Hello, we are the Emprestimofacil.com ! An online
company, born in October 2005 and 100% Brazilian.
We are the first and largest portal online request payroll loan. Of
course, always taking into account the resolutions and rules of the
Central Bank and banks that we represent.
Nearly 10 years have passed since then and we are recognized by
thousands of customers and banks we represent as a transparent
institution, confident and above all invovadora.
Every day we wake up and think about how to improve the lives of
those who need money, is to solve problems or invest in a dream.
Therefore our commitment to bringing the most agile, and
transparently peaceful solution .
Whether it be through innovation in our service or our technology
systems developed exclusively by our team for our customer.
Speaking of staff, unlike several others, your care here is
unique , as well as all the support during the process of simulation
and hiring of your loan. We will strive to conquer you!
Payroll is a type of loan in which the parcels are deducted directly from
payroll, paycheck or if retired or INSS directly benefit. Currently payroll loan
is the way to credit the fastest growing in Brazil. This is explained by its
recruitment facility at low interest rates when compared to personal loan,
overdraft or credit card.
Options for your loan
Currently, in making the payroll loan there are three types of operations. Of
course, the choice depends on the analysis and the need for each.
The three operations are:
• New loan.
• portability of credit refinancing.
Each portion of the loan is deducted directly at source
(pay check / money / payroll)
the day he receives the salary of value or benefit is
automatically removed from the total value of the
installment to be paid. The transfer is made directly
from her body convened the bank without means of
The payroll loan is a type of loan in which the parcels are charged directly
to the payroll of public servants (federal, state or municipal) or the Social
Portability (former loan repurchase) is a debt transfer from a bank to the
other. And this transaction results in a credit balance. To perform the credit
portability is necessary that you have the DED (demonstrating the
evolution of debt) where the bank has the current portion .
Refinancing is a form of payroll loan in which the portion that is already
discounted from the payroll is funded again. That is, back to be discounted
its first installment and the term of the contract back to the original or
larger, this operation a credit balance is released.