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Keeping Student Healthy in the US

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This was presented at the NAFSA Region I in Spokane WA in 2013, about Keeping International Students Healthy in the US. It was presented by Apinant Hoontrakul, Cynthia Cox (Oregon State University) and Sage Mwiinga (The College of Idaho)

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Keeping Student Healthy in the US

  1. 1.  Apinant Hoontrakul  International Student Insurance  Marketing Manager/ Licensed Insurance Agent  Cynthia Cox  Oregon State University  International Student Advisor  Sage Mwiinga  The College of Idaho  International Student Advisor
  2. 2.  What students need to know:  Healthcare inside vs. outside the US  Health insurance  Staying healthy  Tools and strategies to educate students  Crisis management: what to do in an emergency  Discussions
  3. 3. What students should know about...
  4. 4. Healthcare in the US is expensive!
  5. 5. Outside the US Inside the US  Medical treatment is less  Medical treatment is  Nationalized health care  Private insurance  Visit hospital for major and  Hospital is not the “go-to” expensive minor conditions expensive for all treatment
  6. 6. • • • • Minor sicknesses & injuries Wellness & preventative care Serious medical conditions Emergency
  7. 7. What students should know about... • • • • Key insurance provisions How to use insurance Common misconceptions The Affordable Care Act
  8. 8. Out-of-pocket costs Wellness Care/ Preventative Care Mental health Maternity Pre-existing Conditions
  9. 9.  Where to get treatment  Provider Network  How to file a claim  Who to contact to get assistance
  10. 10. “Don’t have to pay anything” Covers “everything” Dental & vision
  11. 11.  IRS enforces mandate based on resident vs. non-resident alien analysis  F, M, Q and J (student/scholar) visa holders are exempt for 5 years from:  maintaining minimum essential coverage  paying the shared responsibility payment  International students can choose their plan:  School’s group plan  Individual health insurance  State exchanges  International students will still need to meet the US Department of State (J visa) and their school’s insurance minimums
  12. 12.  Annual Limits:  Policy year September 24, 2012 until December 31, 2013: Annual limits of no less than $500,000  Policy year on or after January 1, 2014: No annual limits    Preventative Care: Student health coverage is required to provide preventive services without costsharing. Lifetime Limits: Plan may not impose lifetime limits Pre-existing condition limitations: Plans may not impose pre-existing condition limitation on those younger than age 19. • After January 2014, pre-existing conditions cannot be excluded
  13. 13. What students should know about...
  14. 14.  Leaving home for the first time  Having appropriate transportation  Making adjustments:  Cultural differences  Climate differences
  15. 15.  Mental issues  Physical issues  Poor Diet & Physical health  Risky Behaviors  Sex  Drugs  Alcohol  Environmental
  16. 16.  Get involved  School associations  Community organizations  Intramural/club sports  Gym and recreational areas
  17. 17.  Develop support systems  Advisors and Support Staff  Mental health counselors  *Stigma associated with mental health
  18. 18.  Develop a healthy lifestyle  Exercise  Eat  Sleep
  19. 19. Tools and Strategies
  20. 20.  Orientations  Physical materials  Virtual resources  Educational video example: http://www.internationalstudentinsurance.com/explained/ushealthcare-system-video.php
  21. 21. -Website -Pre-Departure Guide -Email
  22. 22.  Welcome Packets  Email Communication  Request for allergy information  Student Experience Blogs – (http://www.collegeofidaho.edu/blog/student-experience)  Facebook  RA Training on Cultural Awareness
  23. 23. - Student Health Services at Orientation - http://www.youtube.com/watch?v=XGtafBJjJrA&feature=player_embedded
  24. 24.  Video  http://www.youtube.com/watch?v=XGtafBJjJrA
  25. 25.  New International Student Orientation  “Your Health & Welfare at The College of Idaho”  Team-building activities (social support network).  Use of upperclassmen – share personal experiences.  International Student First Year Mentor
  26. 26.  International Coffee hour  Student Health Mentors give presentations  Online Ongoing Orientation  Alcohol Awareness Module  Sexual Health Module  Potential Mental Health or “Healthy Living” module
  27. 27.  Residence Life programing  Alcohol Awareness, Suicide Prevention, etc.  International Student Support Group  International Student Organization  Collaboration with other offices on campus  Partnerships with local community members  Religious organizations, alumni, etc
  28. 28.  Questions  Tools  Effective strategies  Personal experience
  29. 29.  Apinant Hoontrakul  ahoontrakul@internationalstudentinsurance.com  Cynthia Cox  cynthia.cox2@oregonstate.edu  Sage Mwiinga  smwiinga@collegeofidaho.edu  Ismail Warsame  ismail.warsame@oregonstate.edu

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