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Fintech Belgium Summit 2017 - Societal Impact - Edebex - Compliance by Xavier Corman

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Compliance by Xavier Corman - CEO Edebex

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Fintech Belgium Summit 2017 - Societal Impact - Edebex - Compliance by Xavier Corman

  1. 1. Fintech Summit 2017 14-12-2017
  2. 2. 22 40 % of the Belgian SME get a partial or full credit refusal from their bank 1 in 4 bankrupties is directly related with cash-flow problems Macro economic situation Confidential Source : La Tribune & L’Echo
  3. 3. 33Confidential • 200 000 bankruptcies in EU every year • Destroying 1,7 M jobs Value Destruction
  4. 4. 4Confidential How to decrease this bankruptcy’s rate ? How to help companies to survive a cash- flow problem ? Societal impact
  5. 5. 5 Problem & Solution SME that wants to improve their cash flow SME with cash to invest 57 % of European company have cash-flow problems* * European Payment Index 2013 Commercial receivablesSELLER BUYER Confidential
  6. 6. 6 What is Edebex ? Edebex is a marketplace to buy and sell commercial receivables Confidential
  7. 7. 7 Disruptive Concept No need of seller’s collateral Seller can choose which invoices to sell No credit analysis on the seller ! Confidential
  8. 8. 8Confidential Societal impact - HR
  9. 9. 9Confidential Societal impact - HR • 30 EFT • Average age : 26 years old • 8 + nationalities • 5 countries served
  10. 10. 10Confidential Societal impact – HR & trainings • Financial knowledge • Compliance (AML,…) • Sales skills • Customer orientation • Security, confidentiality
  11. 11. 11Confidential Societal impact – HR Challenges • Autonomy • Thinking out of the box • Productivity increase (3-5 % per month) • Within the defined processes
  12. 12. 12 Thank you for your attention Confidential

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