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Self-Insurance Made Easy (ERISA Academy)

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EMPLOYER
STRATEGIES

BROKER
SERVICES

VENDORS
& TPAs
Lifestyle Risk
Calculator

Population Health Management
AFFORDABLE BENEFITS

CONSULTING
SERVICES

Replace Open Enrollment Paper
Docs with our CD Rom!

Retirement Health to Wealth
100% ENGAGEMENT

EDUCATION

WORKERS COMP RISK

Copyright © 2014 Advanced Benefit Design Institute All Rights Reserved. 3254 Montana Ave. Suite 1002, Cincinnati, Ohio 45211 513-661-7581
ERISA ACADEMY
Training to Sell Self-Insured Solutions
2014 will be the year thousands of employers will choose a Self-Insured
Strategy.

ARE YOU PREPARED TO PROSPER?

Scott Hettesheimer Suite 1002 513-661-7581 Scott@GroupBenfitsExperts.com
NEW SELF-INSURED STRATEGIES
FOR SMALL GROUPS!
Education. Guidance. Resources.
Are you comfortable transitioning fully insured plans to ERISA self-insured
plans?
Can you compete with any Broker on any sized employer account?
The ERISA Academy introduces the newest self-insured contracts products
and strategies for employers of all sizes.

Copyright © 2014 Advanced Benefit Design Institute All Rights Reserved. 3254 Montana Ave. Suite 1002, Cincinnati, Ohio 45211 513-661-7581
Essentials of ERISA Academy

HealthCare reform has changed the health insurance industry. ERISA SelfInsured contracts have become the Better solution.
MLR; You create your own commissions.

Minimum Essential Benefits; Continue to deliver High Deductible Plans.
We provide you with educational materials on how to understand, craft
benefits, and implement self-insured contracts; providing benefit design
flexibility and flattening cost of increase.

All ERISA contracts should include the Benefits Delivery Platform
integrated with full Population Health Management to manage the entire
healthcare supply chain.
Copyright © 2014 Advanced Benefit Design Institute All Rights Reserved. 3254 Montana Ave. Suite 1002, Cincinnati, Ohio 45211 513-661-7581
We Prepare you for
Your DOL Audit
We Guide You Through ERISA Self-Insured Group
Insurance; Marketing, Designing Benefits &
Strategy
Sell Population Health Management
ERISA Academy Training Manual:
$350.00 per Broker
Copyright © 2014 Advanced Benefit Design Institute All Rights Reserved. 3254 Montana Ave. Suite 1002, Cincinnati, Ohio 45211 513-661-7581
Services
Other Services:
www.AdvancedBenefitDesignInstitue.com











Open Enrollment Custom CD Rom Creation
DOL Audit Compliance Manual
Benefits Business Plan Creation
ERISA Academy
Re-Invent Yourself Business Plan
Full Benefits Audit
New Small Group Self-Insured Solutions
Benefits Delivery Platform
Population Health Management
Lifestyle Risk Calculator

Copyright © 2014 Advanced Benefit Design Institute All Rights Reserved. 3254 Montana Ave. Suite 1002, Cincinnati, Ohio 45211 513-661-7581
EMPLOYERS

BROKERS

WELLNESS

TPAs

Replace Open Enrollment Paper
Docs with our CD Rom!
Population Health Management
AFFORDABLE BENEFITS

Retirement Health to Wealth
100% ENGAGEMENT

EDUCATION

WORKERS COMP RISK

Copyright © 2014 Advanced Benefit Design Institute All Rights Reserved. 3254 Montana Ave. Suite 1002, Cincinnati, Ohio 45211 513-661-7581
Contact:
Advanced Benefit Design Institute, LLC
3254 Montana Ave., Suite 1003

Cincinnati, Ohio 45211
513-661-7581
scott@GroupBenefitsExperts.com
http://www.AdvancedBenefitDesignInstitute.com

Copyright © 2014 Advanced Benefit Design Institute All Rights Reserved. 3254 Montana Ave. Suite 1002, Cincinnati, Ohio 45211 513-661-7581

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Self-Insurance Made Easy (ERISA Academy)

  • 1. EMPLOYER STRATEGIES BROKER SERVICES VENDORS & TPAs Lifestyle Risk Calculator Population Health Management AFFORDABLE BENEFITS CONSULTING SERVICES Replace Open Enrollment Paper Docs with our CD Rom! Retirement Health to Wealth 100% ENGAGEMENT EDUCATION WORKERS COMP RISK Copyright © 2014 Advanced Benefit Design Institute All Rights Reserved. 3254 Montana Ave. Suite 1002, Cincinnati, Ohio 45211 513-661-7581
  • 2. ERISA ACADEMY Training to Sell Self-Insured Solutions 2014 will be the year thousands of employers will choose a Self-Insured Strategy. ARE YOU PREPARED TO PROSPER? Scott Hettesheimer Suite 1002 513-661-7581 Scott@GroupBenfitsExperts.com
  • 3. NEW SELF-INSURED STRATEGIES FOR SMALL GROUPS! Education. Guidance. Resources. Are you comfortable transitioning fully insured plans to ERISA self-insured plans? Can you compete with any Broker on any sized employer account? The ERISA Academy introduces the newest self-insured contracts products and strategies for employers of all sizes. Copyright © 2014 Advanced Benefit Design Institute All Rights Reserved. 3254 Montana Ave. Suite 1002, Cincinnati, Ohio 45211 513-661-7581
  • 4. Essentials of ERISA Academy HealthCare reform has changed the health insurance industry. ERISA SelfInsured contracts have become the Better solution. MLR; You create your own commissions. Minimum Essential Benefits; Continue to deliver High Deductible Plans. We provide you with educational materials on how to understand, craft benefits, and implement self-insured contracts; providing benefit design flexibility and flattening cost of increase. All ERISA contracts should include the Benefits Delivery Platform integrated with full Population Health Management to manage the entire healthcare supply chain. Copyright © 2014 Advanced Benefit Design Institute All Rights Reserved. 3254 Montana Ave. Suite 1002, Cincinnati, Ohio 45211 513-661-7581
  • 5. We Prepare you for Your DOL Audit We Guide You Through ERISA Self-Insured Group Insurance; Marketing, Designing Benefits & Strategy Sell Population Health Management ERISA Academy Training Manual: $350.00 per Broker Copyright © 2014 Advanced Benefit Design Institute All Rights Reserved. 3254 Montana Ave. Suite 1002, Cincinnati, Ohio 45211 513-661-7581
  • 6. Services Other Services: www.AdvancedBenefitDesignInstitue.com           Open Enrollment Custom CD Rom Creation DOL Audit Compliance Manual Benefits Business Plan Creation ERISA Academy Re-Invent Yourself Business Plan Full Benefits Audit New Small Group Self-Insured Solutions Benefits Delivery Platform Population Health Management Lifestyle Risk Calculator Copyright © 2014 Advanced Benefit Design Institute All Rights Reserved. 3254 Montana Ave. Suite 1002, Cincinnati, Ohio 45211 513-661-7581
  • 7. EMPLOYERS BROKERS WELLNESS TPAs Replace Open Enrollment Paper Docs with our CD Rom! Population Health Management AFFORDABLE BENEFITS Retirement Health to Wealth 100% ENGAGEMENT EDUCATION WORKERS COMP RISK Copyright © 2014 Advanced Benefit Design Institute All Rights Reserved. 3254 Montana Ave. Suite 1002, Cincinnati, Ohio 45211 513-661-7581
  • 8. Contact: Advanced Benefit Design Institute, LLC 3254 Montana Ave., Suite 1003 Cincinnati, Ohio 45211 513-661-7581 scott@GroupBenefitsExperts.com http://www.AdvancedBenefitDesignInstitute.com Copyright © 2014 Advanced Benefit Design Institute All Rights Reserved. 3254 Montana Ave. Suite 1002, Cincinnati, Ohio 45211 513-661-7581

Editor's Notes

  1. ERISA education has been ignored in the insurance industry. It is a missing topic on Department of insurance insurance exams. Health care reform has made ERISA solutions more attractive that fully insured plans, in or out of exchanges.
  2. We provide an introduction to ERISA, enough information for brokers to learn so that they can confidently create, sell and service this type of employer solution. There are several aspects of PPACA that do not apply to ERISA contracts. Benefit design flexibility has always been the number 1 attraction to ERISA solutions. All of the cost containment products, wellness, health care shopping tools that reduce health care claims, are for the most part kept by the employer. The latest ERISA contracts identify and limit risk making ERISA contracts risk acceptable for the smallest of groups – down to 5 lives.
  3. PPACA/MLR is not applicable to ERISA contracts so your commissions are retained, in fact you can create your own commission rate. After you’ve learned the ERISA basics and you sell an employer, we have a guide that takes your client through the transition from fully insured to fully funded self-insured. All of the groups we quote through our vendors for you, include the advanced cost containment incentivized system. This solution reduces health care spending 26% on the average. Other cost containment and health care supply chain products, the highest performing in the market are available by your choice or your clients choice. All savings from reduced spending are retained by your employer client.
  4. All insurance plans have at least one element of self-insurance. Deductibles, co-insurance are 2 examples of self-insurance. Plan participants cover this element of self-insurance. Many employers offer an HRA. These are self-insured by the employer. The self-insured plans we construct simply look like a large deductible HRA plan design. A 2 tier deductible if you will. In our contracts, there is a maximum dollar amount that the employer will pay for all aggregated claims. Total risk is identified and then insured.
  5. Our ERISA Academy is comprehensive and is delivered with our Reinvent your Benefit’s agency business/marketing plan. ERISA product training to create and present proposals; 4 hours of our on-line webinar assistance helping you present and sell to a prospect, training on 12 cost containment/reduction products; creating a benefits business plan for your clients, licensing and credentialing for all of the products. For a complete list go to our Group Agent Resources web site and review products.
  6. Please view our other presentations, specifically “Re-Inventing; Reform Proof your Benefits Agency and call me when you want to work with a knowledgeable and experienced professional. Start getting paid from the savings you create. Your clients can pay commissions or fees for services or % of savings. It’s your choice, our clients Pay only for performance and we share in cost reductions.
  7. WE deliver everything you need, from A – Z to transition into self insured ERISA insurance contracts. Survive and thrive in the ERA of Health care reform. Contact us today to get started, we only work with one agency per market.