Presentation for FinCloud - Cloud Computing Portal covering major sectors

1. ON TARGET
ON TARGET
FINCBS INC
 Acquisition model : Based on purchasing of services
FinCloud - Cloud Computing Portal
 Business Model : Based on pay for use
 Access Model : Over the internet to any device
 Access Model : Over the telecom to any device
 Technical Mode : Shareable
 Facilities deployment of fincloud without the cost and complexity of
buying and managing complex system
www.fincbs.com
fincloud@fincbs.com

2. ON TARGET
ON TARGET
 Online business to business transactions
 Online consumer to business transactions
 Digital delivery of products and services
 Automated Transaction – Standing Instructions

3. ON TARGET
ON TARGET
 Acquisition model : Based on purchasing of services
 Business Model : Based on pay for use
 Access Model : Over the internet to any device
 Access Model : Over the telecom to any device
 Technical Mode : Shareable
 Facilities deployment of MeRecharge without the cost and complexity of
buying and managing complex system

4. ON TARGET
ON TARGET
 Every customer to have unique six character code – 6 Billion Possibilities
 Every service enrolled by customer to have fincloud Account Number –
XXXXXX-YYMMDDTTMMSS – Infinite Possibilties
 Entire system works on meCode

5. ON TARGET
ON TARGET
 Every customer has the option to change VIP - meCode
 Certain fees will be charged for VIP meCode based on domain
 Only during the first login meCode can be changed

6. ON TARGET
ON TARGET
 Three passwords for every fincloud Account
 Password 1: Eight Characters Login Password
 Password 2: Eight Characters Transaction Password
 Password 3: Three Characters Mobile Password
 Passwords can be changed through fincloud portal – Through Account
Settings

7. ON TARGET
ON TARGET
 Every service needs to added once for payments
 On adding service online validation is performed
 On success of validation service an Customer fincloud Account is created
 Added service is visible on customer welcome page

8. ON TARGET
ON TARGET
 In certain cases customer would prefer making one time payment
 Option is provided in system to make such payment
 To process the payment; Customer needs to enter transaction password
 Limited Transactions for daily usage

9. ON TARGET
ON TARGET
 fincloud can be used as payment gateway – Internet only
 Similar to Visa, MasterCard etc
 To process the payment; Customer needs to authorize the transaction
through login & transaction password

10. ON TARGET
ON TARGET
 fincloud does not have banking license
 fincloud would appoint bank as authorized banker
 All the funds from customer will be in authorized bank account
 Reimbursement payable by fincloud would be made weekly through
Authorized bank account

11. ON TARGET
Domains Covered Corporate
 Corporate SME
 SME
 Individual
 Self Employed
 Service Sector Bank
Individual
 Dealers Non
Self
 Bank Internet
Employed
Users
 Non Internet Users
Service Sector
Dealers

12. ON TARGET
ON TARGET
 Multi location service payments
 Centralized processing
 Reconciliation possible through fincloud – Reporting Module
 Saving the cost & time of processing payments for services used by
Corporate
 Avoiding late payment fees
 Unlimited service payments
 fincloud system access

13. ON TARGET
ON TARGET
 Multi location service payments
 Centralized processing
 Reconciliation possible through fincloud – Reporting Module
 Saving the cost & time of processing payments for services used by
Corporate
 Avoiding late payment fees
 Limited service payments
 fincloud system access

14. ON TARGET
ON TARGET
 Centralized processing for all services
 Adding services onetime and pay always
 fincloud can be used through Computer, BB, IPhone & mobile devices
 Saving the cost & time of processing payments for services
 Avoiding late payment fees
 Limited service payments
 fincloud system access

15. ON TARGET
ON TARGET
 meCode as payment acceptance point for services provided
 meCode configured to Authorized bank of fincloud
 Payment can be received through fincloud payment gateway
 Payment received medium are Computer, BB, IPhone, Mobile Device
 Weekly transfer of payments received in meCode to Authorized Bank
Account of Self Employed
 No Limits on number of payment received
 Individual payment cannot cross 50,000 INR – EQ USD

16. ON TARGET
ON TARGET
 meCode as payment acceptance point
 meCode configured to Authorized bank of fincloud
 Payment can be received through fincloud payment gateway
 Payment received medium are Computer, BB, IPhone, Mobile Device
 Weekly transfer of payments received in meCode to Authorized Bank
Account of Service Sector
 Individual payment cannot cross 50,000 INR – EQ USD
 Airports, Hospitals, Hotels, Housing Society, Schools, Cable operators,
Cab Service, Charity, Travel agents etc

17. ON TARGET
ON TARGET
 Cyber Café, General Stores, Mobile Outlets, Reliance outlets, Vodafone
outlets, bank branches, ATM, e-bank
 Dealers to be identified for every city / state
 On 97.5 % payment, Dealer to get 100 % Credit, 2.5 % belongs to dealer
 Dealer would have fincloud System access to distribute credit among sub
dealers
 All domain customers can top-up balance from sub dealers
 No Limit on purchase of meCredit by Dealer as it would be paid in
Authorized bank account

18. ON TARGET
ON TARGET
 Any person can register with fincloud as Dealer - meServices
 meServices dealer can make services payments for anyone with minimum
charges mutually agreed
 Any person in a locality can provide such services
 Monthly charge have to be paid to fincloud

19. ON TARGET
ON TARGET
 Customer register to fincloud through any phone device and once
meCode generated can add family members through phone device e.g.
+91-9992229992 with text SMS MEF Mobile number of family members
 Customer needs to send SMS to fincloud mobile number for e.g. +91-
9992229992 with text as MER Customer Name
 Customer itself and family members added can recharge their mobile
phones.
 Once meCode is generated customers can recharge mobile and pay
through phone device to fincloud Service Sector, Self Employed by
purchasing meCredit from fincloud dealer

20. Services Offerings
ON TARGET BIFURCATION HERE BIFURCATION HERE
Level 1 Level 2 Level 3 Level 4
Electricity Bills Petrol Cards Charity Payments Airlines
Insurance Premium Hotel Payments Collections Shopping
1 234
Mobile Payments Health SPA Travel Agents Movie Tickets
LEVELS
Landline Payments Society Cab Services Hospitals
Maintenance
Internet Data Card meDirect Others Alternative to Visa
Gift Card
Cooking Gas Standing
Credit Card Instructions
DTH – Cable
Payments
Cable TV
Education Fees
Cable Internet
Picture Layout
Add your own picture above you can also use the above image in other parts
of this PowerPoint template. Picture from PresenterMedia.com
Utility Payments Services Payment Additional Services Payment Gateway

21. ON TARGET
ON TARGET
 Authorized Bank
 Any other statutory clearance

22. ON TARGET
ON TARGET
 All Internet Browsers
 BlackBerry
 IPhone
 All other phone devices
 fincloud Payment Gateway

23. ON TARGET
ON TARGET
 No need to carry as its MeCode; Just need to remember
 No need to swap / put all details of fincloud.com on payment screen
 The merchant does not need to dial for fincloud.com Payment Gateway
 Monthly fees from merchant no per transaction cost
 Does not require Visa / Master Interface for payments of fincloud.com to
be processed.

24. INCOME GENERATION
ON TARGET
ON TARGET

25. ON TARGET
ON TARGET
Customer Number of Registration Charge Monthly
Type Transactions Charges Per Charges
Transacti
on
Corporate Unlimited 5000 0 10000
Transactions
SME Limited 1000 0 2000
Transaction
Individual Limited Free 1 100
Transaction
Self Limited 250 2% 500
Employed Transaction
Service Sector Unlimited 5000 1% 4000
Dealer Unlimited 5000 5 1500
Non-Internet Unlimited 10 1 20
User
Payment Unlimited 10000 0 5000
Gateway

26. ON TARGET
ON TARGET
 Corporate - 100000
 SME - 10000
 Individual – 100
 Self Employed – 500
 Service Sector – 10000
 Dealer - 5000

27. ON TARGET
ON TARGET
 Can be used by major payment gateway, any other payment gateway
provider
 Online Shopping Sites
 Reconciliation to be similar to Visa or MasterCard

28. ON TARGET
ON TARGET
 Google Ads on every page of fincloud

29. ON TARGET
ON TARGET
 On Login Page Google Video Ad

30. ON TARGET
ON TARGET
 Weekly / Monthly / Quarterly Fixed Deposits

31. ON TARGET
ON TARGET
 On below 10 USD Recharge , 3 % of requested recharge to be deducted

32. ON TARGET
ON TARGET
 Eight Languages - English, Arabic, French, Spanish, German , Russian,
Chinese, Japanese
 Every country have market for fincloud

33. ON TARGET
ON TARGET
 License Types
 Global License – Investor can purchase Percentage in Global License
 Region wise License – GCC, South Asia, Europe, North America, Africa
etc.
 Country License – Investor can purchase country license
 Indian Stake – Investor can purchase percentage in Indian fincloud.com
 IT Implementation to be done by Tech AAA™ / Partner IT Company
regionwise.

34. THANK YOU
Q&A
ON TARGET
ON TARGET