Askari Bank

17,595 views

Published on

These slides include Askari Bank introduction, financial analysis,SWOT and PEST analysis

Published in: Business, Economy & Finance
2 Comments
14 Likes
Statistics
Notes
No Downloads
Views
Total views
17,595
On SlideShare
0
From Embeds
0
Number of Embeds
3
Actions
Shares
0
Downloads
736
Comments
2
Likes
14
Embeds 0
No embeds

No notes for slide

Askari Bank

  1. 1. Presentation Topic : ASKARI BANK<br />Presented By:<br />Muhammad Imran Fayyaz<br />Muhamad Moazzam<br />M. Junaid Ahmed<br />001<br />003<br />079<br />
  2. 2. Part I<br />Company’s Overview<br />By:<br />M. Junaid Ahmed<br />
  3. 3. Introduction<br />Formerly known as “Askari <br /> Commercial Bank”<br />Incorporated on October 9, 1991.<br />Listed on Karachi, Lahore and <br /> Islamabad Stock Exchange.<br />A network of 226 Branches.<br />Has 31 dedicated Islamic Branches <br />
  4. 4. Introduction con’d<br />A network Of 4173 Online ATM’s<br />Has 984,485 banking customers<br />Has 6,159 employees<br />With Equity of 14.95 billion<br />Total Assets 254.33 billion<br />
  5. 5. Subsidiaries<br />Askari Investment <br />Management Limited<br />Askari Securities <br />Limited<br />
  6. 6. Awards and Achievements<br />“Best Retail Bank in Pakistan” <br />by The Asian Banker<br />“Ist Consumer Choice Award 2004”<br />by Consumer Association<br />“Corporate Excellence Award 2002<br />2003,2004”<br />by (MAP)<br />
  7. 7. Awards and Achievements cont’d<br />“The best Bank in Pakistan 2001, 2002”<br />by Global Finance Magazine<br />“Best Consumer Internet Bank 2002<br /> 2003”<br />by Global Finance Magazine<br />“Euromoney & Asiamoney Awards<br /> 1994, 1996, 1997”<br />
  8. 8. Entity Ratings<br />AA<br />Short Term<br />A1+<br />Long Term<br />
  9. 9. Vision<br />To Be the bank of first choice in the region<br />“To be the Bank of first choice in the region”<br />
  10. 10. Mission<br />“To be the leading Private Sector Bank in Pakistan with an international <br />presence, delivering quality service through innovative technology and <br />effective human Resource Management in a modern and progressive <br />organizational culture of meritocracy, Maintaining high ethical and <br />Professional standards, while providing enhanced value to all our <br />Stakeholders, and contributing to society.”<br />Vision<br />Mission<br />Mission<br />
  11. 11. Corporate Objectives<br />Sustained growth and profitability<br />High performance culture<br />Customer service oriented culture<br />Motivated employees<br />To optimize use of technology<br />Deliver timely solutions<br />
  12. 12. Strategic Planning<br /> Comprehensively plan for future to ensure growth <br /> And profitability<br /> Facilitate alignment of vision and mission with goals<br /> Identify opportunities for profit<br /> Create and leverage strategic assets and capabilities <br /> For competitive advantage<br />
  13. 13. Management<br />
  14. 14. Board of Directors<br />Lt.Gen. Javed Zia HI (M)<br />Lt.Gen. R Imtiaz Hussain HI (M)<br />Maj.Gen .R Saeed Ahmed Khan<br />Mr. Zafar Alam Khan<br />
  15. 15. Board of Directors (cont’d)<br />Mr. Muhammad Riyazul Haque<br />Mr. Shahid Mahmud<br />Mr. Ali Noormahomed Rattansey<br />Dr. bashir Ahmed Khan<br />
  16. 16. Company Secretery<br />Mr. M.A. Ghazali Marghoob<br />Chief Financial Officer<br />Mr. Saleem Anwar<br />Auditors<br />A.F Ferguson & Co<br />Legal Advisor<br />Rizvi, Isa, Afridi & Angel<br />
  17. 17. Registered Head Office<br />AWT Plaza, the Mall,<br />P.O Box No 1084<br />Rawalpindi-46000<br />Pakistan<br />
  18. 18. Organogram<br />
  19. 19. Branches<br />
  20. 20. Branches con’d<br />
  21. 21. Part II<br />Company’s Product Line<br />By<br />Muhammad Imran Fayyaz<br />
  22. 22. Deposits<br />Current Account<br />PLS Saving Account<br />Askari Special Deposit Account<br />Askari Roshan Mustaqbil Account<br />Askari Mahana Bachat Account<br />Askari Deposit Multiplier Account<br />
  23. 23. Askari Roshan Mustaqbil Account<br /> Term Deposit<br /> 5000-50000 Limit<br /> 10 Year Tenure<br /> Competitive Profit Rates<br />
  24. 24. Askari Deposit Multiplier Account<br />Term Deposit<br /> 50,000-10,000,000 limit<br /> 10 year Tenure<br /> Competitive Profit rate<br />
  25. 25. Askari Mahana Bachat Account<br /> Term Deposit<br /> 50000-10,000,000<br /> 1-3 Years Tenure<br /> Competitive Profit rate<br />
  26. 26. Advances<br />Corporate And Investment<br /> Banking<br />Consumer Banking<br />Agriculture banking<br />
  27. 27. Corporate And Investment Banking<br />
  28. 28. Corporate and Investment banking con’d<br /> Term Finance<br /> Working Capital Financing<br /> Letter of Credit<br /> Fund Transfers<br />
  29. 29. Corporate and Investment banking con’d<br /> Bill Discounting<br /> Loan Syndication<br /> Balance Sheet Reconstruction Service<br /> Debt And Equity Financing Options <br /> Through Capital Markets<br />
  30. 30. Consumer Banking Services<br />
  31. 31. Credit Cards<br /> Platinum<br /> Gold<br /> Silver<br />Zarai & Corporate<br />
  32. 32. Askari’s Personal Finance<br /> Term Finance<br /> Limit up to 500,000<br /> Maximum 5 Years tenor<br /> Monthly Installments <br /> Competitive Markup Rates<br />
  33. 33. Smart Cash<br /> Personal line of credit<br /> Limit up to 500,000 (Clean)<br /> Limit up to 1 million (secured)<br /> One Year (renewable tenor)<br /> Monthly Debt Servicing<br /> Competitive Markup Rates<br />
  34. 34. Askari Bank’s Mortgage Finance<br /> Build a Home<br /> Buy a Home<br /> Buy a plot and construct<br /> Renovation<br />
  35. 35. Askari Auto Loans<br /> Limit 100,000-3.0 million<br /> Monthly Installments<br /> Competitive Markup Rates<br /> Minimum income : <br /> Salaried 10,000<br /> Self Employed 25,000<br /> Up to 7 years Tenor<br />
  36. 36. AskCard (Askari Debit Card) <br /> Free ATM Cash withdrawal limit<br /> No hidden Charges<br /> Free funds Transfer Facility<br /> Free Utility Bills payment<br />
  37. 37. Net Banking (Internet Banking Service)<br /> Balance Enquiry<br /> Funds Transfer<br /> Free Payment of Utility Bills<br /> Payment of School fee<br />
  38. 38. Askari Touch ‘N’ Pay<br /> Ask Card<br /> Askari Bank’s ATMs Nationwide<br /> Internet Banking Service<br /> Call Centre<br />
  39. 39. Rupee Traveler Cheque<br /> Free Issuance<br /> Free Encashment<br /> Nationwide Acceptability<br /> Valid until Encashment<br /> Account Relationship not Mandatory <br />
  40. 40. Agriculture Banking<br />
  41. 41. Askari Kissan Evergreen Finance<br />Askari Kissan Tractor Finance<br />
  42. 42. Askari Kissan Farm Mechanization Finance<br />Kissan Aabpashi Finance<br />
  43. 43. Askari Touch ‘N’ Pay<br />Kissan Live stoke Development Finance<br />Kissan Farm Transport finance<br />
  44. 44. Islamic Banking Services<br />Islamic Corporate Banking<br />Islamic Investment Banking<br />Islamic Trade Finance<br />Islamic General Banking<br />Islamic Consumer Banking<br />
  45. 45. Part III<br />Bank’s Financial, Swot and Pest Anlysis<br />By<br />Muhammad Moazzam<br />
  46. 46. Financial Highlights<br /> 187 %<br />Profit after tax up by<br />Rs 1.108 billion (2008- 306million)<br /> 256 %<br />Profit before tax up by<br />Rs 1.642 billion (2008- Rs 461 million)<br />
  47. 47. Deposits<br />23 %<br />Increase in Deposits<br />RS 206 billion (2008: Rs. 12.97 billion)<br />
  48. 48. Advances<br /> 6%<br />Increase in Advances<br />Rs 148 billion (2008:Rs.140 billion)<br />
  49. 49. Assets & Equity<br />Assets<br />23 %<br />Increased by <br />Rs. 254 billion (2008:Rs.200 billion)<br />Equity<br />15 %<br />Increased by<br />Rs 14.95 billion (2008:Rs.12.97 billion)<br />
  50. 50. EPS & Market Value<br />187%<br />EPS up by<br />Rs 2.18 (2008Rs.0.76)<br />87 %<br />Market Value up by<br />Rs 27.30 (2008:Rs.14.57)<br />
  51. 51. Deposits<br />Advances By Segments<br />
  52. 52. Deposits<br />Advances By Sector<br />
  53. 53. SWOT Analysis<br />
  54. 54. Strengths<br /> Competent Management<br /> Dedicated Staff<br /> Financing All Sectors<br /> Customer Satisfaction<br />
  55. 55. Weaknesses<br /> Limited Branches<br /> Poor Marketing Strategy<br /> Lengthy Procedures<br />
  56. 56. Opportunities<br /> Geographical Expansion<br /> Technology Implementation<br /> Mega Project Investment<br /> Agriculture Development<br /> Islamic Banking<br />
  57. 57. Threats<br /> Political Uncertainty<br /> Multinational Competition<br /> Global Economic Crisis<br />
  58. 58. PEST Analysis<br />Political<br />Social<br />Economic<br />Technological<br />
  59. 59. Suggestions<br /> Follow the Consolidation Strategy<br /> Provide training to employees<br /> Adopt Islamic Banking<br /> Build a Strong Marketing Strategy<br />
  60. 60. Questions<br />

×