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Hub monnaies complementaires

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Hub monnaies complementaires

  1. 1. Les monnaies complémentaires en Belgique Par Jean-Luc Roux The Hub - Entreprendre sans argent? - 11 03 2010
  2. 2. Analyse systémique de la crise Tout système complexe en forme de réseau, comme sont les écosystèmes, les organismes vivants, et les économies peut être perçu comme des systèmes de flux de matière, énergie et d’information. La viabilité à long terme d'un système est rendue possible grâce à l'équilibre entre son efficacité et sa résilience L’efficacité se réfère a la capacité d’un système de traiter des volumes appropriés de matière, d’énergie et/ou d’information. La résilience. En écologie, la résilience est la capacité d'un écosystème ou d'une espèce à récupérer un fonctionnement et/ ou un développement normal après avoir subi un traumatisme. La résilience est fonction de la diversité couplée à l' interconnexion The Hub - Entreprendre sans argent? - 11 03 2010
  3. 3. . Analyse systémique de la crise The Hub - Entreprendre sans argent? - 11 03 2010
  4. 4. Analyse systémique de la crise The Hub - Entreprendre sans argent? - 11 03 2010
  5. 5. RES est une banque coopérative qui a pour objectif de stimuler le succès économique de ses clients dans l’économie locale. Pour toute PME et tous secteurs La banque RES dispose de sa propre monnaie: le RES-euro. Sa valeur est identique à l’euro: 1 RES-euro équivaut à 1 euro. Aujourd’hui, presque 5.000 PME belges font des affaires avec le RES-euro. Elles achètent et vendent les unes aux autres et paient en tout ou, en partie en RES-euro pour un montant de 3.000.000 RES-euro RES – RES plus (Belgique ) The Hub - Entreprendre sans argent? - 11 03 2010
  6. 6. RES – RES plus (Belgique) Consommateurs 90€ Compte bancaire commun Association (sportive) RES 100 RES 100 RES entreprise entreprise RES entreprise RES 7% 7% Frais marketing Sponsoring Ristournes clients en RES entreprise STOP 100 RES = 90€ The Hub - Entreprendre sans argent? - 11 03 2010
  7. 7. - Nous créons des entrepreneurs responsables - <ul><li>Le « e-portemonnee » est un système électronique d'épargne et de rémunération qui permet de gagner des points grâce aux comportements durables et respectueux de l'environnement. </li></ul><ul><li>La carte entend mettre en évidence et récompenser les </li></ul><ul><li>comportements respectueux au jour le jour. </li></ul><ul><li>Incitation positive </li></ul><ul><li>Effet multiplicateur des subsides </li></ul><ul><li>Il succède à l'opération « zet milieu op de kaart » et est opérationnel depuis le 12 novembre 2007 dans les communes d'Overpelt, Lommel, Zonhoven, Hechtel-Eksel et Dienst. </li></ul>The Hub - Entreprendre sans argent? - 11 03 2010
  8. 8. Chaque commune établit une liste des « bonnes actions » ( Dienst ) The Hub - Entreprendre sans argent? - 11 03 2010
  9. 9. Et une liste des récompenses ( Dienst ) The Hub - Entreprendre sans argent? - 11 03 2010
  10. 10. Toutes les transactions de points s'effectuent par le biais de la carte d'identité électronique ou de la carte communale. Le système a reçu l'approbation de la commission de la vie privée. Les données récoltées ne pourront en aucun cas être utilisées à des fins commerciales. Le système fonctionne comme une carte Bancontact. Rien n'est écrit sur la carte proprement dite. Elle ne sert qu'à l'identification du propriétaire. Les points sont centralisés dans une banque de donnée. The Hub - Entreprendre sans argent? - 11 03 2010
  11. 11. Gent – Belgium Pilotoperationalin2010 – Generalization to Flanders in2011-12 Social Purpose Currencies Introduce integrated payment system for an ecology of social purpose currencies Flanders pilot project on-going in Ghent, Belgium– Objectives: • Induce desirable behavior change while respecting democratic process • Obtain more social results with same Eurobudget– Methods: 3-5social purpose currencies with Belgian IDcard+mobilephone • Elderly care currency • Carbon-reducing currency • Learning currency The Hub - Entreprendre sans argent? - 11 03 2010
  12. 12. Jean-Luc Roux 28/04/2010 <ul><li>Projets en cours de développement: </li></ul><ul><li>Fondation Roi Baudouin: Monnaie complémentaire </li></ul><ul><li>Implique Académique – Projet pilote sur </li></ul><ul><li>sdfqsd </li></ul>
  13. 13. MERCI DE VOTRE ATTENTION The Hub - Entreprendre sans argent? - 11 03 2010

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