A project report on working capital management

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A project report on working capital management

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  • Dear Sir can u Send this project on my emailid jeenal240@gmail.com
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  • sir can u send me this project in my email id: dwivedi.vikas89@gmail.com..sir plz help me
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  • @a1234uma : you can contact directly to hemanthcrpattana@gmail.com so that i will get back to with the details.
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  • Hi sir , i need this project. could u send it to me. i will pay for this. i tried to open the link that u had given , but it was not opening.
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  • Hello, Please contact us through www.projectsformba.blogspot.com/p/feedback.html so that one of our team mate will get back to you at the earliest. Thank you!
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A project report on working capital management

  1. 1. Projectsformba.blogspot.com Summer project On Working capital management By Atharva Institute of Management Studies Marve Road, Malad (W), Mumbai – 4000 95.Projectsformba.blogspot.com
  2. 2. Projectsformba.blogspot.com Summer project On Working capital management By Vinod .S. kanojiya Submitted to: Manager Bank of Maharashtra, Charkop, kandivli Atharva Institute of Management Studies Marve Road, Malad (W), Mumbai – 4000 95.Projectsformba.blogspot.com
  3. 3. Projectsformba.blogspot.com DeclarationI, …………………….., of Atharva Institute of ManagementStudies, Malad (w), of MMS – I, hereby declare that I havecompleted a summer project on “working capital management” inthe Academic year 2004-05. The information submitted is true andoriginal to the best of my knowledge.Projectsformba.blogspot.com
  4. 4. Projectsformba.blogspot.com CERTIFICATEThis is to certify that Mr. Vinod kanojiya of …………………………………………… specializing in finance has completed his two months(viz. May-June, 2005) of summer project on working capital management,here at Bank of Maharashtra. The information submitted is true and originalto the best of my knowledge. Manager Bank of MaharashtraProjectsformba.blogspot.com
  5. 5. Projectsformba.blogspot.comCONTENTS:Project objectives……………………………………………1Profile of Bank of Maharashtra..…………………………....2Concept of Working Capital Management………………….4Types of Working Capital…………………………………..5Management of Working Capital……………………………7Management of Cash……………………………………….13Cash Management Models…………………………………21Management of Inventories………………………………..24Management of Accounts Receivables…………………….30Management of Accounts Payable…………………………33Key Working Capital Ratios……………………………….38Factors Influencing Working Capital Requirements………39Working capital assessment in MAHABANK…………….40Assessment of Working Capital in MAHABANK………...41Recommendations …………………………………………43Scanning of working capital financing in MAHABANK…44Bibliography……………………………………………….45 Projectsformba.blogspot.com
  6. 6. Projectsformba.blogspot.comAcknowledgements I wish to take this opportunity to express my deep gratitude to thepersons and the organization that have helped, encouraged, inspired andenlightened me with their constructive ideas and overall support towards thecompletion of this project successfully. This project would have beenincomplete without the active co-operation and guidance of senior persons ofBank of Maharashtra (kandivli branch). I am very thankful to ……………….., branch manager, charkop,kandivli (west), and his senior staff members for helping me throughout myproject showing me the right direction towards the completion of my project. I am very grateful to prof. sujata pandey for providing me theirexpertise in the completion of my project. I thank prof. …………… for his effort he put in for the towards mysummer project. I am thankful to ……………………. for guiding me in referring thebooks for my projects. No words and language can ever be sufficient to express my gratitudeto the above-mentioned persons who provided me with the support to preparethis project.Projectsformba.blogspot.com
  7. 7. Projectsformba.blogspot.comExecutive summary Working capital management refers to the administration of all aspects ofcurrent assets, namely cash, marketable securities, debtors and stock (inventories)and current liabilities. The financial manager must determine levels andcomposition of current assets. He must see that right sources are tapped to financecurrent assets, and that current liabilities are paid in time. He must see that rightsources are tapped to finance current assets, and that current liabilities are paid intime. There are many aspects of working capital management, which make it an important function of the financial manager: • Time: working capital management requires much of the financial manager’s time. • Investment: working capital represents a large portion of the total investments in assets. • Significance: working capital management has great significance for all firms but it is very critical for small firms. • Growth: the need for working capital is directly related to the firm’s growth.Investment in current assets represents a very significant portion of the totalinvestment in assets. Working capital management is critical for all firms. A smallfirm may not have much investment in fixed assets, but it has to invest to in currentassets. Small firms in India face a severe problem of collecting their debtors. Banks have their own policies to assess the working capital of the firm tofinance them with the shortage. Bank of Maharashtra adopts certain method for financing their customer’sworking capital requirements. There are certain recommendations from thecommittees for the banks to finance the working capital needs of their clients. It may, thus, be concluded that all precautions should be taken for theeffective and efficient management of working capital. The finance manager shouldpay regular attention to the levels of current assets and the financing of currentassets. Projectsformba.blogspot.com

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