Successfully reported this slideshow.
We use your LinkedIn profile and activity data to personalize ads and to show you more relevant ads. You can change your ad preferences anytime.

FinTech Belgium - Compliance Regulation & Innovation - Edebex

1,058 views

Published on

FinTech Belgium - Compliance Regulation & Innovation - Edebex

Published in: Business
  • Be the first to comment

  • Be the first to like this

FinTech Belgium - Compliance Regulation & Innovation - Edebex

  1. 1. Edebex Fintech Belgium – 16/02/2016
  2. 2. Problem & Solution SME that wants to improve their cash flow SME with cash to invest 57 % of European company have cash-flow problems* * European Payment Index 2013 Interest rate for saving accounts BNPPF : 0,05 % + 1,10 % ING : 0,4 % + 1,20 % MeDirect : 1,36 % Commercial receivablesSELLER BUYER 2 Confidential
  3. 3. What is Edebex ? Edebex is a marketplace to buy and sell commercial receivables 3 Confidential
  4. 4. Disruptive Concept No need of seller’s guarantee Seller can choose which invoices to sell Only solution in the world with Credit Insurance 4 Confidential
  5. 5. How it works Seller Buyer Debtor Executed payment after transfer of debt DirectPaymenttotheseller 5 Confidential
  6. 6. • Type of invoices: • Delivered goods/services • Invoices from 5 K€ up to 100 K€ • Payment terms from 20 to 120 days • Debtors from UK, France, Germany, Belgium, Netherlands, Luxemburg and Italy • Currency in Euro What receivables? Confidential 6
  7. 7. • Companies with good debtors • SME (no access to factoring, <> private collaterals) • Companies with punctual cash problems (flexibility/cheaper than factoring) • Fast growing companies • Starting companies with activity • Companies that want to improve their risk management Seller’s profile Confidential 7
  8. 8. What Edebex does ? • Relating cash rich to cash needy companies • Audit of every user and invoice • Edebex offers a credit insurance • Notification to the debtor • Soft debtor management • Edebex does not collect Confidential 8
  9. 9. Buyers High Security High ReturnHigh Liquidity Confidential 9
  10. 10. Security Closed Market Audit of every invoice Credit Insurance by Euler Hermes 70 % or 90 % Guarantee Confidential 10
  11. 11. 11 Confidential
  12. 12. Team 12 Confidential
  13. 13. Thanks for your attention Confidential 13

×