A loan modification is a permanent change in one or more of the terms of your loan creating a brand new contract between you and your lender. We will work with the lender to create a new contract that will reinstate your loan and give you a fresh start by restoring your credit status. We want to help stop foreclosure and give you the best foreclosure options. We are concerned about you and your family and are offering the best foreclosure help. If you need a loan modification we are here to help.