The Law Office of John M. Crane | Practice Areas

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John M. Crane, P.C. is a full-service law office with a practice focused on consumer bankruptcy. Chapter 7, Chapter 13 will be handled professionally by experienced bankruptcy attorneys in White Plains, Manhattan, and NYC.

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The Law Office of John M. Crane | Practice Areas

  1. 1. The Law Office Of John M.CranePortChester, Queens, White Plains, New YorkDisclaimer:The tips in this presentation are general in nature. Please useyour discretion while following them. www.johncranebankruptcy.com PortChester: (914) 481-3450
  2. 2. Practice Areas • Bankruptcy • Foreclosure Defense • Loan Modification www.johncranebankruptcy.com Portchester: (914) 481-3450
  3. 3. What is Bankruptcy? • Bankruptcy is a means for good people in bad situa- tions to legally get a fresh start. • There are certain require- ments, but generally, any one meeting those requir- ements has a legal right to file bankruptcy. www.johncranebankruptcy.com Portchester: (914) 481-3450
  4. 4. Process For Filing Bankruptcy • The purpose of the questionnaire is for the attorney to determine whether or not bankruptcy is right for you. If bankruptcy is determined to be your best option, the attorney will have to decide under which Chapter you will file. www.johncranebankruptcy.com Portchester: (914) 481-3450
  5. 5. Chapter 7 Bankruptcy • In a Chapter 7 proceeding, a trustee appointed by the bankruptcy court will take custody of and sell off any of your non-exempt assets. • The money received from this sale will be used to pay your creditors. Your debts are then discharged. This means that creditors are forever prohibited to try and collect on these discharged debts in the future. This means that after the discharge, you will continue to be liable for these debts. www.johncranebankruptcy.com Portchester: (914) 481-3450
  6. 6. Chapter 11 Bankruptcy • An individual cannot file under chapter 11 or any other chapter if, during the preceding 180 days, a prior bankruptcy petition was dismissed due to the debtors willful failure to appear before the court or comply with orders of the court, or was voluntarily dismissed after creditors sought relief from the bankruptcy court to recover property upon which they hold liens. www.johncranebankruptcy.com Portchester: (914) 481-3450
  7. 7. Chapter 13 Bankruptcy • A Chapter 13 Bankruptcy is designed primarily for residential homeowners, and allows a person or married couple to pay off all, or a portion, of their debts under the super- vision and the protection of the U.S. Bankruptcy Court while remaining in their home. www.johncranebankruptcy.com Portchester: (914) 481-3450
  8. 8. Foreclosure Defense • A foreclosure is a legal proceeding that is started by a lender after a home owner has failed to pay his/her mortgage www.johncranebankruptcy.com Portchester: (914) 481-3450
  9. 9. Loan Modification • A loan modification is a permanent change in one or more terms of a borrowers home loan, allows the loan to be reinstated, and results in a payment the homeowner can afford. www.johncranebankruptcy.com Portchester: (914) 481-3450
  10. 10. 342 North Main Street, PortChester, NY 10573 Phone No: (914) 481-3450 www.johncranebankruptcy.com

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