Financial Issues Saxion 2010 2011


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Overview Finances Final Year Bachelor Programme Saxion University of Applied Sciences, the Netherlands. Academic year 2010-2011

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  • To IR.Gerard A.M .de Fraiture

    I am succesfully been admitted in saxion university and awarded saxion top talent scholarship of euro 3,200 ,now i am to pay euro 6,900 only ,may you consider my issues so that i get the full scholarship i am okada tommy of uganda

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  • David’s comments: The figure of EUR 15000 as the netto salary per year I think very realistic, not to mention they will also receive holiday money 8% per year. If they can allocate half of their wage every month (which is also doable) to the loan payment, they can easily pay back the entire loan in 2 years. But it may also a common thing is that plenty of people (who just started working) have a tendency to “enjoy” money that they have earned lately. Some people experienced a change in their life style (from student to worker) which normally would raise their outflow. Thus I would agree with your statement about the 2-3 year to complete the debt payment. This is also taking into account that they need to go to back to Indonesia, either for holiday or for academic reason.
  • David’s comments: Specially for zoek jaar, from personal and other alumni experience, there is always opportunity to get a part time job along with the job searching process. However, they can’t expect very much from this part time, this would only enough to support their basic needs, such as housing, food and transport in case of interview invitation. For some of Indonesian, that is important to be not financially dependent from their parents as soon as their graduated, this might be a choice in case they can’t find a job directly after graduated With 3-4 days working (2 days in weekend) they can fulfil their basic needs, and still they have 3-4 days for the job searching and interviews. Wage for part-time is EUR 7-7.5/hour (below age 23), and EUR 8-8.5 (for age 23 and older), the maximum working time is 40 hour.
  • Financial Issues Saxion 2010 2011

    1. 1. Finances Final Year Bachelor Programme Academic year 2010-2011 Saxion University of Applied Sciences The Netherlands ir. Gerard A.M. de Fraiture October 2009
    2. 2. Costs Final Year Bachelor Programme <ul><li>Tuition fee (included literature)* € 4,000.- </li></ul><ul><li>Daily living + subsistence costs living costs € 3,600.- insurance € 500.- room-rent € 4,000.- deposit* room-rent € 550.- </li></ul><ul><li>Travel + immigration costs MVV + residence permit (+ 150 deposit*) € 650.- travel costs one way + airport tax € 700.- </li></ul><ul><li>Total costs for 1 year study € 14,000.- </li></ul><ul><li>Minus deposits* paid back in July € 13,300.- </li></ul>* Tuition fee € 7,200.- minus € 3,200.- Saxion Talent Scholarship
    3. 3. Prepayments needed for <ul><li>Tuition fee € 4,000.- </li></ul><ul><li>MVV & Residence permit (+ deposit) € 650.- </li></ul><ul><li>Insurance € 500.- </li></ul><ul><li>Room-rent (+ deposit) € 4,550.- </li></ul><ul><li>Total package fee € 9,700.- </li></ul>
    4. 4. Financial forecast student <ul><li>Return deposits in July € 700.- </li></ul><ul><li>Income internship Febr-June 5 months at € 350.- = € 1750.- </li></ul><ul><li>Salary after graduation gross € 26,000.- pro year nett € 18,000.- pro year </li></ul><ul><li>A loan can be easily paid back in 2-3 years when the abiturient starts with a job in a Dutch organization around September </li></ul>
    5. 5. Organizing money <ul><li>Acquire a scholarship </li></ul><ul><li>Loan Indonesian bank organized by Indonesian University </li></ul><ul><li>Own money </li></ul>
    6. 6. Opportunities scholarships <ul><li>Huygens Scholarship Programme (HSP) [ ] all costs covered </li></ul><ul><li>Top-talent scholarships Saxion [ ] Reduction tuition fee up to € 1,672.- </li></ul><ul><li>Beasiswa Ungulan Indonesian Scholarship </li></ul><ul><li>Grantfinder: [ ] </li></ul>
    7. 7. How to get a job (1 out of 3) <ul><li>After graduation at Saxion you have one year –so called ‘ zoek jaar ’- the time to find a job in the Netherlands </li></ul><ul><li>Of course you are responsible for your own money as long you have no job, but you can take all other paid work </li></ul>
    8. 8. How to get a job (2 out of 3) <ul><li>As you acquire your internship: </li></ul><ul><li>This is primary your responsibility </li></ul><ul><li>Staff advises in building your network </li></ul><ul><li>Staff assists you in the process of constructing your CV, application-letter and –visit </li></ul><ul><li>Use all recent possibilities with the internet (e.g. </li></ul>
    9. 9. How to get a job (3 out of 3) <ul><li>Saxion’s offer: </li></ul><ul><li>International Traineeship Programme </li></ul><ul><li>at a Dutch company </li></ul><ul><li>additional training and coaching at Saxion </li></ul><ul><li>at the end a certificate from company and university </li></ul>