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Proposed Health Insurance Reform An Over-Simplified Illustration By:  Barbara Hostetler Hostetler Insurance Associates, Inc.
RoboRockets Mfg., Inc. Manufacturers of quality toy rockets for the enjoyment of our nation’s youth.
RoboRockets Mfg., Inc. =  $1
RoboRockets Mfg., Inc. 5¢  =  Profit 20 ¢  =  Labor / Sales 75 ¢  =  Materials ------------------------------- $1.00 Price
RoboRockets Mfg., Inc. New Rule: 85% of the price must be spent on materials
RoboRockets Mfg., Inc. Option 1: 0¢  =  Profit 15 ¢  =  Labor / Sales 85 ¢  =  Materials ------------------------------- $...
RoboRockets Mfg., Inc. Option 1: 0¢  =  Profit 15 ¢  =  Labor / Sales 85 ¢  =  Materials ------------------------------- $...
RoboRockets Mfg., Inc. Option 2: 5¢  =  Profit 10 ¢  =  Labor / Sales 85 ¢  =  Materials ------------------------------- $...
RoboRockets Mfg., Inc. Option 2: 5¢  =  Profit 10 ¢  =  Labor / Sales 85 ¢  =  Materials ------------------------------- $...
RoboRockets Mfg., Inc. Option 3: 5¢  =  Profit 20 ¢  =  Labor / Sales $1.42  =  Materials ------------------------------- ...
RoboRockets Mfg., Inc. Option 3: 5¢  =  Profit 20 ¢  =  Labor / Sales $1.42  =  Materials ------------------------- $1.67 ...
RoboRockets Mfg., Inc. Another New Rule: Bells, whistles and racing stripes are now required on every rocket
RoboRockets Mfg., Inc. Option 4: 5¢  =  Profit 25 ¢  =  Labor / Sales $1.75  =  Materials ------------------------------- ...
RoboRockets Mfg., Inc. Option 4: 5¢  =  Profit 25 ¢  =  Labor / Sales $1.75  =  Materials -------------------------- $2.05...
RoboRockets Mfg., Inc. Last New Rule: Everyone MUST buy a rocket, regardless of age or ability to afford or play with it
RoboRockets Mfg., Inc. Last New Rule: Everyone MUST buy a rocket, regardless of age or ability to afford or play with it U...
RoboRockets Mfg., Inc. Option 4: 5¢  =  Profit 25 ¢  =  Labor / Sales $1.75  =  Materials -------------------------- $2.05...
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A Simple Explanation of Health Insurance Reform

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An over-simplified explanation of the proposed health insurance reform

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A Simple Explanation of Health Insurance Reform

  1. 1. Proposed Health Insurance Reform An Over-Simplified Illustration By: Barbara Hostetler Hostetler Insurance Associates, Inc.
  2. 2. RoboRockets Mfg., Inc. Manufacturers of quality toy rockets for the enjoyment of our nation’s youth.
  3. 3. RoboRockets Mfg., Inc. = $1
  4. 4. RoboRockets Mfg., Inc. 5¢ = Profit 20 ¢ = Labor / Sales 75 ¢ = Materials ------------------------------- $1.00 Price
  5. 5. RoboRockets Mfg., Inc. New Rule: 85% of the price must be spent on materials
  6. 6. RoboRockets Mfg., Inc. Option 1: 0¢ = Profit 15 ¢ = Labor / Sales 85 ¢ = Materials ------------------------------- $1.00 Price
  7. 7. RoboRockets Mfg., Inc. Option 1: 0¢ = Profit 15 ¢ = Labor / Sales 85 ¢ = Materials ------------------------------- $1.00 Price Unhappy Investors! Unhappy Investors!
  8. 8. RoboRockets Mfg., Inc. Option 2: 5¢ = Profit 10 ¢ = Labor / Sales 85 ¢ = Materials ------------------------------- $1.00 Price
  9. 9. RoboRockets Mfg., Inc. Option 2: 5¢ = Profit 10 ¢ = Labor / Sales 85 ¢ = Materials ------------------------------- $1.00 Price Layoffs! Less Service!
  10. 10. RoboRockets Mfg., Inc. Option 3: 5¢ = Profit 20 ¢ = Labor / Sales $1.42 = Materials ------------------------------- $1.67 Price
  11. 11. RoboRockets Mfg., Inc. Option 3: 5¢ = Profit 20 ¢ = Labor / Sales $1.42 = Materials ------------------------- $1.67 Price Unhappy Customers! 67% Increase in price! Unhappy Customers! 67% Increase in price!
  12. 12. RoboRockets Mfg., Inc. Another New Rule: Bells, whistles and racing stripes are now required on every rocket
  13. 13. RoboRockets Mfg., Inc. Option 4: 5¢ = Profit 25 ¢ = Labor / Sales $1.75 = Materials ------------------------------- $2.05 Price
  14. 14. RoboRockets Mfg., Inc. Option 4: 5¢ = Profit 25 ¢ = Labor / Sales $1.75 = Materials -------------------------- $2.05 Price Rockets unaffordable sales plummet
  15. 15. RoboRockets Mfg., Inc. Last New Rule: Everyone MUST buy a rocket, regardless of age or ability to afford or play with it
  16. 16. RoboRockets Mfg., Inc. Last New Rule: Everyone MUST buy a rocket, regardless of age or ability to afford or play with it Unconstitutional!
  17. 17. RoboRockets Mfg., Inc. Option 4: 5¢ = Profit 25 ¢ = Labor / Sales $1.75 = Materials -------------------------- $2.05 Price

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