The New Age of MoneyOr How I learned to stop worrying and love the economic collapse  Heather Schlegel | @heathervescent |...
Value Shift• Distrust & OWS  – Governments, Banks, Financial Institutions• Design, Beauty, Ease of Use  – Apple Aesthetic,...
Tapas Trend Menu                           Currencies                          Technologies                           Econ...
Currencies                      For Gaming                      • WoW, Linden, Facebook                      By Corporatio...
Bitcoin: Geeks & Gold Diggers     • Unintended Consequence, Digital Divide     • Sophisticated           • 90%+ use online...
Technologies               @heathervescent | 6
Credit Card Innovations                       NFC                       Multiple cards in one                       Single...
Concerns•   Security•   Reliability•   Convenience•   Privacy                          Flipside                  • Small B...
Additional Economies      •   Gift: Parents, Pro-bono, Subway Violinist      •   Barter: Trade & Exchange      •   Collabo...
Sell - Craigslist          Money     Buy Couch            Use                                                       Swap o...
Market Externalities• Value-encoded currencies• Reverse “Tax” System  – Reward for Compliance  – E.g. Carbon Currency     ...
Join Us                                Heather Schlegel          @heathervescent www.heathervescent.com                   ...
How I Learned to Stop Worrying and Love the Economic Collapse
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How I Learned to Stop Worrying and Love the Economic Collapse

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Based on my research on the Future of Alternate Currencies and Transactions I will share technology usage trends, visions of future payment systems, how we can get there and why we need to pursue Alternate Currencies. Why the current economic troubles are actually good for us and how we can strengthen the resilience of our local economies.

This will be a positive presentation - acknowledging the hard problems, but not limited to solving them within our current paradigm.

I will cover: NFC, Square, collaborative consumption, local currencies, time banks, bitcoin, ven, payment trends (on, off and mobile), externalities, market system, gift economy and more.

Audio at: http://schedule.sxsw.com/2012/events/event_IAP10612

Published in: Economy & Finance, Technology
  • Hello Heather. Glad to see you spreading the currency 'meme'!

    For a state-of-the-art look at geographically regional and local currencies you may want to check out the book I co-authored with Margrit Kennedy and Bernard Lietaer 'People Money - the Promise of Regional Currencies', published by Triarchy Press in England in 2012: http://www.triarchypress.com/pages/Regional-Currencies-People-Money.htm

    All the best with your efforts.
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  • Cool, Heather. You left 'Venmo' out of the alt payments section... we use that *a lot* up here, especially for owing each other only a few bucks or whatever
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How I Learned to Stop Worrying and Love the Economic Collapse

  1. The New Age of MoneyOr How I learned to stop worrying and love the economic collapse Heather Schlegel | @heathervescent | #SXfotx 10/24/2011 | 1 @heathervescent
  2. Value Shift• Distrust & OWS – Governments, Banks, Financial Institutions• Design, Beauty, Ease of Use – Apple Aesthetic, UX skills, Customer Centric Design• DIY & Do-ocracy – Artisanal, Crafters, Hackers, Makers• Consumption Models – Collaborative, Sharing, “What’s mine is yours”• Sustaining – Recycling, Reusing, Sharing, Community @heathervescent | 2
  3. Tapas Trend Menu Currencies Technologies Economies @heathervescent | 3Images: sevn floorsdown
  4. Currencies For Gaming • WoW, Linden, Facebook By Corporations • Frequent Flyer, Rewards Points Of Information • Ratings, Recommendation, Influ ence Encoded with Values • Bitcoin, Ven @heathervescent | 4Image: Todd Huffman
  5. Bitcoin: Geeks & Gold Diggers • Unintended Consequence, Digital Divide • Sophisticated • 90%+ use online banking • 50%+ buy virtual goods • 33% mobile payments • Shared Values • Decentralization (38%) • Independence (27%) • Why? • 28% use idea or concept • 24% experimentation @heathervescent | 5Image: Tama Leaver
  6. Technologies @heathervescent | 6
  7. Credit Card Innovations NFC Multiple cards in one Single charge authorization Pin-code confirmation PayPal Account “Credit Card” Crowdsourced Barclays Card Kred: Movenbank @heathervescent | 7Image: Robert Scoble
  8. Concerns• Security• Reliability• Convenience• Privacy Flipside • Small Businesses • Reduce Costs • Have trust • Experiment @heathervescent | 8
  9. Additional Economies • Gift: Parents, Pro-bono, Subway Violinist • Barter: Trade & Exchange • Collaborative: NeighborGoods, ZipCar • Favor: “I owe you one” “Call in a favor” • Swap: Produce, Clothing, Book • Reputation: LinkedIn, Yelp • Data: Information has Value Technology can enable interoperability @heathervescent | 9Images: quaziphoto
  10. Sell - Craigslist Money Buy Couch Use Swap or Trade Give - Freecycler Shared Value Community Share - Couchsurfing @heathervescent | 10Images: rotokirby
  11. Market Externalities• Value-encoded currencies• Reverse “Tax” System – Reward for Compliance – E.g. Carbon Currency @heathervescent | 11
  12. Join Us Heather Schlegel @heathervescent www.heathervescent.com @Innotribe | www.innotribe.com @heathervescent | 13

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