Communications Systems (66.77)
9th P.W. Digital Wallets
2013 - F.I.U.B.A - Argentine
CarisimoCarisimo Esteban - 91829Esteb...
Introduction: Mobile payment
It refers toIt refers to services that allows financial transactionsservices that allows fina...
Application
3Digital wallets -
Application
4
•Money transfers.Money transfers.
•Shopping.Shopping.
•Mobile payments instead of using cash.Mobile payments...
NFC Technology
5Digital wallets -
NFC Technology: Providers
6Digital wallets -
Services / Applications
•Google walletGoogle wallet
•TubilleteraDigitalTubilleteraDigital
•Momo pocketMomo pocket
•tPagotP...
TuBilleteraDigital
Is a mobile payment service in Argentina that allowsIs a mobile payment service in Argentina that allow...
Bitcoins
•Electronic money.Electronic money.
•Bitcoin is relatively a new project that is inBitcoin is relatively a new pr...
Bitcoins
10Digital wallets -
This application store information of:This application store information of:
Credit CardsCredit Cards
Debit CardsDebit Car...
Launch day: 19 September 2011Launch day: 19 September 2011
Communication link: NFCCommunication link: NFC
Now a days only ...
Only in USA Google Wallet can be used as a mobileOnly in USA Google Wallet can be used as a mobile
payment. In other count...
Security:Security:
Any credit card data is stored at the deviceAny credit card data is stored at the device
The app is jus...
How Google gets an income from this service?How Google gets an income from this service?
Like other payment services Googl...
Other Digital Wallets
There are different kind of wallets, some can storeThere are different kind of wallets, some can sto...
Info on-line [July 2013]Info on-line [July 2013]
• www.puromarketing.com/12/12491/tecnologia-www.puromarketing.com/12/1249...
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Tp9 -digital_wallets_v_final_english

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Tp9 -digital_wallets_v_final_english

  1. 1. Communications Systems (66.77) 9th P.W. Digital Wallets 2013 - F.I.U.B.A - Argentine CarisimoCarisimo Esteban - 91829Esteban - 91829 Massaccesi Diego – 92469Massaccesi Diego – 92469 1Digital wallets -
  2. 2. Introduction: Mobile payment It refers toIt refers to services that allows financial transactionsservices that allows financial transactions through mobile devices.through mobile devices. Advantages and features are different depending onAdvantages and features are different depending on the company providing the service:the company providing the service: •Financial InstitutionsFinancial Institutions •Alliances between different types of companiesAlliances between different types of companies •Telecommunications businessTelecommunications business •Personal credit cards.Personal credit cards. 2Digital wallets -
  3. 3. Application 3Digital wallets -
  4. 4. Application 4 •Money transfers.Money transfers. •Shopping.Shopping. •Mobile payments instead of using cash.Mobile payments instead of using cash. Digital wallets -
  5. 5. NFC Technology 5Digital wallets -
  6. 6. NFC Technology: Providers 6Digital wallets -
  7. 7. Services / Applications •Google walletGoogle wallet •TubilleteraDigitalTubilleteraDigital •Momo pocketMomo pocket •tPagotPago •BlockChainBlockChain 7Digital wallets -
  8. 8. TuBilleteraDigital Is a mobile payment service in Argentina that allowsIs a mobile payment service in Argentina that allows transfers and operations with banks trough texttransfers and operations with banks trough text messages. It also has a web portal that is integratedmessages. It also has a web portal that is integrated with a rechargeable cardwith a rechargeable card 8Digital wallets -
  9. 9. Bitcoins •Electronic money.Electronic money. •Bitcoin is relatively a new project that is inBitcoin is relatively a new project that is in progressprogress .. 9Digital wallets -
  10. 10. Bitcoins 10Digital wallets -
  11. 11. This application store information of:This application store information of: Credit CardsCredit Cards Debit CardsDebit Cards Loyalty or Points CardsLoyalty or Points Cards Prepaid CardsPrepaid Cards 11Digital wallets -
  12. 12. Launch day: 19 September 2011Launch day: 19 September 2011 Communication link: NFCCommunication link: NFC Now a days only available under Android. FutureNow a days only available under Android. Future expansion to RIM and iOSexpansion to RIM and iOS 12Digital wallets -
  13. 13. Only in USA Google Wallet can be used as a mobileOnly in USA Google Wallet can be used as a mobile payment. In other countries it is available as an onlinepayment. In other countries it is available as an online paymentpayment Users: Around 100,000 but small percentage really use itUsers: Around 100,000 but small percentage really use it Where can be Used? In 200,000 shops across the USAWhere can be Used? In 200,000 shops across the USA 13Digital wallets -
  14. 14. Security:Security: Any credit card data is stored at the deviceAny credit card data is stored at the device The app is just a key to access to the server informationThe app is just a key to access to the server information Avoid rip-off with stolen cardsAvoid rip-off with stolen cards 14Digital wallets -
  15. 15. How Google gets an income from this service?How Google gets an income from this service? Like other payment services Google also get a littleLike other payment services Google also get a little percentage of the final costpercentage of the final cost 15Digital wallets - Monthly sales under $3,000 2.9% + $0.30 per transaction $3,000 - $9,999.99 2.5% + $0.30 $10,000 - $99,999.99 2.2% + $0.30 $100,000 or more 1.9% + $0.30
  16. 16. Other Digital Wallets There are different kind of wallets, some can storeThere are different kind of wallets, some can store credit cards and other can't manage money but cancredit cards and other can't manage money but can store coupons. For example:store coupons. For example: Apple's PasbookApple's Pasbook 16Digital wallets -
  17. 17. Info on-line [July 2013]Info on-line [July 2013] • www.puromarketing.com/12/12491/tecnologia-www.puromarketing.com/12/12491/tecnologia- pagos-moviles-adoptara-masivamente-periodo.htmlpagos-moviles-adoptara-masivamente-periodo.html • www.blockchain.info/wallet/iphone-appwww.blockchain.info/wallet/iphone-app • www.bitcoin.org/bitcoin.pdfwww.bitcoin.org/bitcoin.pdf • www.www.tubilleteradigital.comwww.www.tubilleteradigital.com • www.ieco.clarin.com/tecnologiawww.ieco.clarin.com/tecnologia • www.google.com/walletwww.google.com/wallet • www.momopocket.comwww.momopocket.com 17Digital wallets -

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