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List Of Documents For Home Loan Processing

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List Of Documents For Home Loan Processing

  1. 1. List Of Documents For Home Loan Processing www.iandfinance.com
  2. 2. Documents for Salaried Person • 2 passport size photos • PAN Card / Passport Copy / Voter’s ID • Residence Proof – MSEB bill / Property Tax bill / Employer Certificate • Experience letter of previous company if present employment is less than 2 years • Latest increment letter along with CTC structure • Latest 3 months pay-slips • Latest 6 months salary a/c statement • Latest two years Form-16 • All loan a/c statements for at-least one year www.iandfinance.com
  3. 3. Documents for Businessman • 2 passport size photos • PAN Card / Passport Copy / Voter’s ID • Residence Proof – MSEB bill / Property Tax bill • Income Tax returns for latest three years along with Profit and Loss a/c statement and Balance Sheet. (Attach computation of income certified by the Chartered Accountant) • Current a/c statement for last one year from where transactions of business take place (Certified by the Bank) • Shop Act License • Brief write-up about the business venture • Partnership Deed (if any) www.iandfinance.com
  4. 4. Property Documents • Registered Agreement to Sale / Sale Deed – Original Copy • Copy of the approved blue print of the floor layout plan • NOC from the Builder / Society • Completion and Possession Certificate from the Builder • Latest Property Tax as well as MSEB bill • Share Certificate of the Owner with ‘No Dues’ certificate from the Society www.iandfinance.com
  5. 5. Property Documents Continued… • Set of documents from the Builder for the loan purpose (Loan Set)  N.A. Certificate  ULC Certificate  Commencement Certificate  Search Report of the Builder’s Advocate  7/12 Extract  Development Agreement  Power of Attorney www.iandfinance.com
  6. 6. Documents for loan take over from other banks • Letter from the bank mentioning the latest outstanding of the home loan account • Letter from the bank mentioning original documents in their custody • Home loan account statement from the date of sanction to this date www.iandfinance.com

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