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PSRA 2012 - STANDARD CHARTERED Mobile Banking Innovation


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PSRA 2012 - STANDARD CHARTERED Mobile Banking Innovation

  1. 1. Mobile Banking Innovation New Paradigm of Transaction Services Pimolphan Phisuthiporn Head, Country Project Management 21 November 2012
  2. 2. SAVE $3900 if you book a team of 3! DRIVING GROWTH & PROFITABILITY BY HUMANISING PAYMENTS Do you have a credible FinTech offering? Sponsor the conference. CALL +65 6809 3910 FAX +1 646 513 4296 EMAIL 13-14 AUGUST 2015 JAKARTA CONFERENCE Online Payment Gateway Partner Marketing Partner In 2015, the pressure is on to drive growth and profitability. There’s a lot of distracting trends. So it’s critical to filter through and focus on solutions that will work in your context. Growing your payments business and making it profitable are the main objectives during the 5th annual Payments, Settlements and Remittances Asia on 13-14 August 2015 in Jakarta. Register today! Chaired by: Carl Clump Chairman FBME Bank FINTECH PAYMENTS for E-commerce Case Study Michael Gethen CEO Sprooki International Bank Innovation Caroline Lacocque SVP, Global Payments HSBC Online Payment Gateway John Tan Business Dev Manager Telr Follow @PaymentsAsia Organised by Promoted by
  3. 3. Cash Card Debit/ Credit Card Gift Card Store Value Card Mobile Wallet Visa Digital Wallet
  4. 4. Africa • Bank is unknown for more than 80% of African population • Payment through SMS is the most popular method so called “M – PESA” Asia • In Japan, Hong Kong, Korea and Taiwan, Near Field Communication (NFC) through mobile is vastly spread for their day – to – day small value payment
  5. 5. Digitalisation • Anticipated significant skyrocket of transaction value through NFC System • Expect From USD 50 Billion in 2014 to USD 670 Billion in 2015. Disintermediation • Consumers have more varieties of payment options from various operators apart from traditional banking services. • Consumers are becoming more mobile. Integrated Communication • Consumer can make connections socially, financially, commercially and emotionally with a tap of finger tip • New organisations exploit opportunities to create new customer acquisitions and engagement channels across financial services via mobile
  7. 7. Mobile Banking Cost Reduction Enhanced Income Stream Customer Attraction Real Time Financial Oversight Innovation Customer- Centric Door Opener for Business
  8. 8. • Innovative approach to streamline billers on- boarding. One-time technology investment. Minimize ongoing billers maintenance. • The launch of mPay bill payment partnership gave Standard Chartered (Thai) 100+ billers • Most popular categories are mobile top up and credit card and loan payments
  9. 9. 46% transaction volume 25% new customer registration The launch of mPay bill payment partnership has • increased transactions by 46% • increased new customer registration by 25% per month
  11. 11. THANK YOU