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  1. 1. 1 Dear Customer Reserve Bank of India (“RBI”) has stipulated a new standard for the format of cheque leaves that are issued by banks to their customers, known as “CTS 2010 Standard”, and has for the same purpose directed all the banks to replace old cheque leaves with the new CTS 2010 Standard compliant cheque leaves on or before 31st March 2013. Please find enclosed small presentation of CTS clearing system. We recommend:  Effective March 31.2013, please use only CTS 2010 standard cheques in all your banking transactions  In case you have submitted post dated non CTS 2010 standard cheques dated 1st April 2013 onwards for your loans with us, please replace them with CTS 2010 standard cheques before 31.3.2013 In case of any clarification required please call us on toll free number 1800-209-0188 or contact our nearest TMF branch
  2. 2. 2 What is CTS? How to identify a CTS '2010' compliant cheque ? 1 Bank's logo printed 2 Void pantograph 3 Cheque printer details/CTS- 2010 4 Rupee symbol 5 Signature Space Indicator RBI circular- CTS
  3. 3. 3 CTS (Cheque Truncation System) Format