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Taller monedas sociales y complementarias - Universidad Verde - Villena Septiembre 2015

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Clasificación de las monedas complementarias y del C3 (Circuito de Crédito Comercial)

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  • DOWNLOAD THIS BOOKS INTO AVAILABLE FORMAT (2019 Update) ......................................................................................................................... ......................................................................................................................... Download Full PDF EBOOK here { https://soo.gd/irt2 } ......................................................................................................................... Download Full EPUB Ebook here { https://soo.gd/irt2 } ......................................................................................................................... Download Full doc Ebook here { https://soo.gd/irt2 } ......................................................................................................................... Download PDF EBOOK here { https://soo.gd/irt2 } ......................................................................................................................... Download EPUB Ebook here { https://soo.gd/irt2 } ......................................................................................................................... Download doc Ebook here { https://soo.gd/irt2 } ......................................................................................................................... ......................................................................................................................... ................................................................................................................................... eBook is an electronic version of a traditional print book THIS can be read by using a personal computer or by using an eBook reader. (An eBook reader can be a software application for use on a computer such as Microsoft's free Reader application, or a book-sized computer THIS is used solely as a reading device such as Nuvomedia's Rocket eBook.) Users can purchase an eBook on diskette or CD, but the most popular method of getting an eBook is to purchase a downloadable file of the eBook (or other reading material) from a Web site (such as Barnes and Noble) to be read from the user's computer or reading device. Generally, an eBook can be downloaded in five minutes or less ......................................................................................................................... .............. Browse by Genre Available eBooks .............................................................................................................................. Art, Biography, Business, Chick Lit, Children's, Christian, Classics, Comics, Contemporary, Cookbooks, Manga, Memoir, Music, Mystery, Non Fiction, Paranormal, Philosophy, Poetry, Psychology, Religion, Romance, Science, Science Fiction, Self Help, Suspense, Spirituality, Sports, Thriller, Travel, Young Adult, Crime, Ebooks, Fantasy, Fiction, Graphic Novels, Historical Fiction, History, Horror, Humor And Comedy, ......................................................................................................................... ......................................................................................................................... .....BEST SELLER FOR EBOOK RECOMMEND............................................................. ......................................................................................................................... Blowout: Corrupted Democracy, Rogue State Russia, and the Richest, Most Destructive Industry on Earth,-- The Ride of a Lifetime: Lessons Learned from 15 Years as CEO of the Walt Disney Company,-- Call Sign Chaos: Learning to Lead,-- StrengthsFinder 2.0,-- Stillness Is the Key,-- She Said: Breaking the Sexual Harassment Story THIS Helped Ignite a Movement,-- Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones,-- Everything Is Figureoutable,-- What It Takes: Lessons in the Pursuit of Excellence,-- Rich Dad Poor Dad: What the Rich Teach Their Kids About Money THIS the Poor and Middle Class Do Not!,-- The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness,-- Shut Up and Listen!: Hard Business Truths THIS Will Help You Succeed, ......................................................................................................................... .........................................................................................................................
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  • DOWNLOAD THIS BOOKS INTO AVAILABLE FORMAT (2019 Update) ......................................................................................................................... ......................................................................................................................... Download Full PDF EBOOK here { https://soo.gd/irt2 } ......................................................................................................................... Download Full EPUB Ebook here { https://soo.gd/irt2 } ......................................................................................................................... Download Full doc Ebook here { https://soo.gd/irt2 } ......................................................................................................................... Download PDF EBOOK here { https://soo.gd/irt2 } ......................................................................................................................... Download EPUB Ebook here { https://soo.gd/irt2 } ......................................................................................................................... Download doc Ebook here { https://soo.gd/irt2 } ......................................................................................................................... ......................................................................................................................... ................................................................................................................................... eBook is an electronic version of a traditional print book THIS can be read by using a personal computer or by using an eBook reader. (An eBook reader can be a software application for use on a computer such as Microsoft's free Reader application, or a book-sized computer THIS is used solely as a reading device such as Nuvomedia's Rocket eBook.) Users can purchase an eBook on diskette or CD, but the most popular method of getting an eBook is to purchase a downloadable file of the eBook (or other reading material) from a Web site (such as Barnes and Noble) to be read from the user's computer or reading device. Generally, an eBook can be downloaded in five minutes or less ......................................................................................................................... .............. Browse by Genre Available eBooks .............................................................................................................................. Art, Biography, Business, Chick Lit, Children's, Christian, Classics, Comics, Contemporary, Cookbooks, Manga, Memoir, Music, Mystery, Non Fiction, Paranormal, Philosophy, Poetry, Psychology, Religion, Romance, Science, Science Fiction, Self Help, Suspense, Spirituality, Sports, Thriller, Travel, Young Adult, Crime, Ebooks, Fantasy, Fiction, Graphic Novels, Historical Fiction, History, Horror, Humor And Comedy, ......................................................................................................................... ......................................................................................................................... .....BEST SELLER FOR EBOOK RECOMMEND............................................................. ......................................................................................................................... Blowout: Corrupted Democracy, Rogue State Russia, and the Richest, Most Destructive Industry on Earth,-- The Ride of a Lifetime: Lessons Learned from 15 Years as CEO of the Walt Disney Company,-- Call Sign Chaos: Learning to Lead,-- StrengthsFinder 2.0,-- Stillness Is the Key,-- She Said: Breaking the Sexual Harassment Story THIS Helped Ignite a Movement,-- Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones,-- Everything Is Figureoutable,-- What It Takes: Lessons in the Pursuit of Excellence,-- Rich Dad Poor Dad: What the Rich Teach Their Kids About Money THIS the Poor and Middle Class Do Not!,-- The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness,-- Shut Up and Listen!: Hard Business Truths THIS Will Help You Succeed, ......................................................................................................................... .........................................................................................................................
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  • DOWNLOAD THIS BOOKS INTO AVAILABLE FORMAT (2019 Update) ......................................................................................................................... ......................................................................................................................... Download Full PDF EBOOK here { https://soo.gd/irt2 } ......................................................................................................................... Download Full EPUB Ebook here { https://soo.gd/irt2 } ......................................................................................................................... Download Full doc Ebook here { https://soo.gd/irt2 } ......................................................................................................................... Download PDF EBOOK here { https://soo.gd/irt2 } ......................................................................................................................... Download EPUB Ebook here { https://soo.gd/irt2 } ......................................................................................................................... Download doc Ebook here { https://soo.gd/irt2 } ......................................................................................................................... ......................................................................................................................... ................................................................................................................................... eBook is an electronic version of a traditional print book THIS can be read by using a personal computer or by using an eBook reader. (An eBook reader can be a software application for use on a computer such as Microsoft's free Reader application, or a book-sized computer THIS is used solely as a reading device such as Nuvomedia's Rocket eBook.) Users can purchase an eBook on diskette or CD, but the most popular method of getting an eBook is to purchase a downloadable file of the eBook (or other reading material) from a Web site (such as Barnes and Noble) to be read from the user's computer or reading device. Generally, an eBook can be downloaded in five minutes or less ......................................................................................................................... .............. Browse by Genre Available eBooks .............................................................................................................................. Art, Biography, Business, Chick Lit, Children's, Christian, Classics, Comics, Contemporary, Cookbooks, Manga, Memoir, Music, Mystery, Non Fiction, Paranormal, Philosophy, Poetry, Psychology, Religion, Romance, Science, Science Fiction, Self Help, Suspense, Spirituality, Sports, Thriller, Travel, Young Adult, Crime, Ebooks, Fantasy, Fiction, Graphic Novels, Historical Fiction, History, Horror, Humor And Comedy, ......................................................................................................................... ......................................................................................................................... .....BEST SELLER FOR EBOOK RECOMMEND............................................................. ......................................................................................................................... Blowout: Corrupted Democracy, Rogue State Russia, and the Richest, Most Destructive Industry on Earth,-- The Ride of a Lifetime: Lessons Learned from 15 Years as CEO of the Walt Disney Company,-- Call Sign Chaos: Learning to Lead,-- StrengthsFinder 2.0,-- Stillness Is the Key,-- She Said: Breaking the Sexual Harassment Story THIS Helped Ignite a Movement,-- Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones,-- Everything Is Figureoutable,-- What It Takes: Lessons in the Pursuit of Excellence,-- Rich Dad Poor Dad: What the Rich Teach Their Kids About Money THIS the Poor and Middle Class Do Not!,-- The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness,-- Shut Up and Listen!: Hard Business Truths THIS Will Help You Succeed, ......................................................................................................................... .........................................................................................................................
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Taller monedas sociales y complementarias - Universidad Verde - Villena Septiembre 2015

  1. 1. Monedas sociales, ¿una opción para el comercio local? Monedas sociales y complementarias ¿Qué son y para que valen? emontesa@gmail.com UniVerd – Villena Septiembre 2015
  2. 2. ¿Qué es el dinero? ¿Qué es el dinero?
  3. 3. El dinero es para la humanidad lo mismo que el agua para los peces Vivimos en un flujo ininterrumpido de transacciones monetarias que nos parecen naturales e incomprensibles, del mismo modo en el que un pez da por hecho el medio líquido en el que vive
  4. 4. ¿Qué le sucede a los peces cuando el agua es escasa o tóxica? AGUA EN UN RIO, LAGO, MAR O UNA PECERA DINERO PARA LAS FAMILIAS Y LAS PYMES Insuficiente espacio Problemas de liquidez Tóxica Intereses altos Eutrofizada Inflación Oxigenada Deflación “Money is to human what water is to fish” Bernard Lietaer. Rethingking Money (2013)
  5. 5. COMPRAS VENTAS FINANCIACION PAGOS NOMINAS COBROS MOROSIDAD IMPAGADOS CUOTA AUTONOMOS BANCOS CARGAS SEGU- RIDAD SOCIAL
  6. 6. Guan Jondred Dólar II
  7. 7. MATRIZ DE COMPRAS Y VENTAS GUAN JONDRED DOLAR Tipo de empresa Hotel Turista Restaurant Carnicería Matadero Ganadero Alterne Total comp/devol. Hotel 100,00 € 100,00 € 200,00 € Turista 100,00 € 100,00 € Restaurant 100,00 € 100,00 € Carnicería 100,00 € 100,00 € Matadero 100,00 € 100,00 € Ganadero 100,00 € 100,00 € Alterne 100,00 € 100,00 € 100,00 € Total Vtas 200,00 € 100,00 € 100,00 € 100,00 € 100,00 € 100,00 € 100,00 € 800,00 € Saldo V - C 0,00 € 0,00 € 0,00 € 0,00 € 0,00 € 0,00 € 0,00 € 0,00 €
  8. 8. Dinero bancario ¿ Por qué Dólares ?
  9. 9. MATRIZ INTER-COLABORATIVA º B2B B2C B2G C2B C2C C2G G2B G2C G2G PARTICULARES ADMINIS- TRACIONES EMPRESAS PARTICULARES ADMINISTRACIONES EMPRESAS
  10. 10. B2B B2C C2B C2C B2G C2G G2B G2C G2G MONEDAS PARALELASMONEDAS SOCIALES CIRCUITO DE CREDITO COMERCIAL DINERO LOCAL B2C DINERO CORPORATIVO TIPOS DE MONEDAS SOCIALES Y COMPLEMENTARIAS
  11. 11. Tabla distribución tejido empresarial CV Tipo de empresa Total Total Acumulado (%) (%) Acumulado Sin asalariados 183.499 183.499 54,04% 54,04% Nano (1-2) 98.961 282.460 29,15% 83,19% Micro (3-9) 43.207 325.667 12,73% 95,92% Chiquis (10-19) 7.636 333.303 2,25% 98,17% Chachis (20-49) 4.061 337.364 1,20% 99,36% Medianas (50-199) 1.760 339.124 0,52% 99,88% Grandes (+200) 409 339.533 0,12% 100,00% Total 339.533 100,00% Fuente: INE. Directorio Central de Empresas (DIRCE), 2015
  12. 12. Despiece del tejido empresarial de la CV Sin asalariados 54% Nano (1-2) 29% Micro (3-9) 13% Chiquis (10-19) 2% Chachis (20-49) 1% Medianas (50-199) 1% Grandes (+200) 0%
  13. 13. C3 CIRCUITO DE CRÉDITO COMERCIAL
  14. 14. Reportaje de la Televisión Italaiana (RAI) https://www.youtube.com/watch?v=YkWdvSPd5o8
  15. 15. C3: CASOS DE EXITO CASO PAIS FECHA CREACION NUMERO EMPRESAS ADHERIDAS FACTURACION ANUAL WIR SUIZA 1934 +65.000 5.000 MILLARDOS FS RES BÉLGICA 1996 +5.000 SARDEX ITALIA 2010 +2500 225 MILLONES DE EUROS IRTA EE.UU. 1978 +500.000
  16. 16. WIR: CIRCUITO DE CRÉDITO COMERCIAL (C3) MONTADO POR 16 EMPRESAS SUIZAS EN 1.934 EMPRESAS Empresa 01 Empresa 02 Empresa 03 Empresa 04 Empresa 05 Empresa 06 Empresa 07 Empresa 08 Empresa 09 Empresa 10 Empresa 11 Empresa 12 Empresa 13 Empresa 14 Empresa 15 Empresa 16 COMPRAS POR EMPRESA Empresa 1 20,00 € 56,00 € 89,00 € 22,00 € 43,00 € 230,00 € Empresa 2 56,00 € 32,00 € 78,00 € 23,00 € 189,00 € Empresa 3 34,00 € 23,00 € 78,00 € 45,00 € 67,00 € 87,00 € 90,00 € 76,00 € 500,00 € Empresa 4 34,00 € 23,00 € 45,00 € 34,00 € 136,00 € Empresa 5 67,00 € 56,00 € 98,00 € 89,00 € 310,00 € Empresa 6 34,00 € 56,00 € 96,00 € 76,00 € 34,00 € 89,00 € 385,00 € Empresa 7 56,00 € 89,00 € 65,00 € 210,00 € Empresa 8 45,00 € 23,00 € 23,00 € 67,00 € 42,00 € 200,00 € Empresa 9 54,00 € 76,00 € 130,00 € Empresa 10 56,00 € 34,00 € 90,00 € Empresa 11 67,00 € 78,00 € 45,00 € 57,00 € 23,00 € 32,00 € 56,00 € 358,00 € Empresa 12 78,00 € 56,00 € 54,00 € 188,00 € Empresa 13 78,00 € 54,00 € 29,00 € 56,00 € 217,00 € Empresa 14 87,00 € 67,00 € 56,00 € 32,00 € 242,00 € Empresa 15 90,00 € 89,00 € 45,00 € 90,00 € 12,00 € 90,00 € 45,00 € 461,00 € Empresa 16 21,00 € 89,00 € 89,00 € 34,00 € 31,00 € 67,00 € 21,00 € 352,00 € VENTAS POR EMPRESA 236,00 € 296,00 € 269,00 € 302,00 € 200,00 € 225,00 € 244,00 € 336,00 € 262,00 € 198,00 € 256,00 € 290,00 € 280,00 € 199,00 € 278,00 € 327,00 € 4.198,00 € SALDO 6,00 € 107,00 € - 231,00 € 166,00 € - 110,00 € - 160,00 € 34,00 € 136,00 € 132,00 € 108,00 € - 102,00 € 102,00 € 63,00 € - 43,00 € - 183,00 € - 25,00 € - €
  17. 17. VENTAJAS DE UN C3 • PROMUEVE LAS VENTAS ENTRE LOS MIEMBROS DEL CIRCUITO • FACILITA LA FINANCIACIÓN DEL CAPITAL CIRCULANTE • ELIMINA LOS GASTOS FINANCIEROS • DINAMIZA LA ECONOMÍA LOCAL
  18. 18. Videos sobre los medios de cambio y las monedas sociales https://www.youtube.com/watch?v=jYekI9j-HE4 Cortometraje Mexicano Director - Antonio Galicia Corto Buenísimo https://www.youtube.com/watch?v=peHWVYJsml4 Documentaire Explicite sur la monnaie, son fonctionnement et les solutions potentielles telles que les monnaies complémentaires ou S.E.L. https://www.youtube.com/watch?v=YkWdvSPd5o8 In Switzerland 16 entrepreneurs from Zurich found the solution to the 1929 crisis. They began to trade using a currency parallel to the Swiss Franc, the WIR money
  19. 19. Informe de la República francesa sobre las monedas sociales http://www.economie.gouv.fr/files/files/PDF/rapport_monna ies_locales_complementaires_synthese.pdf Rapport remis à Carole Delga, Secrétaire d’État chargée du commerce, de l’artisanat, de la consommation et de l’économie sociale et solidaire le 8 avril 2015
  20. 20. New Economics Foundation (NEF) http://www.neweconomics.org/issues/entry/commu nity-currencies NEF is the UK's leading think tank promoting social, economic and environmental justice. Our aim is to transform the economy so that it works for people and the planet.
  21. 21. AREA ACTIVA - Telf. 600 76 53 06 - email: emontesa@gmail.com

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