Descrip(on CPPI has been created to service organiza7ons commi9ed to advancing the ideal of ﬁnancial inclusion of the un‐banked. Leverage 13 years experience in global money & air(me transfer to develop the Mobile Money Ecosysteminterna(onal markets ‐ globally networked ‐ remiAances ‐pre‐paid mobile top‐up ‐ ecosystem development ‐ consumer behavior‐ strategy development ‐ product architecture ‐ rela(onships inretail ‐ banking & microﬁnance ‐ compliance ‐ regulatory ‐ AML
NeedTechnology exists to get value (money & minutes) on to stored value cards and mobile phones(mobile wallet), but the environment (ecosystem) has not been set up for consumers to access & spend money once loaded.
Mission Crea7on of the ecosystem to facilitate worldwide access to ﬁnancial services for the un‐banked / underserved popula7on. Financial Empowerment
Strategy Develop an ecosystem for the billions of consumers that deal primarily in cash Stored Value Cards Mobile Wallets
“Value Transfer Roadmap” Transi7on consumers into the formal economy through use of emerging payment solu7ons such as pre‐paid mobile phone top up, prepaid debit cards, mobile money transfer, micro ﬁnancial services and micro transfers. “Value Transfer Roadmap” A stepped approach to induce consumers to adopt the mobile wallet and stored value cards to subs(tute their cash wallets.
* “Value Transfer Roadmap” health food care money merchandise airtime m-wallet, MNOs, cash out health networks , top up retailers, card providers accountsproviders providers * CPPI Proprietary
CPPI Core Competencies Understanding consumer behavior AOtude & Usage of ﬁnancially under‐served popula7ons Immigrant workers…transna7onal families Experience in interna7onal money/ air7me transfer Eco‐system development for the un‐banked Cash‐in / cash‐out, “bankeriza7on”, “carderiza7on” Regulatory, compliance, AML Globally networked, rela7onship management Money transmi9ers, retail, banking, microﬁnance Regulators, policy inﬂuencers, mul7lateral ins7tu7ons Strategy development Product architecture Roadmap crea7on
Authorized Global Distributor CPPI contracted to expand global distribu7on with money transfer providers and mobile network operators Processing Micropayments Across International Boundaries The fastest growing interna7onal prepay top‐up company Superior processing plaYorm 40 top Mobile Operators in 32 developing countries Connec7vity to 350 MILLION mobile phones globally! Goal: micro‐transfers to one billion mobile phones by 2013
Thank YouJohn Warner‐Gu7érrez email@example.com Miami, FL USA