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Tugas Fisika I (Metode Perhitungan Bunga)

Penyusun :

  1. Randy Yanuari (2012-043-001)
  2. Garry Rostandy (2012-043-029)
  3. Hans Wijaya (2012-043-048)

Randy
 Tanggal         Saldo         Bunga
 11/1/2012    Rp694,573.00       Rp0.00
 11/2/2012    Rp694,573.00       Rp0.00
 11/3/2012    Rp694,573.00       Rp0.00
 11/4/2012    Rp694,573.00       Rp0.00
 11/5/2012    Rp694,573.00       Rp0.00
 11/6/2012    Rp251,715.00       Rp0.00
 11/7/2012    Rp251,715.00       Rp0.00
 11/8/2012    Rp751,213.00       Rp0.00
 11/9/2012     Rp51,213.00       Rp0.00
11/10/2012     Rp51,213.00       Rp0.00
11/11/2012     Rp51,213.00       Rp0.00
11/12/2012     Rp14,213.00       Rp0.00
11/13/2012     Rp14,213.00       Rp0.00
11/14/2012     Rp14,213.00       Rp0.00
11/15/2012     Rp14,213.00       Rp0.00
11/16/2012     Rp14,213.00       Rp0.00
11/17/2012     Rp14,213.00       Rp0.00
11/18/2012     Rp14,213.00       Rp0.00
11/19/2012   Rp7,914,213.00    Rp216.83
11/20/2012   Rp7,914,213.00    Rp216.83
11/21/2012   Rp7,914,213.00    Rp216.83
11/22/2012   Rp7,914,213.00    Rp216.83
11/23/2012   Rp7,914,213.00    Rp216.83
11/24/2012   Rp7,914,213.00    Rp216.83
11/25/2012   Rp5,799,613.00    Rp158.89
11/26/2012   Rp5,799,613.00    Rp158.89
11/27/2012   Rp5,899,613.00    Rp161.63
11/28/2012   Rp5,849,613.00    Rp160.26
11/29/2012   Rp5,849,613.00    Rp160.26
11/30/2012   Rp5,849,613.00    Rp160.26

             Bunga harian     Rp2,261.18
Hans
 Tanggal          Saldo          Bunga
 11/1/2012     Rp1,000,000.00      Rp0.00
 11/2/2012     Rp1,000,000.00      Rp0.00
 11/3/2012     Rp1,000,000.00      Rp0.00
 11/4/2012     Rp1,000,000.00      Rp0.00
 11/5/2012     Rp1,000,000.00      Rp0.00
 11/6/2012     Rp1,000,000.00      Rp0.00
 11/7/2012     Rp1,000,000.00      Rp0.00
 11/8/2012     Rp1,000,000.00      Rp0.00
 11/9/2012     Rp1,000,000.00      Rp0.00
11/10/2012     Rp1,000,000.00      Rp0.00
11/11/2012     Rp1,000,000.00      Rp0.00
11/12/2012      Rp990,000.00       Rp0.00
11/13/2012      Rp965,000.00       Rp0.00
11/14/2012      Rp965,000.00       Rp0.00
11/15/2012      Rp965,000.00       Rp0.00
11/16/2012     Rp2,153,000.00     Rp58.99
11/17/2012     Rp2,153,000.00     Rp58.99
11/18/2012     Rp1,953,000.00     Rp53.51
11/19/2012     Rp1,953,000.00     Rp53.51
11/20/2012     Rp5,253,000.00    Rp143.92
11/21/2012     Rp5,253,000.00    Rp143.92
11/22/2012     Rp5,228,000.00    Rp143.23
11/23/2012     Rp5,228,000.00    Rp143.23
11/24/2012     Rp5,228,000.00    Rp143.23
11/25/2012     Rp5,228,000.00    Rp143.23
11/26/2012     Rp8,428,000.00    Rp230.90
11/27/2012     Rp8,328,000.00    Rp228.16
11/28/2012     Rp8,378,000.00    Rp229.53
11/29/2012     Rp8,378,000.00    Rp229.53
11/30/2012     Rp8,555,491.00    Rp234.40

             Bunga harian       Rp2,238.29
Kesimpulan:

Metode yang digunakan menggunakan metode perhitungan bunga berdasarkan
saldo harian. Karena semua saldo harian diatas 1 juta sehingga semua mendapat
bunga yang sama pada bulan itu. Kecuali pada tanggal 28 mendapat bunga
tambahan pada saat saldo transaksi <2 jam pada pergantian hari. Disini
kelemahannya bank hanya melihat berapa jumlah tabungan yang ada pada
pergantian hari tanpa melihat berapa lama waktu saldo mengendap.

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Tugas fisika i(bank)

  • 1. Tugas Fisika I (Metode Perhitungan Bunga) Penyusun : 1. Randy Yanuari (2012-043-001) 2. Garry Rostandy (2012-043-029) 3. Hans Wijaya (2012-043-048) Randy Tanggal Saldo Bunga 11/1/2012 Rp694,573.00 Rp0.00 11/2/2012 Rp694,573.00 Rp0.00 11/3/2012 Rp694,573.00 Rp0.00 11/4/2012 Rp694,573.00 Rp0.00 11/5/2012 Rp694,573.00 Rp0.00 11/6/2012 Rp251,715.00 Rp0.00 11/7/2012 Rp251,715.00 Rp0.00 11/8/2012 Rp751,213.00 Rp0.00 11/9/2012 Rp51,213.00 Rp0.00 11/10/2012 Rp51,213.00 Rp0.00 11/11/2012 Rp51,213.00 Rp0.00 11/12/2012 Rp14,213.00 Rp0.00 11/13/2012 Rp14,213.00 Rp0.00 11/14/2012 Rp14,213.00 Rp0.00 11/15/2012 Rp14,213.00 Rp0.00 11/16/2012 Rp14,213.00 Rp0.00 11/17/2012 Rp14,213.00 Rp0.00 11/18/2012 Rp14,213.00 Rp0.00 11/19/2012 Rp7,914,213.00 Rp216.83 11/20/2012 Rp7,914,213.00 Rp216.83 11/21/2012 Rp7,914,213.00 Rp216.83 11/22/2012 Rp7,914,213.00 Rp216.83 11/23/2012 Rp7,914,213.00 Rp216.83 11/24/2012 Rp7,914,213.00 Rp216.83 11/25/2012 Rp5,799,613.00 Rp158.89 11/26/2012 Rp5,799,613.00 Rp158.89 11/27/2012 Rp5,899,613.00 Rp161.63 11/28/2012 Rp5,849,613.00 Rp160.26 11/29/2012 Rp5,849,613.00 Rp160.26 11/30/2012 Rp5,849,613.00 Rp160.26 Bunga harian Rp2,261.18
  • 2. Hans Tanggal Saldo Bunga 11/1/2012 Rp1,000,000.00 Rp0.00 11/2/2012 Rp1,000,000.00 Rp0.00 11/3/2012 Rp1,000,000.00 Rp0.00 11/4/2012 Rp1,000,000.00 Rp0.00 11/5/2012 Rp1,000,000.00 Rp0.00 11/6/2012 Rp1,000,000.00 Rp0.00 11/7/2012 Rp1,000,000.00 Rp0.00 11/8/2012 Rp1,000,000.00 Rp0.00 11/9/2012 Rp1,000,000.00 Rp0.00 11/10/2012 Rp1,000,000.00 Rp0.00 11/11/2012 Rp1,000,000.00 Rp0.00 11/12/2012 Rp990,000.00 Rp0.00 11/13/2012 Rp965,000.00 Rp0.00 11/14/2012 Rp965,000.00 Rp0.00 11/15/2012 Rp965,000.00 Rp0.00 11/16/2012 Rp2,153,000.00 Rp58.99 11/17/2012 Rp2,153,000.00 Rp58.99 11/18/2012 Rp1,953,000.00 Rp53.51 11/19/2012 Rp1,953,000.00 Rp53.51 11/20/2012 Rp5,253,000.00 Rp143.92 11/21/2012 Rp5,253,000.00 Rp143.92 11/22/2012 Rp5,228,000.00 Rp143.23 11/23/2012 Rp5,228,000.00 Rp143.23 11/24/2012 Rp5,228,000.00 Rp143.23 11/25/2012 Rp5,228,000.00 Rp143.23 11/26/2012 Rp8,428,000.00 Rp230.90 11/27/2012 Rp8,328,000.00 Rp228.16 11/28/2012 Rp8,378,000.00 Rp229.53 11/29/2012 Rp8,378,000.00 Rp229.53 11/30/2012 Rp8,555,491.00 Rp234.40 Bunga harian Rp2,238.29
  • 3. Kesimpulan: Metode yang digunakan menggunakan metode perhitungan bunga berdasarkan saldo harian. Karena semua saldo harian diatas 1 juta sehingga semua mendapat bunga yang sama pada bulan itu. Kecuali pada tanggal 28 mendapat bunga tambahan pada saat saldo transaksi <2 jam pada pergantian hari. Disini kelemahannya bank hanya melihat berapa jumlah tabungan yang ada pada pergantian hari tanpa melihat berapa lama waktu saldo mengendap.