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Sheldon Joseph 2010 Resume

Sheldon F. Joseph has over 12 years of experience in management, leadership, sales, and customer service roles. He is currently a Team Lead and Operations-Strategy Liaison at Ryla Teleservices, where he manages 12 direct reports and various projects. Previously, he held positions in business banking, mortgage lending, and financial services. He has a track record of managing performance, client retention, and process development. Outside of work, he serves as Business Manager and Advisor for the nonprofit Show Me The Way Foundation.

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Sheldon F. Joseph
                            (m) 678.492.7672 (e) sheldonfjoseph@yahoo.com



A dynamic self-starter and a well balanced business professional with leadership capacities and service
capabilities. 12+ years of experience in both management and leadership roles in service and sales, with a
proven track record in managing progressive performance, client retention, process development and
deployment. Has successfully managed up to 12 direct reports and over 200 client offices in 7 states in the
last 6 years. A key contributor of community development, entrepreneurship and financial education
initiatives in Metro New York and Atlanta, also created successful partnerships and business development
opportunities both within the workplace and in the marketplace through non-profits organizations, for-profit
corporations and small businesses.


Professional History

Ryla Teleservices, Inc. – Kennesaw, GA                                                   3/2009 - Present
Team Lead / Operations-Strategy Liaison
     Serving as a Team Lead and support for 12 customer care direct reports on a service campaign for
        Verizon Wireless and Alltel. Responsible for developing agent performance goals and positive
        behaviors, analyzing daily trends in call volume, schedule adherence, average speed to answer, call
        management and creating individual performance plans to support their success. Performed daily
        management of agent time reporting, quality assurance monitoring, plan specific training, coaching
        and attendance.
     Reported to the Director of Operations-Strategy Development and managed projects including asset
        inventory and management for a campaign headcount of 1200, tracking and managing executive
        escalations, campaign attrition and new hire engagement. Created and distributed project and
        metric management documents, including drill down reports and daily, weekly, monthly and annual
        project reporting.
     Managed the deployment of the Customer Proprietary Network Information / Sensitive Personal
        Information Internal Audit Process and the performed the monthly CIM Audit for the Verizon
        Wireless/Alltel Campaign. Liaised with the directors of Reporting, Workforce Management, Asset
        Management, Facilities and Quality & Compliance to better manage processes and procedures while
        serving the needs of internal clients and Verizon Wireless / Alltel

Washington Mutual Bank - Atlanta, GA                                                            8/2006 – 6/2008
Business Banking Consultant/Personal Financial Representative
     Build and maintain a portfolio of small business clients and service their needs with banking, payroll,
        merchant services, tax solutions and small business lending products including SBA Express, business
        line of credit, business overdraft line of credit, business term loan and business credit cards.
     Analyze financial statements and monitor client growth and quarterly assess needs and fiscal quarter
        forecasting. Develop a pipeline of residential lending clients focused on HELOC’s & HELOAN’s.
        Generate client leads, originate loan documents and process loan files and assist with the
        underwriting process.
     Close and follow through, follow up on all residential and small business loan files and provide cross
        sell options to new and existing WaMu customers. Open consumer bank accounts. Establish
        community, local business and learning institution relationships. Manage financial center marketing
        and procurement, open houses and off site events.
Taylor, Bean & Whitaker - Atlanta, GA                                                         12/2004 – 3/2006
Client Manager & Registration Coordinator
     Managed 209 registered banks and brokers in Ohio, Illinois and Michigan. Supported additional
         clients in the Atlanta, Birmingham, Norfolk, and Charlotte metropolitan areas.
     Registered, trained and provided on-going support and servicing for assigned clients on Fixed,
         Variable Rate mortgage products including Freddie Mac.
     Provided on-demand support on TBW, Community Banking Online and FHA websites, pricing
         inquiries for regional rate sheets and troubleshooting for processors, title agents, attorneys and loan
         officers.
     Liaison to all departments in TBW to service clients as effectively as possible and within acceptable
         time frames and managed the registration process for all new broker locations and loan officers.
     Provided new clients with User ID’s and Passwords, completed pipeline generation and
         troubleshooting, filed and updated ID/Password requests with Freddie Mac and liaison to account
         executives and TBW upper management. Maintained a log of all new clients and their current status
         and worked alongside the compliance and client administration approvals departments to ensure
         accuracy and consistency.

Washington Mutual Bank - Maspeth, NY                                                        2/2003 – 7/2004
Assistant Financial Center Manager
     Managed a branch staff of seven while overseeing bank product and mortgage sales production,
        teller operations. Monitored daily operations held within federal, local and company and compliance
        standards.
     Originated, processed and closed all of the Fixed and Variable rate 1st and 2nd mortgages, personal,
        secured and collateral loans generated in the branch. Performed audits completed loan files,
        including HUD approvals and appraisal reviews. Managed the increased loan production in the
        branch & trained the sales staff on new products & programs.

Citigroup – (CitiFinancial & Citibank)                                                      7/1999 – 9/2002
Springfield, VA - Assistant Branch Manager
      Managed a sales staff of five associates; originated, processed, closed and audited mortgages and
        personal loans; completed, reviewed and approved HUD-1’s & approved funding requests.
      Increased loan production and branch ranking to number one in the district and remained there for
        five of fourteen months while maintaining daily branch operations. Completed appraisals, site visits
        and vehicle photo inspections and acted as liaison with local government and legal authorities.
Melville, NY - Sales & Test Center Associate
      Managed a dedicated portfolio of clients to test new affinity cards to determine market usability.
        Submitted feedback to determine if tested products would be further developed for mainstream
        account holders.

Education

        Westbury Senior High School – Old Westbury, NY              Honors / Regents
        Hampton University - Hampton, VA                            Architecture / NROTC
        Nassau Community College – Garden City, NY                  Marketing

Professional Affiliations

Show Me The Way Foundation, Inc.                                                 3/2009 to Present
Business Manager and Board Advisor
     Serving and advising the Founder of the foundation and the Board of Directors in the areas of
        financial management, business development, government relations and overseeing the
        development and implementation of community programs. Also providing project management
        support and intern management.

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Sheldon Joseph 2010 Resume

  • 1. Sheldon F. Joseph (m) 678.492.7672 (e) sheldonfjoseph@yahoo.com A dynamic self-starter and a well balanced business professional with leadership capacities and service capabilities. 12+ years of experience in both management and leadership roles in service and sales, with a proven track record in managing progressive performance, client retention, process development and deployment. Has successfully managed up to 12 direct reports and over 200 client offices in 7 states in the last 6 years. A key contributor of community development, entrepreneurship and financial education initiatives in Metro New York and Atlanta, also created successful partnerships and business development opportunities both within the workplace and in the marketplace through non-profits organizations, for-profit corporations and small businesses. Professional History Ryla Teleservices, Inc. – Kennesaw, GA 3/2009 - Present Team Lead / Operations-Strategy Liaison  Serving as a Team Lead and support for 12 customer care direct reports on a service campaign for Verizon Wireless and Alltel. Responsible for developing agent performance goals and positive behaviors, analyzing daily trends in call volume, schedule adherence, average speed to answer, call management and creating individual performance plans to support their success. Performed daily management of agent time reporting, quality assurance monitoring, plan specific training, coaching and attendance.  Reported to the Director of Operations-Strategy Development and managed projects including asset inventory and management for a campaign headcount of 1200, tracking and managing executive escalations, campaign attrition and new hire engagement. Created and distributed project and metric management documents, including drill down reports and daily, weekly, monthly and annual project reporting.  Managed the deployment of the Customer Proprietary Network Information / Sensitive Personal Information Internal Audit Process and the performed the monthly CIM Audit for the Verizon Wireless/Alltel Campaign. Liaised with the directors of Reporting, Workforce Management, Asset Management, Facilities and Quality & Compliance to better manage processes and procedures while serving the needs of internal clients and Verizon Wireless / Alltel Washington Mutual Bank - Atlanta, GA 8/2006 – 6/2008 Business Banking Consultant/Personal Financial Representative  Build and maintain a portfolio of small business clients and service their needs with banking, payroll, merchant services, tax solutions and small business lending products including SBA Express, business line of credit, business overdraft line of credit, business term loan and business credit cards.  Analyze financial statements and monitor client growth and quarterly assess needs and fiscal quarter forecasting. Develop a pipeline of residential lending clients focused on HELOC’s & HELOAN’s. Generate client leads, originate loan documents and process loan files and assist with the underwriting process.  Close and follow through, follow up on all residential and small business loan files and provide cross sell options to new and existing WaMu customers. Open consumer bank accounts. Establish community, local business and learning institution relationships. Manage financial center marketing and procurement, open houses and off site events.
  • 2. Taylor, Bean & Whitaker - Atlanta, GA 12/2004 – 3/2006 Client Manager & Registration Coordinator  Managed 209 registered banks and brokers in Ohio, Illinois and Michigan. Supported additional clients in the Atlanta, Birmingham, Norfolk, and Charlotte metropolitan areas.  Registered, trained and provided on-going support and servicing for assigned clients on Fixed, Variable Rate mortgage products including Freddie Mac.  Provided on-demand support on TBW, Community Banking Online and FHA websites, pricing inquiries for regional rate sheets and troubleshooting for processors, title agents, attorneys and loan officers.  Liaison to all departments in TBW to service clients as effectively as possible and within acceptable time frames and managed the registration process for all new broker locations and loan officers.  Provided new clients with User ID’s and Passwords, completed pipeline generation and troubleshooting, filed and updated ID/Password requests with Freddie Mac and liaison to account executives and TBW upper management. Maintained a log of all new clients and their current status and worked alongside the compliance and client administration approvals departments to ensure accuracy and consistency. Washington Mutual Bank - Maspeth, NY 2/2003 – 7/2004 Assistant Financial Center Manager  Managed a branch staff of seven while overseeing bank product and mortgage sales production, teller operations. Monitored daily operations held within federal, local and company and compliance standards.  Originated, processed and closed all of the Fixed and Variable rate 1st and 2nd mortgages, personal, secured and collateral loans generated in the branch. Performed audits completed loan files, including HUD approvals and appraisal reviews. Managed the increased loan production in the branch & trained the sales staff on new products & programs. Citigroup – (CitiFinancial & Citibank) 7/1999 – 9/2002 Springfield, VA - Assistant Branch Manager  Managed a sales staff of five associates; originated, processed, closed and audited mortgages and personal loans; completed, reviewed and approved HUD-1’s & approved funding requests.  Increased loan production and branch ranking to number one in the district and remained there for five of fourteen months while maintaining daily branch operations. Completed appraisals, site visits and vehicle photo inspections and acted as liaison with local government and legal authorities. Melville, NY - Sales & Test Center Associate  Managed a dedicated portfolio of clients to test new affinity cards to determine market usability. Submitted feedback to determine if tested products would be further developed for mainstream account holders. Education Westbury Senior High School – Old Westbury, NY Honors / Regents Hampton University - Hampton, VA Architecture / NROTC Nassau Community College – Garden City, NY Marketing Professional Affiliations Show Me The Way Foundation, Inc. 3/2009 to Present Business Manager and Board Advisor  Serving and advising the Founder of the foundation and the Board of Directors in the areas of financial management, business development, government relations and overseeing the development and implementation of community programs. Also providing project management support and intern management.