Here at Swift Money we provide a convenient way for you to apply for the money you need from
the comfort of your own home. The amount of growth that we have experienced over the past
four years, we largely owe to our transparent and efficient service. There are no secrets, no
hidden fees and no stress.
Our main objective is to save as much hassle as possible that is involved with searching and
applying for a short term loan with multiple payday lenders. Just one application with Swift
Money along with an online decision can be completed within a matter of minutes.
Throughout the current financially challenging climate, we have been able to provide payday
loans to thousands of customers throughout the UK. We also process each application with a
strict sense of urgency.
Swift Money have access to a large network of payday lenders, making for very high success
rates whilst removing the inconvenience of searching and applying with multiple payday lenders
until you find a match. Allow Swift Money to help you get through a difficult financial time by
applying for a short term loan today.
Repayment & Collections
Collections Process: If at any point during the term of your loan you feel that you will have
difficulty in repaying what you owe, you must contact the lender immediately. You will be able to
discuss repayment options and avoid missing your repayment date completely.
If you fail to notify the lender of your difficulties and miss your repayment date, your details
could be forwarded onto debt recovery agencies to recover the debt. This action is not taken
lightly and is always a last resort.
Implications of Non Payment: Again, if you are struggling, or feel that you may struggle to
meet your repayment date, you need to contact the lender immediately. If you do not do this and
you fail to meet the agreed repayment date, this could adversely affect your credit score and will
harm your chances of obtaining credit in the future.
If you do miss your repayment date interest and charges may also be applied. In this instance
lenders will always try to contact you via telephone or letter in order to recover the funds or to
arrange an alternative repayment solution.
Late Payment: Where you feel that you may have any difficulty in repaying your loan on the
pre-arranged date, you will need to contact your lender immediately. You will be able to
rearrange your repayment date to a more suitable time (this may result in a small charge being
added on to the total amount due). The late payment fee could vary from £1 to £15, completely
dependent upon the delay and the lender.