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Jon Terracciano Presentation
Financial Tips for the Young Adult
Create a Budget
• Knowing where your money goes each month is
the first step on the path to financial
responsibility. Write down all of your monthly
expenses and keep track of your spending each
month.
Save
• Experts suggest saving 30% of your salary each
year. This may be difficult right after graduation,
but it’s important to save what you can. Check
with your employer to see if they offer 401k
matching or other savings programs.
Student Loan Repayment Plan
• Having a student loan repayment plan can help
you pay down your debts more quickly. The
faster you can pay off student loan debt, the
more you’ll save on interest.

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Jon Terracciano Financial Tips for the Young Adult

  • 1. Jon Terracciano Presentation Financial Tips for the Young Adult
  • 2. Create a Budget • Knowing where your money goes each month is the first step on the path to financial responsibility. Write down all of your monthly expenses and keep track of your spending each month.
  • 3. Save • Experts suggest saving 30% of your salary each year. This may be difficult right after graduation, but it’s important to save what you can. Check with your employer to see if they offer 401k matching or other savings programs.
  • 4. Student Loan Repayment Plan • Having a student loan repayment plan can help you pay down your debts more quickly. The faster you can pay off student loan debt, the more you’ll save on interest.