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Md rafique


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credit risk

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Md rafique

  1. 1. 4.21 Details of Letters of comfort (for Buyers’ credit availed by importers) issued andoutstandingS. Branch Name of the borrower Date of Amount of OutstandingNo. Sanction Loan as on March 31, 20114.22 Details of unsecured loans sanctioned during April 1, 2010 to March 31, 2011 Rs in croreSl. Name of Branch Date of Sanctioned Amount Credit Outstanding RemarksNo. the sanction by rating of as on Borrowe borrower 31.03.2011 r4.23 Details of accounts taken over from other banks during the year 2010-11 (` in crore)S. Branch Name of Taken Date of Amount Outstanding Outstanding ReasonsNo. the over sanction of as on March As on for borrower from Loan 31, 2010 March 31, taking (Bank 2011 over name)4.24 Details of accounts under take-out finance arrangement during the year 2010-11(For infrastructure projects)S. Branch Borrower name Amount AmountNo. Sanctioned Outstanding As on March 31, 20104.25 Advances against collateral/security of shares, debentures, bonds etc. with outstandingbalance of Rs.10.00 crore and above as on March 31, 2011. (Rs. crore)S. Name Name of Borrower Limit Date of Outstanding Description Asset
  2. 2. No. of the the category sanctioned sanction balance of shares/ classification branch borrower (individual/ securities Stock with value broker/ Trust/ Corporate/ Others)4.26 Details of loans rescheduled/ restructured(a) During the period from April 1, 2010 to March 31, 2011 (Rs. in Crore)Date of Name of Sanctioning Amount Asset Bank’s Promoter’srestr. borrower authority classificatio sacrific contribution n e(b) During previous year i.e April 1, 2009 to March 31, 2010 (Rs. in Crore)Date of Name of Amount Asset Present Reasons forrestr. borrower classificatio status of deterioration n at the time asset of restr. classificatio n4.27 Accounts guaranteed by Govt (Central and State Governments separately and percentageto total advances for last two years)4.28 List of hire purchase / leasing companies and NBFCs financed by the bankBranch Name of Activity Nature of Date of Balance outstanding the facility and sanction/renewal (facilitywise) as on borrower limit March 31, 20104.29 List of consortium advancesBranch Name of Total limits Bank’s Limit-wise Leader of Asset the from the share balance the classification borrower consortium outstanding consortium as on March 31, 2011
  3. 3. 4.30 Details of borrowal accounts (outstanding balance above Rs.10.00 crore as on March 31,2010) having Multiple Banking arrangements.4.23 Details of accounts taken over from other banks during the year 2010-11 which has beensanctioned by CCC-II and above (` in crore)S. Branch Name of the Taken Date of Amount Outsta Outstanding ReasonsN borrower over from sanction of nding As on foro. (Bank Loan as on March 31, taking name) March 2011 over 31, 20101 SCB Brahma Canara 27.11.2010 FB-6 Dhanbad Refractories Bank NFB-8 Pvt Ltd Dhanbad2 DO Jagat Allahabad 30.12.2010 FB-13 Jagdamba Bank Flour Pvt Ltd Hajipur3 DO Mittal UCO 27.01.2011 FB-16.23 Technopack Bank,Kolk NFB-6.90 Pvt Ltd ata4 ADB Anamika Hudco 03.12.2009 FB-2.94 Hajipur Tower Pvt Ltd NWC-15 SCB Jai maaAllahabad 04.11.2010 FB-16.00 Dhanbad jagdamba Bank, flour pvt ltd Dhanbad6 Giridih Adi Ispat P SIDBI 16.04.2010 TL-9.33 Bazar Ltd Ranchi7 SCB JK Diesel Axis Bank 20.09.2010 FB-5.30 Dhanbad Dhanbad NFB-0.508 SME Omni Auto IOB 24.01.2011 FB-26.02 Adityapur Ltd Jamshedp NFB-5.20 ur and IDBI Patna