can input some general details about the claim (e.g., date, time, cause of incident, etc.), confirm the information they inputted, and submit the claim directly from their mobile device. Best-in-class – File a Claim
    24. 24. Auto Insurance Mobile Competitive Review | Confidential | Page 24 Mobile App - Android GEICO Progressive Allstate State Farm Do they have a mobile app?     Can you pay your bill?     Can you access your policy information?     Can you get an auto quote online?    - Does the quote ask for SS#?   - - Does the app provide multiple quote estimates? -   - Can you document accident details?     Can you locate/contact an agent?     Can you contact Roadside Assistance?   -  Can you find amenities (gas, hotel, tow truck, etc.) while ‘on the road’?  - -  Does the app use location based services to identify your location?     Does the app have videos?   - - Do links to social media exist? -  - - Complete scoring breakdown available with full report purchase GEICO’s GloveBox app on the Android OS ranks highest with its long list of capabilities, including links to social media. Capabilities Scorecard – Android App
    25. 25. Auto Insurance Mobile Competitive Review | Confidential | Page 25 Mobile App - Android Allstate GEICO State Farm Progressive Existing user ratings (current version) ✪✪✪✪ ✪✪ ✪✪✪ ✪ Can you pay your bill? ✪✪✪ ✪✪✪✪ ✪ ✪✪ Can you access your policy information? ✪✪ ✪✪✪ ✪✪✪✪ ✪ Can you locate YOUR agent? ✪✪✪ - ✪✪✪✪ - Can you get an auto quote online? ✪✪✪✪ ✪✪ - ✪✪✪ Does the quote ask for SS#? ✪✪✪✪ ✪✪ - ✪✪✪ Does the app provide multiple quote estimates? ✪✪✪ - - ✪✪✪✪ Can you document accident details? ✪ ✪✪ ✪✪✪✪ ✪✪✪ Can you locate/contact an agent? ✪✪✪✪ ✪ ✪✪✪ ✪✪ Can you contact Roadside Assistance? - ✪✪✪✪ ✪✪✪ ✪✪ Can you find amenities (gas, hotel, tow truck, etc.) while ‘on the road’? - ✪✪✪ ✪✪✪✪ ✪✪ Does the app have videos? - ✪✪✪✪ - ✪✪✪ Do links to social media exist? - ✪✪✪✪ - - Complete scoring breakdown available with full report purchase Allstate® Mobile’s best-in-class Auto quote feature and high user ratings drive its top ranking. Feature Rankings – Android App
    26. 26. Auto Insurance Mobile Competitive Review | Confidential | Page 26 Mobile App - iOS GEICO Progressive Allstate State Farm Do they have a mobile app?     Can you pay your bill?     Can you access your policy information?     Can you get an auto quote online?    - Does the quote ask for SS#?   - - Does the app provide multiple quote estimates? -   - Can you document accident details?     Can you locate/contact an agent?     Can you contact Roadside Assistance?   -  Can you find amenities (gas, hotel, tow truck, etc.) while ‘on the road’?  - -  Does the app use location based services to identify your location?     Does the app have videos?   - - Do links to social media exist? - - - - Complete scoring breakdown available with full report purchase GEICO and Progressive tied with the highest capabilities scores for the iPhone app. Capabilities Scorecard – iOS App
    27. 27. Auto Insurance Mobile Competitive Review | Confidential | Page 27 Mobile App - iOS Progressive GEICO Allstate State Farm Existing user ratings (current version) ✪✪ ✪✪✪✪ ✪ ✪✪✪ Can you pay your bill? ✪✪ ✪✪✪✪ ✪ ✪✪✪ Can you access your policy information? ✪✪✪ ✪✪ ✪ ✪✪✪✪ Can you locate YOUR agent? - - ✪✪✪ ✪✪✪✪ Can you get an auto quote online? ✪✪✪ ✪✪ ✪✪✪✪ - Does the quote ask for SS#? ✪✪✪ ✪✪ ✪✪✪✪ - Does the app provide multiple quote estimates? ✪✪✪✪ - ✪✪✪ - Can you document accident details? ✪✪✪ ✪✪ ✪ ✪✪✪✪ Can you locate/contact an agent? ✪✪ ✪ ✪✪✪✪ ✪✪✪ Can you contact Roadside Assistance? ✪✪✪ ✪✪✪✪ - ✪✪ Can you find amenities (gas, hotel, tow truck, etc.) while ‘on the road’? ✪✪ ✪✪✪ - ✪✪✪✪ Does the app have videos? ✪✪✪ ✪✪✪✪ - - Do links to social media exist? - - - - Complete scoring breakdown available with full report purchase Progressive’s best-in-class estimates provided and its consistency in all other feature rankings has it at the top of the list. Feature Rankings – iOS App
    28. 28. Auto Insurance Mobile Competitive Review | Confidential | Page 28 Best-in-class Features: Mobile Apps
    29. 29. Auto Insurance Mobile Competitive Review | Confidential | Page 29 Allstate® Mobile (Android, Blackberry, iOS) Allstate® Mobile’s Get a Quote feature allows users to obtain an auto quote directly from within their mobile app. Users are able to obtain a quote in about 10 steps and without the need to divulge any personal information (e.g., SS#, name, address, email address, DoB). Prior to presenting users with the quote, the app also does an excellent job of summarizing the information inputted and provides them with 3 estimates to choose from. Best-in-class – Get a Quote
    30. 30. Auto Insurance Mobile Competitive Review | Confidential | Page 30 Progressive (Android, iOS) Although both the Progressive mobile app and the Allstate® Mobile app provide users with multiple quotes when they complete the process, Progressive received higher marks for its presentation of the 3 quotes and their respective policy details as well as the option to Name Your Price. Best-in-class – # of Quotes Given vs. vs.
    31. 31. Auto Insurance Mobile Competitive Review | Confidential | Page 31 State Farm Pocket Agent™ (Android, iOS) The State Farm Pocket Agent™ gives users access to a robust tool allowing them to make note of every detail that pertains to an auto accident. Users are able to enter the date, incident location, type of accident (from pre-existing list), as well as capture photos (up to 4), visually indicate the damage sustained, draw the accident scene, and even speak the details of the accident (using the phone’s microphone). Users are able to input all of this critical information and have the ability to not only add their personal policy information to this list, but more importantly are able to submit a claim directly from their mobile device when ready. Best-in-class – Accident Details
    32. 32. Auto Insurance Mobile Competitive Review | Confidential | Page 32 GEICO GloveBox (Android, Blackberry, iOS, Windows Phone 7) The Bill Pay process on the GEICO GloveBox mobile app is very straightforward. Within 4 clicks customers are able to submit a payment. The app’s ability to choose various payment methods as well as pay the amount due or the remaining balance are features that add to the convenience of the process. Best-in-class – Pay Your Bill Android version iOS version
    33. 33. Auto Insurance Mobile Competitive Review | Confidential | Page 33 State Farm Pocket Agent™ (Android, iOS) When it comes to viewing you policy information on a mobile app, the State Farm Pocket AgentTM ranks highest with its easy access to the information (2 clicks) in addition to its breadth of policy information available to the customer. • Premium cost • List of insured • Effective dates • Policy number • Vehicle information • VIN • Agent information • Coverage details* Best-in-class – Viewing Policy Details
    34. 34. Auto Insurance Mobile Competitive Review | Confidential | Page 34  Based on responses of 5 to: “When thinking about a mobile app to manage your car insurance policy, on a scale from 1 – 5 where 5 is “absolutely must have”, and 1 is “don’t need it”, please rate the following:” Importance of Features Desired Features Tier 1 • Ability to enter detailed accident information (photos, scene details, date, etc.) • Ability to view policy information (e.g., insurance card) • Ability to submit bill payment • Ability to receive an auto quote WITHOUT the need to supply SS# Tier 2 • Shows payment history • Provides discount information on your policy • Ability to edit personal and policy information - Home address - Add/Remove vehicles - Add/Remove drivers - Change coverage Tier 3 • Links to social media (e.g., Facebook, Twitter, etc.)
    35. 35. Auto Insurance Mobile Competitive Review | Confidential | Page 35 We asked users what they can do today on their car insurance provider’s website that would be important to be able to do from the mobile app. Here are the top 7 ranked in order of importance to them that are currently missing from ALL mobile apps we evaluated: TOP 3 1. View discount information on the policy 2. Edit home address 3. View historical payment information Opportunities – What is missing but important to users? Historical information on GEICO’s websiteDiscounts information on Progressive’s website
    36. 36. Auto Insurance Mobile Competitive Review | Confidential | Page 36 4 more… 4. Add/Remove a vehicle 5. Edit payment plan 6. Edit coverage 7. Add/Remove driver Opportunities – What is missing but important to users? Make changes to Policy in Allstate’s websiteAdd a driver in State Farm’s website
    37. 37. Auto Insurance Mobile Competitive Review | Confidential | Page 37 3901 NW 79 Ave, STE 252 Doral, FL 33166 Ph (305) 809-0555 Eugene Santiago Rebeca Lergier Jennifer Knodler sales@keylimeinteractive.com Thank You
    38. 38. Auto Insurance Mobile Competitive Review | Confidential | Page 38 Appendix
    39. 39. Auto Insurance Mobile Competitive Review | Confidential | Page 39 # Application Name Insurance Company Platforms Capabilities Evaluated by KLI 1 Allstate® Mobile All State Android, Blackberry, iPhone, iPod Touch, iPad Pay your bill, Access you policy, File/View claim information, Get a quote, Record accident details, Locate an agent, Accident checklist  2 Allstate® Digital Locker All State iPhone, iPod Touch, iPad Create a home inventory. Archive and catalog your belongings. Create lists and take photos  3 Good Hands℠ Roadside Assistance All State Android, Blackberry, iPhone, iPod Touch, iPad Pay as you go roadside help to anyone, even non-customers  4 Motor Club All State iPhone, iPod Touch, iPad Quickly and easily request roadside assistance sent to your location  5 Tag In by Allstate™ All State Android, Blackberry, iPhone Message keeper with location to send to friends and family. Can text one person or group  6 What's Your Life Worth All State iPhone, iPod Touch, iPad Determine the economic value of various aspects of your life using this calculator  7 GloveBox GEICO Android, Blackberry, iPhone, iPod Touch, iPad, Windows Phone 7 Pay your bill, View claims, Get a quote, Access driver and vehicle information, Update contact info, enroll in Text Alerts (News), Gather and record accident details, Locate taxi/rental cars, Roadside service, Access videos and social media, Games, Access GEICO Privileges, GEICO's Car Buying Service  8 GEICO Arcade GEICO Android, iPhone, iPod Touch, iPad Play GEICO Gecko Baseball. More games to come  9 Leave Card GEICO Android, Blackberry, iPhone, iPod Touch, iPad Federal Employees can track their leave time  10 SnapQuote GEICO iPhone, iPod Touch, iPad Get quote for 1 car and 1 driver by taking pic of driver's license and answering a few questions  11 Progressive Progressive Android, iPhone, iPod Touch, iPad Pay your bill, Submit a claim, Find service center, View insurance ID card, Get a quote, Find local agent, Compare vehicles by viewing safety information and see which is less expensive to insure, Roadside assistance, Collect accident details, Safety tips and how-to's, Watch commercials  12 Flo-isms Progressive Android, iPhone, iPod Touch, iPad Allows you to listen to sayings from Flo  13 Progressive Art Progressive iPhone, iPod Touch, iPad Allows to explore a diverse selection of works from Progressive's contemporary art collection. Artist information included  14 Route-Rageous Progressive iPhone, iPod Touch, iPad Brain Teaser game. Control your car through twits and turns  15 State Farm Pocket Agent™ State Farm Android, iPhone Pay bill, accident support, initiate a claim, policy information, insurance card, contact agent, roadside assistance - hotels, gas, tow, taxi, rental, contact repair center  16 Driver Feedback™ State Farm iPhone, iPod Touch, iPad Scores your driving and gives you tips to help you drive better  17 State Farm MoveTools™ State Farm iPad Tool to manage, plan, and organize your move  18 Steer Clear® Mobile State Farm Android, iPhone, iPod Touch, iPad Tool to earn safe driving discounts, watch videos, driving tips, keep record of license and weather log for area, agent contact 
    40. 40. Auto Insurance Mobile Competitive Review | Confidential | Page 40 • iOS - Updated 4/18/2011 - Version 1.2 - English only - 3.5 stars • Android - Updated 4/8/2011 - Version 1.0.8 - 3 stars • iOS - Updated 1/28/2011 - Version 3.0.2 - English, French, German, Spanish - 2.5 stars • Android - Updated 1/7/2011 - Version 7.2.8.23 - 4 stars • iOS - Updated 3/07/2011 - Version 2.8 - English only - 3.5 stars • Android - Updated 2/28/2011 - Version 2.2.1 - 3.5 stars Current User Ratings • iOS - Updated 4/26/2011 - Version 1.5 - English only - 2.5 stars • Android - Updated 3/10/2011 - Version 1.3 - 1.5 stars

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