Ian Broadbent: Crime on the increase as the recession takes hold


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Ian Broadbent: Crime on the increase as the recession takes hold

  1. 1. Crime on the increase as the recession takes hold By Ian Broadbent BDM Policing and Public Safety EMEA
  2. 2. Agenda <ul><li>Introductions </li></ul><ul><li>Acquisitive Crime </li></ul><ul><ul><ul><li>Handling of stolen goods </li></ul></ul></ul><ul><li>Insurance Fraud </li></ul><ul><li>Banking and ATM’s </li></ul><ul><li>Conclusions </li></ul>
  3. 3. Crime on the Increase <ul><li>Acquisitive crime on the increase </li></ul><ul><ul><li>Police Leaders warn of 25% increase </li></ul></ul><ul><ul><ul><li>Burglaries, Robberies, Fraud and Violence </li></ul></ul></ul><ul><ul><li>The stolen goods market </li></ul></ul><ul><ul><li>Standards of transparency become more blurred </li></ul></ul><ul><ul><li>The law abiding citizen turn to crime </li></ul></ul><ul><ul><li>Police exchange think tank estimates crime is costing £3,000 per household </li></ul></ul>
  4. 4. Slide to be inserted <ul><li>Statistics and a few maps on crime increases to be added </li></ul>
  5. 5. Second hand and Pawn Shops <ul><li>Second hand shops have made improvements CCTV and registers </li></ul><ul><li>Stolen goods through pubs </li></ul><ul><li>Location Intelligence profits for offenders </li></ul><ul><li>eBay – 8000 crimes reported involving stolen goods, fraud and deception </li></ul>
  6. 7. Insurance <ul><li>Fraud </li></ul><ul><ul><li>ABI found most common fraudulent claim is house insurance </li></ul></ul><ul><ul><li>Motor insurance claims </li></ul></ul><ul><ul><li>Anecdotes include </li></ul></ul><ul><ul><ul><ul><li>A male reported his car stolen actually pushed it off a cliff </li></ul></ul></ul></ul><ul><ul><ul><ul><li>A women who claimed to have lost her engagement ring the day after extending her cover </li></ul></ul></ul></ul><ul><ul><ul><ul><li>A male holidaying in West Africa claimed “recovery expenses” for services at a brothel. </li></ul></ul></ul></ul><ul><ul><li>Anti business crime increased by 10% with 24% increase in Arson </li></ul></ul>
  7. 8. Location Intelligence <ul><li>“ Fraud thrives in a recession, so insurers are intensifying their crackdown on insurance cheats.” One of the more innovative and efficient ways insurers have found for verifying the probability that claims are legitimate is with the overlay of geographical information relating to the accident and other institutes along the supply chain” </li></ul><ul><li>Nick Starling, the ABI’s director of Insurance </li></ul>
  8. 9. The Scam <ul><li>A rear end shunt of the number 14 bus in Liverpool usually relatively empty on this occasion was unusually full </li></ul><ul><li>43 claims for whiplash injuries </li></ul><ul><li>Passengers addresses plotted on a map </li></ul><ul><li>The routes of the number 14 and the number 19 bus were also plotted </li></ul>
  9. 11. The Result <ul><li>claimants said they were on the bus travelling home from the city centre. </li></ul><ul><li>when presented with the evidence 42 of the 43 claims were withdrawn </li></ul><ul><li>Average whiplash injury costs £2500 </li></ul><ul><li>£105,000 </li></ul>
  10. 12. Assets that don’t exist! <ul><li>Individuals trying to insure </li></ul><ul><li>And the rich!! </li></ul><ul><ul><li>The replacement of a boat slipway washed away in the autumn floods 2008. </li></ul></ul><ul><ul><li>Original claim £4,000 later the claim was increased to £35,000 </li></ul></ul><ul><ul><li>Investigation team at Zurich used location Intelligence </li></ul></ul>
  11. 13. Imagery provided by local and central government agencies and Open Source where inconclusive. Using OS data it was clear there was no permanent slipway and the claimant withdrew the claim for £35,000
  12. 14. Banking <ul><li>Unisys Security index </li></ul><ul><ul><ul><li>88% of Britons are worried about details been accessed by fraudsters </li></ul></ul></ul><ul><li>APACS Card fraud losses </li></ul><ul><ul><ul><li>132% increase from 2007 to 2008 in online banking fraud </li></ul></ul></ul><ul><li>British Crime Survey </li></ul><ul><ul><ul><li>UK lost £610m last year </li></ul></ul></ul>
  13. 15. ATM Skimming and Location <ul><li>Point of Compromise </li></ul><ul><ul><li>ATM skimming </li></ul></ul><ul><ul><li>Online compromise </li></ul></ul><ul><ul><li>Cloning by employees </li></ul></ul><ul><ul><li>Straight theft </li></ul></ul><ul><li>Account of Compromise </li></ul><ul><li>Fraud spend </li></ul><ul><ul><li>ATM withdrawal </li></ul></ul><ul><ul><li>Cardholder Spend </li></ul></ul>
  14. 16. ATMs in HP Postal Area
  15. 17. Two Fraud Withdrawals
  16. 18. Accounts Linked to Other ATM Via Usage
  17. 19. To Identify Compromised ATM
  18. 20. Location Intelligence <ul><li>Plotting of credit card fraud </li></ul><ul><li>Overlaying geographical information petrol stations and ATM, Level of ATM concentration, Daytime & Worker Population </li></ul><ul><li>Micro factors </li></ul><ul><ul><li>Visibility, Accessibility, Parking, Lighting, Public, Transport Hubs, Proximate Footfall, Road Volumes </li></ul></ul><ul><li>Exploring clusters of offences can indicate where cards maybe cloned </li></ul>
  19. 21. <ul><li>Identification of multiple occupants communal post areas </li></ul><ul><li>Using location for verification of geographical information </li></ul><ul><ul><ul><li>John Smith wouldn’t have his passport to hand however if asked a location question such as if you turn left out of your house and walk to the first junction what is on your left hand side if he states a car park and it is a church this would require further investigation. </li></ul></ul></ul>
  20. 22. Conclusion <ul><li>Best practice businesses are leading the way in the detection and prevention of crime using location intelligence analysis </li></ul><ul><li>They are able to locate hot-spots and uncover fraudulent activity </li></ul><ul><li>As a scheme becomes known offenders become adaptable. </li></ul><ul><li>New data combinations and overlays, different visualisations and analyses, need to be performed. </li></ul><ul><li>These all need to be performed without encountering a huge burden of manual manipulation and analytical spadework. </li></ul><ul><li>ADD TO CONCLUSION </li></ul>