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What Is A Loan Modification Spanish

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What Is A Loan Modification? Spanish Version created by Foreclosure Solutions Group in Fort Myers, FL. We Save Homes!

I want to tell you right now - - take heart.

Your situation is not hopeless. We are going to give you every possible way out of the dilemma you’re now in. We are going to give you the information you’ll need to keep a foreclosure from ruining your life, and the life of your family, AND reveal the options to get you all back on track, just as quickly as humanly possible.

We recommend you contact us today for a F*REE analysis of your situation to determine if the Homeowner Assistance Program, Loan Modification & Restructuring or Short Sale will produce your desired outcome. We will present you with options and make recommendations so you will be able to make an intelligent informed decision about the correct course of action to take next.With millions of homeowners stuck in adjustable rate mortgages or fixed rate mortgages that are simply way too high and with no way to refinance out of them, loan modifications may be the only way to assist struggling borrowers in this current difficult environment we’re in. It doesn’t matter how far behind you are, the size of your mortgage, your income, your credit history, or if you were unable to get help before.

We have Solutions and we get Results!

Let’s face it, for most Americans their home is the most expensive purchase and the most important investment they will ever make. Experiencing a financial hardship of any kind and facing possible foreclosure can make the “American Dream” seem more like a nightmare. You don’t have to feel like you’re alone and in the dark.

YOU DO HAVE OPTIONS!

Can you answer Yes to any of the following questions?

1. Are you struggling to make your mortgage payment every month?
2. Do you find yourself falling behind 1, 2, or even 3 months on your current mortgage payments?

3. Have you suffered a recent hardship i.e. illness, loss of wages, death?

4. Are you struggling to refinance your home due to the lack of equity damaged or less than perfect credit?

5. Are you in an adjustable rate mortgage which has either adjusted or will be adjusting in the coming months?

6. Are you presently in foreclosure and trying to save your home but not getting any cooperation from your lender?

Our Solutions Work for You!

Our legal staff will deal directly with your lender and negotiate the terms of your current mortgage (with payments you can actually afford). These changes can be in the interest rate, length of the loan, late charges can be waived or added to the principle, or we can convert your current ARM to a FIXED.

There are several other possibilities and modifications that can be made to tailor your personal needs.

Call (800) 713-0919 for your F*REE consultation today!

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What Is A Loan Modification Spanish

  1. 1. Que es la modificacion del Préstamo? La enmienda del préstamo cambia y el horario de pagos también. Se extiende el El termino del pago para reducir los pagos del préstamo. O se reduce el interes y / o el balance para que el prestatario tenga la oportunidad de continuar con el préstamo y salvar la propiedad.
  2. 2. Cuales son los beneficios? Usted salva y se queda con la propiedad Los valores de el vecindario se mantienen Tiene bajos pagos mensuales Tiene baja taza de intereses El balance de la deuda baja Los balances atrazados son: 1. Parcialmente eliminado 2. Completamente eliminado 3. Deferido al final del préstamo La combinación de lo anterior le ayudara a no tener ninguna ramificación de Foreclosure Se queda usted en la casa con beneficios de impuestos Mantendrá la apreciación future de la propiedad Usted y su familia se quedan en la propiedad !
  3. 3. Quien puede calificar? La Palabra Clave es “cambio” “ Cambio repentino” en los pagos del préstamo “ Cambio repentino” del valor en propiedad “ Cambio repentino” de los ingresos “ Cambio repentino” de los costos mensuales “ Cambio repentino” en deuda por Enfermedad o pérdida del trabajo Prácticas ilegales en los prestamos Fraude en préstamo s (términos del préstamo que están escondidos)
  4. 4. Caso de estudio #1 Antes Despues Balance del prestamo $286,201.00 $286,201.00 Taza de interes 10.00% 6% Fixed Pago de interes y principal $2,551.00 $1,769.00 Arrearages $0 $0 Meses de Atrazo $0 $0 (N.O.D.) Publico (Noticia de falta de pagos) No No Total de ahorros mensuales $792.00
  5. 5.  Resultados! 4% reducción en la taza de intereses! Era un préstamo flexible ahora es Fijo! Ahorros anuales por la vida del préstamo de $9,504 y! $256,608.00 ahorros de por vida!   
  6. 6. Caso de estudio # 2 Nota: El cliente tiene cáncer y no tiene ahorros Durante el tratamiento se atrazo $12.215.00. Los arrearages fueron deducidos a $7436.00 Antes Despues Balance del prestamo $339,246.00 $346,682.00 Taza de interes 8.50% 6% Fixed Pago de interes y principal $2,443.00 $2,113.00 Arrearages $12,215.00 $0 Meses de Atrazo 5 $0 Total de ahorros mensuales $330.00
  7. 7. Resultados!  2.5% reducción en la taza de interes ! La taza de interes era flexible ahora es fija ! $3,960 en ahorros anuales de por vida y ! $102,960.00 de ahorros en el préstamo ! Los $12,215 del atrazo fueron deducidos y puestos en el préstamo ! La Cuenta con el Banco esta en perfectas condiciones y al día !     
  8. 8. Nuestra promesa! Estamos confiados en educar los consumidores en alternativas de foreclosure y bancarrota. Proporcionando soluciones eficaces a la corriente ¡crisis de las propiedades ! A nivel nacional. A través de la representación legal agresiva buscamos los términos y seguros de la modificación del préstamo para ayudar a las familias a quedarse en sus hogares con pagos que bajos. Cada familia que tiene la experiencia de la modificación del préstamo estabiliza nuestra Economía, vecindario por vecindario !
  9. 9. Su siguiente Paso! Visite nuestro web site: www.flcoastrealtygroup.com y tecle “We Can Help” Tabule a su lista de documentacion. Recopile los documentos que usted necesita. Escriba una carta de por que usted esta en esta situacion y como llego a ella. Mande sus documentos por correo electronico a [email_address] Faxelos sus documentos a 239-362-2657 Su petición será revisada y evaluada por uno de nuestros especialistas y usted tendra La respuesta en solo 48 horas. Si necesita ayuda y tiene preguntas contacte a Rob Roomy al 1-800-713-0919

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  • starvingbroker

    Feb. 19, 2009

What Is A Loan Modification? Spanish Version created by Foreclosure Solutions Group in Fort Myers, FL. We Save Homes! I want to tell you right now - - take heart. Your situation is not hopeless. We are going to give you every possible way out of the dilemma you’re now in. We are going to give you the information you’ll need to keep a foreclosure from ruining your life, and the life of your family, AND reveal the options to get you all back on track, just as quickly as humanly possible. We recommend you contact us today for a F*REE analysis of your situation to determine if the Homeowner Assistance Program, Loan Modification & Restructuring or Short Sale will produce your desired outcome. We will present you with options and make recommendations so you will be able to make an intelligent informed decision about the correct course of action to take next.With millions of homeowners stuck in adjustable rate mortgages or fixed rate mortgages that are simply way too high and with no way to refinance out of them, loan modifications may be the only way to assist struggling borrowers in this current difficult environment we’re in. It doesn’t matter how far behind you are, the size of your mortgage, your income, your credit history, or if you were unable to get help before. We have Solutions and we get Results! Let’s face it, for most Americans their home is the most expensive purchase and the most important investment they will ever make. Experiencing a financial hardship of any kind and facing possible foreclosure can make the “American Dream” seem more like a nightmare. You don’t have to feel like you’re alone and in the dark. YOU DO HAVE OPTIONS! Can you answer Yes to any of the following questions? 1. Are you struggling to make your mortgage payment every month? 2. Do you find yourself falling behind 1, 2, or even 3 months on your current mortgage payments? 3. Have you suffered a recent hardship i.e. illness, loss of wages, death? 4. Are you struggling to refinance your home due to the lack of equity damaged or less than perfect credit? 5. Are you in an adjustable rate mortgage which has either adjusted or will be adjusting in the coming months? 6. Are you presently in foreclosure and trying to save your home but not getting any cooperation from your lender? Our Solutions Work for You! Our legal staff will deal directly with your lender and negotiate the terms of your current mortgage (with payments you can actually afford). These changes can be in the interest rate, length of the loan, late charges can be waived or added to the principle, or we can convert your current ARM to a FIXED. There are several other possibilities and modifications that can be made to tailor your personal needs. Call (800) 713-0919 for your F*REE consultation today!

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