Me and my_finance

668 views

Published on

This program was done for UG Commerce students.

Published in: Economy & Finance
0 Comments
0 Likes
Statistics
Notes
  • Be the first to comment

  • Be the first to like this

No Downloads
Views
Total views
668
On SlideShare
0
From Embeds
0
Number of Embeds
19
Actions
Shares
0
Downloads
0
Comments
0
Likes
0
Embeds 0
No embeds

No notes for slide

Me and my_finance

  1. 1. Me & My Finance<br />J.Karthikeyan<br />Director, Finerva<br />
  2. 2. Agenda for the Day<br />Money – Concept Behind It<br />Value of Money<br />Money Creation<br />Leveraging Concepts<br />Understanding a Business Newspaper<br />Your Way Ahead<br />
  3. 3. Money – Concept Behind It<br />Money is a measure of value exchanged<br />More Money is not a Sin. It is greed for money which leads to Sins.<br />Money can help us <br />Have Immediate Pleasure<br />Achieve Goals<br />
  4. 4. Time Value of Money<br />Power of Compounding<br />Power of Regular Investment<br />
  5. 5. Money Creation<br />Money Creation = Value Creation<br />Value Creation<br />By Being Employed (Employees)<br />Offering a Service (Professionals)<br />Running a Business (Business People)<br />Owning a Business (Investors)<br />
  6. 6. Leveraging…<br />To Increase Value Creation<br />Borrowing – Taking a Loan<br />Banks<br />Where do Banks get their Money from?<br />Regular payouts irrespective of profits<br />Ram borrow from Sam Rs.100,000 @ 8%<br />
  7. 7. …Leveraging…<br />Sharing Ownership<br />Partners<br />Payout Only When In Profits<br />Ram partners with Sam both invest Rs.100,000 each<br />
  8. 8. …Leveraging<br />Higher Level of Leverage – Shares<br />Transferability<br />Higher Liquidity<br />Higher Safety<br />Runs on Fundamentals – Long Term<br />Swayed by Emotions – Short Term<br />
  9. 9. Understanding a Business Newspaper<br />Interest Rates<br />Why did TATA Chemicals share price drop when there was good news?<br />Who are FIIs?<br />What is an Index? Nifty, Sensex, Others?<br />How do I Invest? (Why a Mutual Fund?)<br />
  10. 10. Road Ahead…<br />Indian Financial Markets is huge <br />Rs.4000 crores Per Month Life Insurance, <br />Rs.91,000 crores turnover in Shares Per Day,<br /> Rs. 5,50,000 crores in Mutual Fund Assets<br />1,00,000 Opportunities to be Employed<br />Opportunity to Excel – Abundant Fields<br />Excellent Salaries, Business Opportunities<br />
  11. 11. …Road Ahead<br />Acquire Knowledge<br />Develop Skills<br />Develop a Professional Attitude<br />Learn Decision Making in Abstract Situations<br />Look Before You Leap<br />Look at the Whole Picture<br />Be Innovative<br />Take Risks<br />Be Positive<br />
  12. 12. Summary<br />Value for Money<br />Value Creation – Leverage Methods<br />Understanding Business papers<br />Opportunities For You<br />Expectations From You<br />

×