September 2013 Hammer Time


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September 2013 Hammer Time

  1. 1. HammerTime HABBITATFORHUMANITYOFUTAHCOUNTY TD AMERITRADE/LIMON FAMILY TO BREAK GROUND ON HOME IN PLEASANT GROVE TD Ameritrade has once again graciously donated funding to build a single family home with Habitat for Humanity of Utah County in Pleasant Grove. Employees from the investment com- pany’s Draper office will also be donating their time to help construct the three bedroom, two bathroom home located at 671 East 100 South. This will be the fifth home that the company has sponsored and built with the local Habitat affiliate. A groundbreaking celebration for the home will be Monday, September 16, 2013, at 8:30 a.m. TD Ameritrade employees and others will be joining Adonica Limon and her three sons as they break ground for their new home. Breakfast will be served. All interested community members are invited to attend. SHOPPING FOR A CAUSE! The Outlets at Traverse Mountain will be hosting a Shopping Extravaganza on Satur- day, September 14, 2013 supporting local non-profits, including Habitat for Humanity of Utah County. A $15.00 ticket includes lunch/dessert bar, live entertainment, photo booth, discounts and much more. Over $25,000 in prizes. Ticket proceeds benefit participating organizations. Over $25,000 in prizes! Visit for more info. Buy tickets at Habitat’s office in Orem or Restores in Orem or Spanish Fork or online: (select Habitat for Humanity). AMERICORPS MEMBERS SOUGHT Habitat for Humanity of Utah County is look- ing for some AmeriCorps Direct members to serve as crew leaders and NRI coordinators full-time over the next year. Monthly stipend, health insurance, and education award (can be given to child or grandchild) at the end of service year. For more information, please contact Jayne at N e w s September 2013 W h a t ’s U p • Habitat for Humanity of Utah County will host its annual International Day of Prayer and Action for Human Habitat event on Sunday, October 6, 2013, at 6:30 p.m. at St. Mary’s Episcopal Church in Provo. • Did you know that the Habitat for Humanity ReStore Home Improvement Outlets help to keep thousands of pounds of waste out of landfills and provide most of the op- erational dollars for the local Habitat affiliate? To find out more about the Restores, look online at Back to School
  2. 2. 2 • Stay up to date with all the local Habitat happenings! Habitat for Humanity of Utah County has adopted a new texting platform called txtCloud that will allow our local Habitat affiliate to keep you up to date on what is happening at the organization - including volunteer opportunities, events, ReStore inventory arrivals, and much more! We would like to invite you to join Habitat’s Cloud. Using your phone, text UCHabitat to CLOUD or 25683. You will be asked three questions - your zip code, your gender and the year you were born. You are now ready to keep up to date with what is happening at your local Habitat affiliate. We know your phone is sacred space. Spam is not allowed. Check it out and see how it works - you may opt out anytime! • Did you know that Habitat for Humanity of Utah County offers recycling for community mem- bers? Drop off your white paper, newspaper, cardboard, leftover latex paint, aluminum cans, and scrap metal at the Orem ReStore at 340 South Orem Blvd., Orem. Your recycling donation helps to protect the environment while helping to provide safe and affordable homeownership opportunities for families in need in our community. Other drop off locations can be found at • Check out Habitat’s FUNSAVER Site! Habitat for Humanity has partnered with VP Deals to get all the latest bargains on local products/venues. Check out this week’s FUNSAVER specials at A portion of your “fun” purchases will help Habitat further its housing mis- sion in the community. • Have you tested your home for radon yet? – Habitat is working with the Utah Cancer Action Net- work, Utah County Health Department, and the Utah Department of Environmental Quality to encour- age community members to test their homes for radon. Radon is the second leading cause of lung cancer, causing an estimated 22,000 deaths of year in the United States. Habitat offers test kits at the Orem ReStore or online for just $6.00! Learn more at • Did you know that by donating an old or unused vehicle to Habitat through the Cars for Homes pro- gram, you can help provide funding to build more homes, for families in need of safe, decent shelter around the world? Details at • Need tools for your upcoming fall projects? Stop by Habitat for Humanity of Utah County’s tool lending library and “check out” needed tools and lawn care items for free. New tools have been added recently. The lending library, located inside the Habitat ReStore at 340 South Orem Blvd., Orem, is open Monday through Saturday from 10-6. An application and proof of residency are re- quired. Look online at for more information. • Save Money for Home Repairs and Maintenance – A new home maintenance fund has been es- tablished to help Habitat homeowners save for future home repairs and maintenance. Homeowners now can pay a little extra ($10.00 or more) with their monthly mortgage payment. The extra amount will be saved in an escrow like account and can be accessed for home repairs and maintenance. To sign up or for more information, contact Kena at (801) 344-8527 or P h o t o G a l l e r y EPIC RIDE! - Over 700 local cyclists rode in the popular Utah Lake Cen- tury Epic Ride (ULCER) around Utah Lake on August 3rd. The ride was sponsored by the Bonneville Cycling Club, Utah Valley Chamber of Commerce, and the Utah Valley Convention and Visitor’s Bureau. Habi- tat for Humanity of Utah County was selected the non-profit beneficiary of this year’s ride and received $5.00 per participant.
  3. 3. P h o t o G a l l ery VIVINT “GIVES BACK” WITH FUN! Vivint and its em- ployees hosted Habitat for Humanity of Utah County’s Annual Family Summer Party in August at their North Provo location. Habitat family members danced to some great music provided by DJ Holly, snacked on cotton candy and snow cones, jumped and got drenched in a number of fun bounce houses, had their faces painted, participated in a donut eating contest, and played a giant twister game. 3 US Synthetic’s Company Culture of Service - Employees from US Syn- thetic provided many hours of service this summer helping Habitat for Human- ity of Utah County. Company Executives took the old porch off the historic George Taylor, Jr. home in Provo as part of Habitat’s restoration efforts at the home. Employees also endured the heat to remove the roof at the Norman home in Spanish Fork. Habitat replaced the roof as part of its critical home repair grant program.
  4. 4. SEPTEMBER VOLUNTEER OPPORTUNITIES • Work in the ReStore Monday through Saturday from 10-6 • Assist with Habitat Recycling efforts. VOLUNTEERS SOUGHT TO SERVE ON COMMITTEES Volunteers are needed to serve on all of Habi- tat’s local committees. Monthly meetings, lim- ited time commitment, no experience necessary, varying interests and skills. Look online at for more information and meeting times. V o l u n t e e r O p p o r t u n i t i e s For more information, look online at or contact LeAnn at (801) 368- 2250 or You can also sign up online at SEPTEMBER BUILD DAYS Volunteers are currently being sought to help with construction, renovation, revitalization, and land- scaping projects. Build days are held Wednesdays, Thursdays, Fridays, and Saturdays. Sign up online at CREW LEADERS AND SITE HOSTS NEEDED TO HELP GUIDE CONSTRUCTION Volunteers with construction experience or those wanting to improve their construction skills are be- ing sought to participate in the affiliate's Crew Leader and Site Host Programs. Orientations are monthly. The next orientation will be on Saturday, September 21, 2013, at the Habitat office in Orem. For information, contact LeAnn at the number or email below. H o m e M a in t en a n c e C l a s s es Check out Habitat & Community Action’s Free Home Maintenance Course. The next class will be Wednesday, September 25, 2013. The topics are: Basic Electrical Repairs, Changing Furnace Fil- ter, Gutter and Downspout Care. Classes begin at 6:30 p.m. and are held at the Habitat office at 340 South Orem Blvd., Orem. At HOME DEPOT – Registration is necessary. Call store or register online. Look online for the August clinic schedule at At LOWE'S - you must sign up for How-To Clinics by calling 229-1485 or stopping by their store at 140 West University Parkway in Orem. Look online for September clinic schedule at At CENTRAL UTAH GARDENS – Registration is necessary. Look online for upcoming classes at . Without labor noth- ing prospers. ~Sophocles HOUSEHOLD HINT ( Lost Socks. Save the ring of the gallon container of milk (ask a few friends to give you theirs so you don’t have to wait so long to get several). Pull the socks through. Throw into the washer/dryer. If one breaks replace it with another milk jug ring. You don’t have to worry about rust from a pin or sticking yourself. Make Your House a Healthy Home & More Environmen- tally-Friendly Too! (EPA) Choose products that have the ENERGY STAR label. 4
  5. 5. H o m e M a in t en a n c e ( FALL LANDSCAPING TIPS Well it’s that time of year again. The kids are back in school and you are taking stock on what you did for the summer and wonder where the time went. Every year seems to go faster and faster. Did I get to do the things I wanted to do this summer? I know that I did spend a lot of time in my yard enjoying working in the garden and flower beds. I always checked on my plants, re-arranged figurines, moving my planted pots around or pulling weeds and prun- ing off the bad parts of the plants. I would love to sit o on my porch in the early morning with a cup of coffee looking across the road at the river that never seemed to move very fast. And on a good morning I would get to see a blue heron. But the reason I loved sitting on my porch the most was that I got to look at all the plants I so vivaciously tended to all summer long. Getting up and checking to see if I got new sprouts or new buds, especially on the plants that needed just that little bit of extra care. I love to just look at them all and say I made this beautiful and just soak it all in. Well we all know good things have to come to an end, but there are many ideas out and about to make that enjoyment last just a little bit longer. There are many plants available that can stand up to a little cold or even a little frost. The kinds of plants would be your more fibrous and woody plants. With all the variety of all the tall grasses that have be- come available within the last few years, would make a great addition to your fall gardening experience. There is such a collection of colors, heights, and plumage, for me it is hard to choose. The best thing about the grasses is that they are maintenance free. If you would still like to enjoy some of you most favorite summer flowers, you could transplant them in containers and bring them in every night. Or if you are not that ambitious you can cover you plants up at night to avoid the frost. Either way you are prolonging you enjoyment. Also in late summer there are a variety of mums that can be planted. These are one of the most hardy when dealing with the cold weather of October. Kale is another great plant that can add a lot of color to your landscape. Another great idea for fall coloring is the trees that you plant in your yard. You can go from bright yel- lows to fiery red. Some of the best choices are sugar maples, birch, ash ginkgo, redbud, beech, hickory, butternut, honey locust and the tulip tree just to name a few out there. Do some searching on the net. It seems like they are coming up with new hybrids every year, and you could possibly be the first on to have the new breed of tree and having the neighbors asking what kind of tree is that? Where did you get it? With all the gourds, pumpkins, cornstalks, hay bales and potted plants you could have a lot of fun deco- rating your yard for fall. You could make a straw or hay bale stack on both sides of the end of your drive- way and set up an arrangement of the fall colors. Go out and get some cattails, take a nature hike and see what could possibly catch your eye. If it catches yours, more than likely it will catch the attention of others also. If you by chance have old farm tools somewhere this would be a fun time to put them out too. When we have the opportunity to make a good thing last, even if it’s for just a little bit, we should take advantage of that. We know that eventually all good things must come to an end. But the great thing about landscaping is that we get to do it again next year and the next. SAVING TIP ( Our Golden Grocery Saving Tips Rule is, "If it's not on sale, it doesn't go in your cart!" 5
  6. 6. S a v in g s S t ra t eg ies (The Simple Dollar)6 365 Ways to Live Cheap – Handle a Windfall Intelligently Yesterday, we talked about the challenges of getting a raise. It’s always a good thing to increase your income, but if you make poor financial decisions with that extra income, it will go to waste and you’ll find yourself right back in the same difficult financial boat you were in before the raise. The same phenomenon is perhaps even truer when it comes to a big windfall. If you don’t use it wisely, you’ll quickly find yourself right back where you started. We’ve all heard the stories of lottery winners who took a big windfall and then found themselves bank- rupt in a few years. People ask themselves how such a thing could possibly happen, but it makes sense when you think about human nature. Think about what you’ve done whenever you’ve received a windfall. The initial impulse is to celebrate and to use the money to indulge in something you wouldn’t otherwise afford. You win $50 in a raffle and it’s tempting to go out for dinner. You get $1,000 as an inheritance and it seems like a great time to replace that old television. Inherit $10,000 and it’s suddenly time to build a swimming pool. I’ve known people who have done all of those things. The impulse to splurge exists no matter how big or how small the windfall is. Let’s look at a different approach, though. A person who finds $50 uses it to buy groceries instead of going out on the town. A few weeks later, they’re able to easily make that insurance payment they forgot about without going into debt for it and they’re able to continue their forward financial progress. A person who finds $1,000 immediately pays off a credit card that was charging them 20% interest on the balance. Not having to make that payment every month makes it that much easier to make ends meet an not fall into further debt. A person who finds $10,000 puts it in the bank and in a year or so buys a late model used car by writing a check instead of getting a loan. There’s no monthly payments for that car at all, enabling that person to keep accelerating through paying off their other debts and reaching financial independence. A person who wins a $10 million lottery pays off every debt he or she owes and puts the rest into invest- ments, choosing to live off of the investment returns while re-investing 20% of those returns automati- cally. Their annual income is somewhere in the range of $300,000 for the rest of their lives and they have a massive amount to leave to their heirs. But what about rewarding yourself after a windfall? The best reward is less worry. If you reward your- self with some big spontaneous reward, you don’t do much at all to get rid of the financial concerns in your life. Use the windfall correctly and you chip away at or even eliminate the financial stresses that hold you back. BE GOOD TO YOUR HEALTH (SelectHealth Total Fitness) 5 Tips to Prevent Falls AT HOME: BRING ON THE LIGHT 1. Make sure every room has a light you can turn on by using a wall switch as you enter. 2. Install grab bars on bathroom walls beside tubs, showers, and toilets. 3. Keep a flashlight with fresh batteries near your bed. AND AWAY: WATCH YOUR STEP Check curb heights before crossing streets. Even a cutaway curb could cause a stumble. In public buildings, walk slowly on slippery marble. Stay on plastic or carpet runners whenever possible – step carefully over the edges. 4. 5.
  7. 7. 7 Community Action Services offers Home Buyer Education Classes on a monthly basis. Classes in September will be held September 4 and 5, 2013 from 6:00-9:00 p.m. or September 21, 2013 from 9:00-4:00 p.m. To register, please call (801) 691-5200 or go online to People Helping People’s Employment Pro- gram offers a unique, long term, one-on-one ap- proach that teaches women how to get a good job, perform well in a job, and seek and receive pay raises and promotions. Program overviews will be held Wednesday evenings from 5:30 p.m. to 6:30 p.m. on September 4, 11, 18 & 25 at UVU’s School Community University Partnership Training Center at 723 South 1200 West in Orem. For more information, visit BE CAREFUL (Costco Consumer Connection) How do you protect your aging parents from getting ripped off? Enroll your parents in the Federal Trade Commission’s National Do Not Call Registry to reduce the number of unwanted telemarketing calls they receive. Be sure to register both their cell and home phones. Visit for more information. Take them to seminars and workshops aimed at teaching seniors about emerging scams. Check their credit report periodically at to detect if they have been vic- tims of identity theft. Talk about the option of placing a security freeze on their credit report with the major credit reporting agencies. A security freeze may reduce the chances of becoming a victim of identity theft – it helps stop someone from being able to open new credit accounts using personal identifying information – but there are issues to consider before obtaining one. Contact your state, city or county consumer protection office for details. R E S O U R C E S MEASURE OWNERS ARE Organizational memberships Higher Member of nationality group Higher Member of youth group Higher Spend evenings with relatives Higher Giving help to others Higher Goes to bars Lower Self-satisfaction Higher Sure my life will work out Higher Depression Scale Lower Happiness Scale Higher Physical Health Self Rating Higher Benefits of Homeownership – Measure of Sense of Sociability and Well-Being (Homeowners as compared to renters) 7
  8. 8. 8 Utah Valley Chamber of Commerce Utah Valley Convention and Visitor’s Bu- reau VIVINT Wells Fargo WPA Architecture Thank You Utah Valley Chamber of Commerce, Utah Valley Convention and Visitor’s Bureau, Bonneville Cycling Club, Wells Fargo, Vivint Bonneville Cycling Club IM Flash Paul Richards Troy Holmberg ULCER Volunteers US Synthetic Labor Day September 2nd Office and Restores Closed Development Services September 3rd Noon Office Site Selection September 5th Noon Office Building September 10th 2:00 p.m. Central Bank NRI September 10th 3:00 p.m. Office Family Partnership September 12th 6:30 p.m. Office Executive Committee September 13th 7:30 a.m. Office Shopping Extravaganza September 14th Traverse Mountain Outlets TD Ameritrade/Limon GB September 16th 8:30 a.m. 671 East 100 South, PG Building Resources September 17th 7:00 a.m. Office Board meeting September 19th 7:00 a.m. Office Site Host September 21st Crew Leader Training September 21st ReStore September 23rd Noon Office Home Maintenance September 25th 6:30 p.m. Office
  9. 9. 9 Sun Mon Tue Wed Thu Fri Sat 1 2 Labor Day 3 Development Services 4 5 Site Selection 6 7 8 9 10 Building NRI 11 12 Family Part- nership 13 Executive Committee 14 Shopping Extrava- ganza 15 16 TD Ameri- trade/Limon GB 17 Building Resources 18 19 Board meeting 20 21—Site Host —Crew Leader Training 22 23 ReStore 24 25 26 Home Maintenance 27 28 29 30 Of Utah County