Payments in the Sharing Economy, Total Payments, Melbourne, Australia

1. paymentsin the sharing economy Heather Schlegel rethinking
2. Heather Schlegel Futurist The Purple Tornado @heathervescent www.heathervescent.com Internet Identity Film Future of Transactions Research Future of Money Project/Podcast Future of Wearables Podcast Political Activist, Sharing Economy
3. AirBnBor a Hotel
4. Hotel Check-in
5. Palo Alto AirBnB
6. sharing what is the economy?
7. A continuum emotion money
8. A continuum
9. A continuum
10. A continuum
11. Timeline Image: Gartner Hype Cycle
12. Timeline WOW! Image: Gartner Hype Cycle
13. Timeline Anything Goes Image: Gartner Hype Cycle
14. Timeline Unregulated Growth Image: Gartner Hype Cycle
15. Timeline Oh Shit! Disruption Image: Gartner Hype Cycle
16. Today Concerns, We need rules Image: Gartner Hype Cycle
17. Today Maturation, Regulation Image: Gartner Hype Cycle
18. Future Settling In, Integration Image: Gartner Hype Cycle
19. Two Stories Jody SachaImage: Jody and Sacha on Facebook
20. technologyfacilitates trust
21. In System Payments
22. Invisible Transaction
23. Tracking & Reports
24. Regulation Image: Neil on Flickr
25. 29 Palms
26. Tax Management
27. Reputation
28. Put in new reputation screen shots
29. Reviewing your host
30. Reviewing your guest
31. Will AirBnB sell Reputation? at
32. Questions Global Transactions? Tax Structure? Business Products?
33. Opportunities Build technology Develop & use APIs Technology handles the payment, so humans can focus on the experience
34. get in touch heathervescent@gmail.com For consulting, research, foresight strategy, speaking & deep conversations.

Editor's Notes

Timeline for the Sharing Economy:
Emerged
Unregulated growth / under the radar
Attention as growth increases
Concerns / Regulation / Conflict
Maturation – addressing raised concerns
Settling In - Fitting into the global economy / An example of embrace and extend. Collaborative Consumption will not replace, but augument and extend.
Second tier impacts – now that the world is different, what are the aftershocks? After the initial disruption. The new set of problems.
Timeline for the Sharing Economy:
Emerged
Unregulated growth / under the radar
Attention as growth increases
Concerns / Regulation / Conflict
Maturation – addressing raised concerns
Settling In - Fitting into the global economy / An example of embrace and extend. Collaborative Consumption will not replace, but augument and extend.
Second tier impacts – now that the world is different, what are the aftershocks? After the initial disruption. The new set of problems.
Changetip aqui-hire
Not acquiring the assets, or IP, but the team

Nathan Blecharczyk, a co-founder and the company’s chief technology officer, telling CityAM that blockchains might allow Airbnb to share its user profiles with other companies. “The question is whether there’s a way to export [a user’s reputation] and allow access elsewhere to help other sharing economy models really flourish,” he said.

As Airbnb has grown its userbase to more than 17 million in summer 2015, according to the company (pdf), it’s also developed a valuable database of reviews and ratings that let hosts and guest judge the trustworthiness of who they’re dealing with. “Within the context of Airbnb, your reputation is everything, and I can see it being even more so in the future, whereby you might need a certain reputation in order to have access to certain types of homes,” Blecharczyk told CityAM.

Trust is something blockchains are uniquely suited to dealing with. They can provide a permanent record of transactions and other data, and, in some cases, can render that data universally readable, as in the case of the bitcoin blockchain.

If Airbnb can figure out a way to make its user profiles immutable and universally readable, they could become a trusted form of digital identity, a bit like the profiles that credit bureaus create for individuals. If these identities can be “exported” to other platforms, as Blecharczyk said, they could become hugely valuable. An Uber driver, for example, might know if his next passenger came with a history of leaving Airbnb properties damaged.

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