Adviser Overview How a Franklin Partners Mortgage assists your SMSF Clients
Why mortgages? <ul><li>Bricks and mortar security AND liquidity </li></ul><ul><li>Stable returns </li></ul><ul><li>Higher ...
Bricks and mortar! Your choice of property type, residential, commercial, rural, and areas whether metropolitan, suburban ...
Stable returns <ul><li>Franklin Partners mortgages have a fixed return for the life of the loan with all interest paid in ...
Higher returns* <ul><li>Franklin Partners target mortgages that return a net 4% above the comparable fixed term rate. </li...
Comparison to fixed interest <ul><li>The following slide illustrates the increased return mortgages provide over fixed int...
$34,660.00 increase over 5 years FI rate 6.25% FPM 10.25% FPM interest In advance $100,000  invested
How does it work? <ul><li>Franklin Partners sources the mortgage through it’s network </li></ul><ul><li>The loan is underw...
How does it work? <ul><li>Franklin Partners funds the mortgage with its own funds </li></ul><ul><ul><li>This ensures that ...
How does it work? <ul><li>Client transfers funds to Solicitors trust account </li></ul><ul><li>Solicitor  </li></ul><ul><u...
How does it work? <ul><li>Franklin Partners  </li></ul><ul><ul><li>Pays Adviser on behalf of the borrower </li></ul></ul><...
What to do now? <ul><li>Click here to email  Gary FitzGerald Snr Partner   to arrange a personal call  </li></ul><ul><li>V...
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Franklin Partners Basic Overview

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Background on Franklin Partners mortgage investments. Perfect as a higher return alternative to fixed interest for self manage superannuation funds.

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Franklin Partners Basic Overview

  1. 1. Adviser Overview How a Franklin Partners Mortgage assists your SMSF Clients
  2. 2. Why mortgages? <ul><li>Bricks and mortar security AND liquidity </li></ul><ul><li>Stable returns </li></ul><ul><li>Higher yield than fixed interest </li></ul><ul><ul><li>On average 400 basis points (4%) above fixed interest of similar term </li></ul></ul><ul><li>Transparency </li></ul><ul><ul><li>All property details are easily found and checked </li></ul></ul><ul><li>Safety </li></ul><ul><ul><li>Your SMSF has clear title to the mortgage registered as an interested party on the title </li></ul></ul>
  3. 3. Bricks and mortar! Your choice of property type, residential, commercial, rural, and areas whether metropolitan, suburban or regional
  4. 4. Stable returns <ul><li>Franklin Partners mortgages have a fixed return for the life of the loan with all interest paid in advance. </li></ul><ul><li>You know exactly the return no surprises. </li></ul>
  5. 5. Higher returns* <ul><li>Franklin Partners target mortgages that return a net 4% above the comparable fixed term rate. </li></ul><ul><li>These mortgages are at low loan to valuation ratios to minimize risk. </li></ul><ul><li>The reason these returns are achievable is because we have removed the middle men. No bank overheads etc… </li></ul>Source: www.cannex.com.au
  6. 6. Comparison to fixed interest <ul><li>The following slide illustrates the increased return mortgages provide over fixed interest </li></ul><ul><li>An increase of $34,660.00 net in five years </li></ul><ul><li>Why? </li></ul><ul><ul><li>Mortgage interest is paid in advance </li></ul></ul><ul><ul><li>All interest is net to you NO FEES </li></ul></ul><ul><ul><li>Franklin Partners mortgages have a 4%p.a. higher return </li></ul></ul>
  7. 7. $34,660.00 increase over 5 years FI rate 6.25% FPM 10.25% FPM interest In advance $100,000 invested
  8. 8. How does it work? <ul><li>Franklin Partners sources the mortgage through it’s network </li></ul><ul><li>The loan is underwritten </li></ul><ul><ul><li>Property is valued </li></ul></ul><ul><ul><li>Borrower identified </li></ul></ul><ul><ul><li>Credit history is checked </li></ul></ul><ul><ul><li>Purpose of the loan assessed </li></ul></ul>
  9. 9. How does it work? <ul><li>Franklin Partners funds the mortgage with its own funds </li></ul><ul><ul><li>This ensures that your Client’s SMSF is not in “the business of” lending which may offend the ATO </li></ul></ul><ul><ul><li>Fully insured Solicitor assures “clear legal title” </li></ul></ul><ul><li>The Financial Adviser/Client complete </li></ul><ul><ul><li>FPM letter of advice </li></ul></ul><ul><ul><li>Letter of intent to buy the mortgage </li></ul></ul><ul><ul><li>FPM assignment of mortgage </li></ul></ul>
  10. 10. How does it work? <ul><li>Client transfers funds to Solicitors trust account </li></ul><ul><li>Solicitor </li></ul><ul><ul><li>Completes assignment and returns to Financial Adviser </li></ul></ul><ul><ul><li>Registers Client as an “interested party” on the mortgage </li></ul></ul><ul><ul><li>Transfers interest to the client as instructed </li></ul></ul>
  11. 11. How does it work? <ul><li>Franklin Partners </li></ul><ul><ul><li>Pays Adviser on behalf of the borrower </li></ul></ul><ul><ul><li>Monitors management of the mortgage </li></ul></ul><ul><ul><li>Notifies Financial Adviser and Client before end of the term </li></ul></ul><ul><ul><li>When the Solicitor redeems the mortgage Franklin Partners returns the funds or sources a further investment for the client as instructed. </li></ul></ul>
  12. 12. What to do now? <ul><li>Click here to email Gary FitzGerald Snr Partner to arrange a personal call </li></ul><ul><li>Visit www.franklinpartners.com.au </li></ul><ul><li>For further information and background </li></ul><ul><li>Or </li></ul><ul><li>Call now on (+61) 0439810652 and we can get started. </li></ul>

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