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No.1 Consumer Finance Company 03 leading company - captive ﬁnance company GE Capital partnership - : Committee - GE Capital business know-how - GE Capital platform
Growing Partnership with GE Capital 04 - Leading player - 2009 - GE Capital Credit Line 56.5% - :6 10 2011 1 2.8 - Captive ﬁnance company 2007 - GE Capital 9 Funding - Marketing tool - Joint Venture 2006 - GE Capital 6 Credit Line - Channel 2005 - 5% Option : 43.3% 43.3% - - 2004 - GE Capital HCS 38% -
Pre-emptive Approach to Risk Management 09 (Risk Control Committee) - - GE Capital - GE Capital Asia Chief Risk Officer GE Capital - GE Capital Credit scoring system - Compliance Anti-fraud team - Risk - GE Capital Risk reporting format - - Credit Risk Risk-based pricing
Combining Strong Governance with Innovation 10 - Committee . Risk Control Committee . Executive Finance Committee . Asset & Liability Committee - HMC GE Capital - GE Capital Veto Right - - innovation . (Auto Inside) . -