10/04/13
WELCOME!WELCOME!
Katrini Homes LLCKatrini Homes LLC
Real Estate Solutions Company.Real Estate Solutions Company.
...
10/04/13
AgendaAgenda
 Katrini Homes LLC – Who Are We?Katrini Homes LLC – Who Are We?
 Our Mission StatementOur Mission ...
10/04/13
Katrini Homes, LLCKatrini Homes, LLC
IntroductionIntroduction
 Buy distressed residential properties at a deep d...
10/04/13
Our Mission StatementOur Mission Statement
When a passion for real estate is combined withWhen a passion for real...
10/04/13
How Can We Buy HousesHow Can We Buy Houses
Far Below Market Value?Far Below Market Value?
 Our specialty is dist...
Advantages to Working With UsAdvantages to Working With Us
 We have the Fortune Builder’s business systems andWe have the...
10/04/13
People Who Sell us HousesPeople Who Sell us Houses
 BanksBanks
 Private IndividualsPrivate Individuals
 Realto...
10/04/13
People Who Buy OurPeople Who Buy Our
HousesHouses
 Achieve the American Dream of homeAchieve the American Dream ...
10/04/13
How is Katrini Homes, LLCHow is Katrini Homes, LLC
different from an averagedifferent from an average
investor?in...
10/04/13
Competitive AdvantageCompetitive Advantage
 Our competitive advantage isOur competitive advantage is SPEEDSPEED ...
10/04/13
What’s In It For You?What’s In It For You?
 Investment secured by real estate.Investment secured by real estate....
10/04/13
Private Lender ProgramPrivate Lender Program
OverviewOverview
 We buy, rehab & sell houses.We buy, rehab & sell ...
10/04/13
How Does Your Bank MakeHow Does Your Bank Make
Money?Money?
 Bank takes in deposits.Bank takes in deposits.
 Ba...
10/04/13
Private Lender ProgramPrivate Lender Program
How it Works?How it Works?
 We locate a property we want to buy.We ...
10/04/13
Private Lender ProgramPrivate Lender Program
PaymentsPayments
 We make annual payments of 5-15% simple interestW...
10/04/13
Our PromiseOur Promise
 We won’t lower your rate as long as the money isWe won’t lower your rate as long as the ...
10/04/13
Private Lender ProgramPrivate Lender Program
$100,000 Loan Sample$100,000 Loan Sample
Risks Vs. RewardsRisks Vs. ...
10/04/13
Documents Securing YourDocuments Securing Your
InvestmentInvestment
 Promissory Note.
 Mortgage.
 Hazard Insur...
10/04/13
We can invest your IRA or pension plan.
 Now your returns are tax deferred or tax free.
 It’s simple, easy and...
10/04/13
Most people think that an IRA can only be used to purchase investments,
like stocks and mutual funds. But that’s ...
10/04/13
Retirement Accounts That Can Be Self-Directed
•Roth IRA
•Traditional IRA
•SEP IRA
•Simple IRA
•401k (qualified pl...
Common Ways Private LendersCommon Ways Private Lenders
Fund DealsFund Deals
10/04/13
 Cash
 Home Equity Line
 Personal ...
10/04/13
Cash
Cash held in most types of bank accounts can be accessed quickly
and can fund your deals in minutes, instead...
10/04/13
Personal & Business Lines of Credit
Personal loans and “signature lines of credit” can be
obtained from most bank...
10/04/13
Liquidated Securities & Investments
Investments are a way to put your savings to work
earning more money. However...
10/04/13
What Happens to My
Investment if YOU/YOUR
PARTNER Dies?
 Business is structured to sell properties and
pay you o...
10/04/13
RecapRecap
 We are Katrini Homes LLC.We are Katrini Homes LLC.
 Buy at a deep discount.Buy at a deep discount.
...
Taking the Next StepsTaking the Next Steps
GETTING STARTED WITH USGETTING STARTED WITH US
He would remove thisHe would rem...
10/04/13
YOUR OptionsYOUR Options
 Refer Others and get a 1% Reward whileRefer Others and get a 1% Reward while
they get ...
10/04/13
How To Find UsHow To Find Us
 E-Mail:E-Mail: patricia@katrinihomes.compatricia@katrinihomes.com
katy@katrinihome...
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Private Lending Package

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  • * 07/16/96 * ##
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  • Private Lending Package

    1. 1. 10/04/13 WELCOME!WELCOME! Katrini Homes LLCKatrini Homes LLC Real Estate Solutions Company.Real Estate Solutions Company. Your Logo Here
    2. 2. 10/04/13 AgendaAgenda  Katrini Homes LLC – Who Are We?Katrini Homes LLC – Who Are We?  Our Mission StatementOur Mission Statement  Advantages to working with usAdvantages to working with us  Competitive AdvantageCompetitive Advantage  What’s In It For You?What’s In It For You?  What is Private Mortgage Lending?What is Private Mortgage Lending?  Private Lender Program & How it worksPrivate Lender Program & How it works
    3. 3. 10/04/13 Katrini Homes, LLCKatrini Homes, LLC IntroductionIntroduction  Buy distressed residential properties at a deep discount.Buy distressed residential properties at a deep discount.  Rehabilitate properties and solve problems to createRehabilitate properties and solve problems to create value.value.  Lease and Sell to 1Lease and Sell to 1stst time home buyers andtime home buyers and un-loanable Buyersun-loanable Buyers..
    4. 4. 10/04/13 Our Mission StatementOur Mission Statement When a passion for real estate is combined withWhen a passion for real estate is combined with talented individuals who have an uncompromisingtalented individuals who have an uncompromising drive to succeed, amazing things will happen. Atdrive to succeed, amazing things will happen. At Katrini Homes, it our goal to not only have a positiveKatrini Homes, it our goal to not only have a positive effecteffect NEED this from other docNEED this from other doc ..
    5. 5. 10/04/13 How Can We Buy HousesHow Can We Buy Houses Far Below Market Value?Far Below Market Value?  Our specialty is distressed properties that needOur specialty is distressed properties that need renovations.renovations.  We know where to look, what to buy, what not to buyWe know where to look, what to buy, what not to buy and how to renovate.and how to renovate.  We cut out the middleman’s cost, such as commissions,We cut out the middleman’s cost, such as commissions, mortgage broker fees, loan fees and attorney fees.mortgage broker fees, loan fees and attorney fees.
    6. 6. Advantages to Working With UsAdvantages to Working With Us  We have the Fortune Builder’s business systems andWe have the Fortune Builder’s business systems and knowledge to purchase properties QUICKLY and withknowledge to purchase properties QUICKLY and with CASH.CASH.  We create value by finding distressed , vacant homesWe create value by finding distressed , vacant homes and putting them back in use after renovation.and putting them back in use after renovation.  We have a creative marketing system to find andWe have a creative marketing system to find and purchase properties before they’re ever listed.purchase properties before they’re ever listed.  We pay wholesale prices to all contractors and typicallyWe pay wholesale prices to all contractors and typically get bulk discounts on all materials.get bulk discounts on all materials.  We find our own buyers, allowing us to secure a strongWe find our own buyers, allowing us to secure a strong sales price and save on sales commissions.sales price and save on sales commissions.10/04/13
    7. 7. 10/04/13 People Who Sell us HousesPeople Who Sell us Houses  BanksBanks  Private IndividualsPrivate Individuals  RealtorsRealtors  Un-sellable homeownersUn-sellable homeowners BENEFITS TO SELLERBENEFITS TO SELLER  Cash OfferCash Offer  No CommissionNo Commission  Quick CloseQuick Close  No FeesNo Fees  No Closing CostsNo Closing Costs  We Buy House “AS-IS”We Buy House “AS-IS”  No Appraisal.No Appraisal.
    8. 8. 10/04/13 People Who Buy OurPeople Who Buy Our HousesHouses  Achieve the American Dream of homeAchieve the American Dream of home ownership.ownership.  Many could not buy without our innovativeMany could not buy without our innovative and willingness to go the extra mile.and willingness to go the extra mile.  Un-loanable Buyers.Un-loanable Buyers.
    9. 9. 10/04/13 How is Katrini Homes, LLCHow is Katrini Homes, LLC different from an averagedifferent from an average investor?investor? TEAMTEAM  Patricia TrinidadPatricia Trinidad – CEO – Marketing, Acquisitions , Operations and– CEO – Marketing, Acquisitions , Operations and TechnologyTechnology  Katy O’ConnellKaty O’Connell – CFO – Renovation Management, Sales and Financial– CFO – Renovation Management, Sales and Financial Management and LegalManagement and Legal  VERSATILITYVERSATILITY  Katrini HomesKatrini Homes creates value through an “out of the box” creative approachcreates value through an “out of the box” creative approach to real estate transactions.to real estate transactions.  Our focus is on providingOur focus is on providing SOLUTIONSSOLUTIONS for our clients and findingfor our clients and finding VALUEVALUE for our investors, not simply buying, fixing and selling properties.for our investors, not simply buying, fixing and selling properties.  Continuous investment and commitment to improving industry knowledge &Continuous investment and commitment to improving industry knowledge & training.training.
    10. 10. 10/04/13 Competitive AdvantageCompetitive Advantage  Our competitive advantage isOur competitive advantage is SPEEDSPEED toto purchase properties.purchase properties.  Our ability to expand client base throughOur ability to expand client base through KNOWLEDGEKNOWLEDGE of deal structuring and ofof deal structuring and of advanced real estate techniquesadvanced real estate techniques..
    11. 11. 10/04/13 What’s In It For You?What’s In It For You?  Investment secured by real estate.Investment secured by real estate.  5-15% return on your money (depending on financial5-15% return on your money (depending on financial package you opt into).package you opt into).  A predictable income stream.A predictable income stream.  No management costs.No management costs.  No daily headaches with managing contractors.No daily headaches with managing contractors.
    12. 12. 10/04/13 Private Lender ProgramPrivate Lender Program OverviewOverview  We buy, rehab & sell houses.We buy, rehab & sell houses.  To buy houses, we prefer to borrow money fromTo buy houses, we prefer to borrow money from private individuals.private individuals.  We pay you 5 -15% to use your money.We pay you 5 -15% to use your money. (depending on financial package you opt into)(depending on financial package you opt into)  It is a very simple planIt is a very simple plan..
    13. 13. 10/04/13 How Does Your Bank MakeHow Does Your Bank Make Money?Money?  Bank takes in deposits.Bank takes in deposits.  Bank loans the money out at a higher rate of interest toBank loans the money out at a higher rate of interest to other peopleother people.. Katrini Homes, LLC is cutting out the middle man.
    14. 14. 10/04/13 Private Lender ProgramPrivate Lender Program How it Works?How it Works?  We locate a property we want to buy.We locate a property we want to buy.  We borrow from you to purchase the property.We borrow from you to purchase the property. (money is put directly into an escrow account)(money is put directly into an escrow account)  We have a formal closing and you get a mortgage on theWe have a formal closing and you get a mortgage on the home with other important documents.home with other important documents. You are the BANK and you earn the interest!
    15. 15. 10/04/13 Private Lender ProgramPrivate Lender Program PaymentsPayments  We make annual payments of 5-15% simple interestWe make annual payments of 5-15% simple interest OrOr  The interest accrues until the house is sold and you getThe interest accrues until the house is sold and you get 1 check for principal and interest1 check for principal and interest OrOr  We will make quarterly payments if you like a quarterlyWe will make quarterly payments if you like a quarterly incomeincome
    16. 16. 10/04/13 Our PromiseOur Promise  We won’t lower your rate as long as the money isWe won’t lower your rate as long as the money is invested on a property.invested on a property.  We pay you 5-15% simple interest. (depending onWe pay you 5-15% simple interest. (depending on financial package you choose)financial package you choose)
    17. 17. 10/04/13 Private Lender ProgramPrivate Lender Program $100,000 Loan Sample$100,000 Loan Sample Risks Vs. RewardsRisks Vs. Rewards  Us at 10% = $10,000 per year.Us at 10% = $10,000 per year.  Bank at 1.0% = $1,000 per year.Bank at 1.0% = $1,000 per year.  CD at .50% = $500.00 per yearCD at .50% = $500.00 per year  Stock Market = Returns Unknown, Invest at Market Price,Stock Market = Returns Unknown, Invest at Market Price, Completely UnsecuredCompletely Unsecured  R.E. Private Lending – Secured by Deed of Trust, CollateralR.E. Private Lending – Secured by Deed of Trust, Collateral is Fully Insured, Collateralized below Market Value, Returnsis Fully Insured, Collateralized below Market Value, Returns are Fixed & Agreed Upon Term, Tangible Assetare Fixed & Agreed Upon Term, Tangible Asset You will make a 10x greater return on your money!You will make a 10x greater return on your money!
    18. 18. 10/04/13 Documents Securing YourDocuments Securing Your InvestmentInvestment  Promissory Note.  Mortgage.  Hazard Insurance Policy.  Title Lenders Policy Lenders have no expenseLenders have no expense
    19. 19. 10/04/13 We can invest your IRA or pension plan.  Now your returns are tax deferred or tax free.  It’s simple, easy and we do the work. Got IRA Money?
    20. 20. 10/04/13 Most people think that an IRA can only be used to purchase investments, like stocks and mutual funds. But that’s not true! You can get private mortgage loans using the funds which are already in your IRAs’ and other retirement plans. As it pertains to lending for real estate investments, enter the Self-Directed IRA. The IRS has set forth guidelines on what you can and cannot invest in with your IRA. Many people are surprised at the scope of options available. From tax liens, gold, real estate investments and real estate notes, IRAs’ are much more powerful than most people ever realized. If you add to that power of a Roth IRA which allows you to enjoy your earnings tax-free or deferred, and you’ve got a fast road to an easy retirement!
    21. 21. 10/04/13 Retirement Accounts That Can Be Self-Directed •Roth IRA •Traditional IRA •SEP IRA •Simple IRA •401k (qualified plan) •Educational Savings Accounts •Health Savings Accounts *Profits can be tax free or tax deferred when you invest with one of these vehicles However, in order for you to use retirement accounts for loans, they must first be administered by a third party custodian. After selecting your custodian, you simply send a transfer form to them and they’ll do all the work for you, once you've done that you are ready to make private mortgage loans. We would be happy to recommend a local custodian we’ve worked with in the past who can assist you with setting up your account.
    22. 22. Common Ways Private LendersCommon Ways Private Lenders Fund DealsFund Deals 10/04/13  Cash  Home Equity Line  Personal & Business Lines of Credit  Retirement Accounts  Liquidated Securities & Investments
    23. 23. 10/04/13 Cash Cash held in most types of bank accounts can be accessed quickly and can fund your deals in minutes, instead of hours or days. Fees are generally minimal for wire transfers and cashier’s checks.   Home Equity Line of Credit A home equity line of credit is a very powerful source of funding that many people have and don’t even think of. Unleveraged equity is dead money and it’s not earning any interest. You can easily tap into that money. It’s a way to make sure you’re in first position when we’re ready to pull the trigger and buy a property.
    24. 24. 10/04/13 Personal & Business Lines of Credit Personal loans and “signature lines of credit” can be obtained from most banks or credit unions by anyone with good credit and a stable income. Retirement Accounts More and more private money lenders are using their IRA funds to invest in real estate. A self-directed IRA is essentially the same as a traditional IRA, but allows you to purchase a broader range of investments, including real estate.
    25. 25. 10/04/13 Liquidated Securities & Investments Investments are a way to put your savings to work earning more money. However, if your stocks and investments have not performed as you had expected, it might be time to consider other investments. As you know, stocks can be liquidated as and when you wish. Sometimes you need to liquidate your investments because you need the money for something you want to purchase such as real estate
    26. 26. 10/04/13 What Happens to My Investment if YOU/YOUR PARTNER Dies?  Business is structured to sell properties and pay you off. Your loan is still secured by the property.  The property will be sold and your principal and interest will be paid as agreed.
    27. 27. 10/04/13 RecapRecap  We are Katrini Homes LLC.We are Katrini Homes LLC.  Buy at a deep discount.Buy at a deep discount.  Renovate.Renovate.  Sell/Rent.Sell/Rent.  We offer SECURE INVESTMENTWe offer SECURE INVESTMENT OPPORTUNITIES to People like YOUOPPORTUNITIES to People like YOU!!
    28. 28. Taking the Next StepsTaking the Next Steps GETTING STARTED WITH USGETTING STARTED WITH US He would remove thisHe would remove this  It is important to sit down and discuss all theseIt is important to sit down and discuss all these details in person. We will need a clear definition ofdetails in person. We will need a clear definition of what your goals are, i.e. long term investment orwhat your goals are, i.e. long term investment or short term, and the amount you are comfortableshort term, and the amount you are comfortable initially investing. At that point, we will presentinitially investing. At that point, we will present you with any current opportunities that fit thoseyou with any current opportunities that fit those criteria or contact you as soon as we have one thatcriteria or contact you as soon as we have one that fits.fits.    If you have any interest in this opportunity, pleaseIf you have any interest in this opportunity, please contact our office.contact our office. 10/04/13
    29. 29. 10/04/13 YOUR OptionsYOUR Options  Refer Others and get a 1% Reward whileRefer Others and get a 1% Reward while they get a 5-15% Return.they get a 5-15% Return. oror  Invest your Own Money at 5-15%.Invest your Own Money at 5-15%. oror  BOTH! Invest at 5-15% And tell OthersBOTH! Invest at 5-15% And tell Others for a 1% REWARD.for a 1% REWARD.
    30. 30. 10/04/13 How To Find UsHow To Find Us  E-Mail:E-Mail: patricia@katrinihomes.compatricia@katrinihomes.com katy@katrinihomes.comkaty@katrinihomes.com  Phone : 855-LIV-YOLOPhone : 855-LIV-YOLO 855-548-9656855-548-9656

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