Money saving tips for your household budget

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Money saving tips for your household budget

  1. 1. Using the Web and more.MONEY SAVING TIPS FOR YOURHOUSEHOLD BUDGET
  2. 2. FUEL
  3. 3. NOT REALLY ALTERNATIVES:
  4. 4. CONT:
  5. 5. CONT:
  6. 6. CONT:
  7. 7. CONT:
  8. 8. FUEL Average American drives 12,000 miles a year at 22 mpg: $3 - 1599 3.30 - 1758 3.45 - 1838 $239 difference when paying even .45 more a gallon.
  9. 9. SO HOW DO WE SAVE?1.Avoid High SpeedsAs your speed increases, your aerodynamic drag increases in an exponential fashion. Driving 62 mph (100 km/h) vs75 mph (120 km/h) will reduce fuel consumption by about 15%.2.Do Not Accelerate or Brake HardBy anticipating the traffic and applying slow steady acceleration and braking, fuel economy may increase by asmuch as 20%.3.Keep Tires Properly InflatedKeep tire air pressure at the level recommended by your vehicle manufacturer. A single tire under inflated by 2 PSI,increases fuel consumption by 1%.4.Use A/C SparinglyWhen the air conditioner is on it puts extra load on the engine forcing more fuel to be used (by about 20%). Thedefrost position on most vehicles also uses the air conditioner.5.Keep Windows ClosedWindows open, especially at highway speeds, increase drag and result in decreased fuel economy of up to 10%.6.Service Vehicle RegularlyProper maintenance avoids poor fuel economy related to dirty air filters, old spark plugs or low fluid levels.7.Use Cruise ControlMaintaining a constant speed over long distances often saves gas.8.Avoid Heavy LoadsRemove the sand bags from your trunk in the spring and pack lightly for long trips.9.Avoid Long IdlesIf you anticipate being stopped for more than 1 minute, shut off the car. Restarting the car uses less fuel thanletting it idle for this time.10.Purchase a Fuel Efficient VehicleWhen buying a new vehicle examine the vehicles rated fuel efficiency. Usually choosing a small vehicle with amanual transmission will provide you with great fuel economy.
  10. 10. ALSO: Gasbuddy.com – Gives you fuel saving tips, and you can find the best prices on gas nearby. Apps- Look for fuel saving apps for your brand of phone or service Fuel up between Tuesday morning and Thursday Afternoon Take advantage of Promotions and partnerships (Kroger gas savings, etc). Pick stations with large stores (but don’t buy anything there!)
  11. 11.  SLOW DOWN!!!!!!! Munis need revenue Time saved? Is it Safe? Wear and tear Do you have $150 to toss away?
  12. 12. HOME SWEET HOME
  13. 13. HOME Tech Services- Go a la carte or bundle Could you do Internet Only? Hulu.com atdhe.eu Justintv Veetle Phantom Power- Unplug when not in use Moolanomy.com - tips on how to get your property taxes lowered Tech Toys- Are you keeping up with the Jones’s? data plans and service adds up!
  14. 14. USE THE INTERNET Free Software- freewarehome.com Buy and Sell Online Craigslist.com ebay.com etsy.com youd be surprised who wants your junk. Get it for free- freecycle.org Discount codes- search for discount codes for ANYTHING you buy online Do it yourself- Youtube tutorials
  15. 15. GROCERY Shop on Mondays or Tuesdays Go to more than one store- watch the circulars Join Clubs or get the card Grocery Game.com Coupons Coupons Coupons! Groupon.com Circulars
  16. 16. ENTERTAINMENT Library Card – movies galore as well as online storybooks Ask for discounts- student, job, etc. Never Know Watch for special discount days Search free events on local event sites Metromix.com cincinnati.com cincinnatiusa.com Go early Entertainment books- I love them and they help your school Go to College- numerous free events, world class http://www.clicker.com/ online television
  17. 17. EXTRAS Set up a discount email account- Yahoo, Gmail Stay away from vending machines and Stop and Go’s Spending Triggers- find yours and be aware Waiting period for purchases over ______ Use the envelope system for cash Account for all your dollars by preplanning
  18. 18. MANAGE YOUR MONEY http://www.squawkfox.com/ http://andthenwesaved.com/ http://www.thesimpledollar.com/2007/01/31/3 1-days-to-fix-your-finances-a-wrapup/ http://www.retailmenot.com/ http://www.mysurvey.com, free to sign up for program (must have email address to receive surveys), free surveys to take and get paid for them (gift cards, money, charity donations, etc)
  19. 19. GROCERY AND COUPONS http://www.bargainstobounty.com/store-matchups/ Matches coupons with weekly specials http://www.target.com, coupons to target (various items) http://www.grocerymom.com, free to join, includes coupons for various items http://www.coupons.com, various grocery coupons http://www.valpak.com/coupons/savings/groceries http://thepeacefulmom.com/
  20. 20. MISC.- Groupon: http://www.groupon.com, It is a free website that you can receive specials on various activities, restaurants and merchandise.- http://www.BuyWithMe.com, similar to groupon deals- http://www.Bookingbuddy.com, deals on travel- http://www.livingsocial.com, similar to groupon and buywithme- http://www.techbargains.com, deals on laptops, GPS devices, etc- http://www.shesaved.com, links to various sites that tell you where to shop for the best savings (site has daily deals, coupons, ways to get freebies, giveaways, etc)- http://www.billshrink.com, a 24 hour customer service that helps with usage on credit cards, wireless service, tv, gas stations, etc- http://www.goldstar.com, free website for activities such as comedy shows, sport events, plays, etc- http://www.mycoupons.com, various coupons (shoes, food, clothes, online companies, auto, etc)- http://www.valpak.com, various coupons
  21. 21. COOL, AND SAVES MONEY http://www.dinnertool.com/ lets you plug in ingredients you’ve got on hand so you can whip up a meal in a flash without wasting a thing. http://allrecipes.com/search/default.aspx?qt=i&rt =r another supah-bad ingredient search site, you’ll never waste another half-pound of produce again. http://freebies4mom.com/ has about a bazillion freebies every day. http://www.gazelle.com/ sell your old tech

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