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Top 5steps to avoid   being a victimof cybercrime
It is no secret that cyber crime is on the rise. But the facts that fewof the studies show are quite unnerving. According ...
Here’s how you can make sure your virus definitions are up to dateNormally your antivirus will update your virus definitio...
3. Prevent identity theftDid you know that almost 78% people use the Internet to maketransactions and shop online? You mig...
4. Back up, back up, back upThis is one of the most critical steps in this entire article. We oftentake our PCs for grante...
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Top 5 steps to avoid being a victim of cybercrime

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It is no secret that cyber crime is on the rise. But the facts that few of the studies show are quite unnerving. According to statistics, nearly 30% people in the US alone claim to have been victims of cybercrime. This includes credit card fraud, identity theft, and online scams. If you fall victim to these scams, the damage is more than just monetary.

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Top 5 steps to avoid being a victim of cybercrime

  1. 1. Top 5steps to avoid being a victimof cybercrime
  2. 2. It is no secret that cyber crime is on the rise. But the facts that fewof the studies show are quite unnerving. According to statistics,nearly 30% people in the US alone claim to have been victims ofcybercrime. This includes credit card fraud, identity theft, andonline scams. If you fall victim to these scams, the damage is morethan just monetary. In the Reddit credit card heist, the data of nearly10 million Visa and MasterCard customers was stolen. If you haveyour identity stolen, it can be used for not only monetary theft butillegal purposes as well (it could even land you in jail). More andmore people are getting duped on the net into giving their privateinformation.But why?Did you know that 19.32% people in the US alone surf the Internetwithout protection? And 78% make financial transactions online.The math from there is a no brainer. Most of us today lead two lives,one in the real world and one online. Just like the real world, youneed to put a fence around your online property as well. It isextremely important that you keep your identity safe online becausemishaps there can affect your real life.The first step to keep yourself safe is to be aware of what to do.Most of us do not know how we can keep ourselves safe fromcybercriminals. Here are 5 steps you must take to keep yourselfsafe.1. Update your software at regular intervalsInstalling the top of the line antivirus is great but it can do you littlegood if you do not update it regularly. New viruses scour the neteveryday looking for the smallest security loophole in PCs. If you donot update your virus definitions on a regular basis, you are leavinga gaping hole wide open for viruses and hackers to enter your PC.Once in, they can corrupt and steal valuable data. And this not onlyapplies to your antivirus software but to your browsers as well.
  3. 3. Here’s how you can make sure your virus definitions are up to dateNormally your antivirus will update your virus definitionsautomatically. But sometimes the updates do get turned offinexplicably. One way to determine this is; open your antivirus andcheck if there are any pending updates. It will usually be marked inred and your antivirus will display a message labeled; your virusdefinitions are out of date. In this case simply turn on the updatesand do not shut down your PC till the updates are downloaded.In case your antivirus program is not able to download from itsinterface you can even download virus definitions directly from yourantivirus website. In addition to this make sure you scan your entirePC at least once every fortnight which is twice a month. If youundertake these steps you will be able sleep peacefully at night.2. Be social, not explicitSocial media is an amazing platform to connect with friends. Butunfortunately it is also an amazing platform for voyeurs and stalkers.And we are not just talking about your online stalkers, apps likeFour Square which are geo-location based and give out yourlocation to the people on your friend list. And in case you have anopen profile to everyone, even your potential stalkers. Apps andservices like these can actually put you in a very real and physicaldanger.That brings us to another critical point that you should refrain fromadding people to your friend list whom you don‟t know personally.Also please do update your privacy settings on Facebook at regularintervals and do keep a check on them.Video guide to Facebook privacy settings
  4. 4. 3. Prevent identity theftDid you know that almost 78% people use the Internet to maketransactions and shop online? You might think; “Yes, so?” But didyou also know that 1 in 10 also think that credit card information isnot critical information. Since we are living in the Internet age youmight have seen the video where a mind reader exhibits hisexceptional skills. Do you remember what happens towards the endof the video? If not let us refresh your memoryThe point of the matter is that most of us think that if we arevictimized by cybercrime, we will lose our hard earned money. Butthere is more to it than that. The money you lose can be earnedback but if your personal and sensitive information like your socialsecurity number is compromised the implications can be far moresevere.The cureAlong with your antivirus software, make sure you have firewallsinstalled on your PC as well which prevents malicious software fromgetting through to your PC. If you make transactions online on aregular basis, opt in for a credit report from Equifax, TransUnion orExperian. They also provide credit monitoring services for $5-$20which notify you whenever there is a change in your credit report.But even then there is no guarantee that your personal informationwill be completely safe. You can also try this DIY solution. Itrequires a lot of work and thinking but it is a small price to pay forthe loan you might need sanctioned soon.In addition, the biggest caution you can take is to bevigilant…always. Do not fall for petty tricks like winning the lotterywhen you never played any all of them are scams to dupe you intogiving away your personal information. Also remember that bankswill never send you an email to reconfirm your personalinformation. If you do get such an email mark it as spam.
  5. 5. 4. Back up, back up, back upThis is one of the most critical steps in this entire article. We oftentake our PCs for granted and then end up at the short end of thestraw when things go awry. Computers like all machines can gowrong and today with the threat of falling victim to cybercrime isever so prominent backing up your data cannot be stressed enough.Imagine all the data you might lose if your PC gets corrupted byviruses or even stolen by hackers. This again brings us to the pointthat we made earlier. Sometimes losses due to cybercrime are farmore severe than a financial loss. It is advisable that you createmultiple copies of your data and store it in external hard-drives andnot in the PC itself.Also we would suggest to refrain from using cloud services such asDropbox to store your back up data because since they are onlineservices your passwords and account details could becompromised. And the recent security breach at Dropbox onlystrengthens the case.5. Read between the linesThis is the most basic and simple advice; be vigilant. Cybercriminalsare using better and innovative ways to dupe you on the Internet. Intoday‟s age of apps and new software one needs to exercisecaution at every step. So, before you install any third party softwareread the terms of use before you click the „I Agree‟ button.Protecting yourself online today could almost be compared towarriors holding their forts against raiding armies. So make sure youhave prepared your fort well.

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