Health Care Reform Quiz

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Health Care Reform Quiz

  1. 1. Health Care Reform Quiz November 17, 2009 11/17/09
  2. 2. <ul><li>The questions are based on House Health Care Reform Bill (HR 3962). </li></ul><ul><li>There are 8 questions and each question may contain more than one correct answer </li></ul><ul><li>The first slide in the series is the question and the next slide has the correct answers indicated by being colored red </li></ul>
  3. 3. <ul><li>Who will not be covered? </li></ul><ul><ul><ul><li>Children </li></ul></ul></ul><ul><ul><ul><li>Seniors </li></ul></ul></ul><ul><ul><ul><li>Visitors from outside the US </li></ul></ul></ul><ul><ul><ul><li>Illegal immigrants </li></ul></ul></ul><ul><ul><ul><li>People who pay a fine instead of buying insurance </li></ul></ul></ul>
  4. 4. <ul><li>Who will not be covered? </li></ul><ul><ul><ul><li>Children </li></ul></ul></ul><ul><ul><ul><li>Seniors </li></ul></ul></ul><ul><ul><ul><li>Visitors from outside the US </li></ul></ul></ul><ul><ul><ul><li>Illegal immigrants </li></ul></ul></ul><ul><ul><ul><li>People who pay a fine instead of buying insurance </li></ul></ul></ul>
  5. 5. <ul><li>Who will buy insurance through the Insurance Exchanges? </li></ul><ul><ul><ul><li>Seniors </li></ul></ul></ul><ul><ul><ul><li>Medicaid recipients </li></ul></ul></ul><ul><ul><ul><li>Individuals </li></ul></ul></ul><ul><ul><ul><li>Large Employers </li></ul></ul></ul><ul><ul><ul><li>Small employers </li></ul></ul></ul>
  6. 6. <ul><li>Who will buy insurance through the Insurance Exchanges? </li></ul><ul><ul><ul><li>Seniors </li></ul></ul></ul><ul><ul><ul><li>Medicaid recipients </li></ul></ul></ul><ul><ul><ul><li>Individuals </li></ul></ul></ul><ul><ul><ul><li>Large Employers </li></ul></ul></ul><ul><ul><ul><li>Small employers </li></ul></ul></ul>
  7. 7. <ul><li>What insurance options will be available in the Insurance Exchanges? </li></ul><ul><ul><ul><li>Private insurance plans </li></ul></ul></ul><ul><ul><ul><li>Blue Cross </li></ul></ul></ul><ul><ul><ul><li>Public Option </li></ul></ul></ul><ul><ul><ul><li>Medicare </li></ul></ul></ul><ul><ul><ul><li>Medicaid </li></ul></ul></ul>
  8. 8. <ul><li>What insurance options will be available in the Insurance Exchanges? </li></ul><ul><ul><ul><li>Private insurance plans </li></ul></ul></ul><ul><ul><ul><li>Blue Cross </li></ul></ul></ul><ul><ul><ul><li>Public Option </li></ul></ul></ul><ul><ul><ul><li>Medicare </li></ul></ul></ul><ul><ul><ul><li>Medicaid </li></ul></ul></ul>
  9. 9. <ul><li>4. What are the sources of funding for health care reform? </li></ul><ul><ul><ul><li>Reduced payment for Medicare Advantage </li></ul></ul></ul><ul><ul><ul><li>Reduced payments to Doctors </li></ul></ul></ul><ul><ul><ul><li>Reduced payment to Hospitals </li></ul></ul></ul><ul><ul><ul><li>Taxes on individuals making more than $500,000 per year </li></ul></ul></ul><ul><ul><ul><li>Taxes on Soda </li></ul></ul></ul><ul><ul><ul><li>Taxes on “Cadillac” Health Plans </li></ul></ul></ul>
  10. 10. <ul><li>4. What are the sources of funding for health care reform? </li></ul><ul><ul><ul><li>Reduced payment for Medicare Advantage </li></ul></ul></ul><ul><ul><ul><li>Reduced payments to Doctors </li></ul></ul></ul><ul><ul><ul><li>Reduced payment to Hospitals </li></ul></ul></ul><ul><ul><ul><li>Taxes on individuals making more than $500,000 per year </li></ul></ul></ul><ul><ul><ul><li>Taxes on Soda </li></ul></ul></ul><ul><ul><ul><li>Taxes on “Cadillac” Health Plans </li></ul></ul></ul>
  11. 11. <ul><li>5. Insurance companies now will be prohibited from: </li></ul><ul><ul><ul><li>Denying insurance due to pre-existing conditions </li></ul></ul></ul><ul><ul><ul><li>Raising rates </li></ul></ul></ul><ul><ul><ul><li>Retroactively denying coverage </li></ul></ul></ul><ul><ul><ul><li>Charging older people more than young people </li></ul></ul></ul><ul><ul><ul><li>Having a lifetime limits on payments </li></ul></ul></ul><ul><ul><ul><li>Providing consumer directed products with Health Savings Accounts   </li></ul></ul></ul>
  12. 12. <ul><li>5. Insurance companies now will be prohibited from: </li></ul><ul><ul><ul><li>Denying insurance due to pre-existing conditions </li></ul></ul></ul><ul><ul><ul><li>Raising rates </li></ul></ul></ul><ul><ul><ul><li>Retroactively denying coverage </li></ul></ul></ul><ul><ul><ul><li>Charging older people more than young people </li></ul></ul></ul><ul><ul><ul><li>Having a lifetime limits on payments </li></ul></ul></ul><ul><ul><ul><li>Providing consumer directed products with Health Savings Accounts   </li></ul></ul></ul>
  13. 13. <ul><li>6. Which are significant sources of cost in the American healthcare system? </li></ul><ul><ul><ul><li>Geographic variations </li></ul></ul></ul><ul><ul><ul><li>Health Plan profits </li></ul></ul></ul><ul><ul><ul><li>The fee for service healthcare system </li></ul></ul></ul><ul><ul><ul><li>Poor health habits of the population </li></ul></ul></ul><ul><ul><ul><li>Malpractice Insurance – defensive medicine </li></ul></ul></ul><ul><ul><ul><li>Complex billing systems </li></ul></ul></ul><ul><ul><ul><li>Prescription drugs </li></ul></ul></ul>
  14. 14. <ul><li>6. Which are significant sources of cost in the American healthcare system? </li></ul><ul><ul><ul><li>Geographic variations </li></ul></ul></ul><ul><ul><ul><li>Health Plan profits </li></ul></ul></ul><ul><ul><ul><li>The fee for service healthcare system </li></ul></ul></ul><ul><ul><ul><li>Poor health habits of the population </li></ul></ul></ul><ul><ul><ul><li>Malpractice Insurance – defensive medicine </li></ul></ul></ul><ul><ul><ul><li>Complex billing systems </li></ul></ul></ul><ul><ul><ul><li>Prescription drugs </li></ul></ul></ul>
  15. 15. <ul><li>7. What health care cost containment measures are included in the bill? </li></ul><ul><ul><ul><li>Reduce payments for preventable hospital readmissions </li></ul></ul></ul><ul><ul><ul><li>Ration care to the sickest individuals </li></ul></ul></ul><ul><ul><ul><li>Negotiate prices directly with drug companies </li></ul></ul></ul><ul><ul><ul><li>Have the Institute of Medicine do a study and implement a payment systems to reduce geographic variations </li></ul></ul></ul><ul><ul><ul><li>Cap the salaries of insurance company executives </li></ul></ul></ul><ul><ul><ul><li>Provide payments to states that enact medical liability reform </li></ul></ul></ul>
  16. 16. <ul><li>7. What health care cost containment measures are included in the bill? </li></ul><ul><ul><ul><li>Reduce payments for preventable hospital readmissions </li></ul></ul></ul><ul><ul><ul><li>Ration care to the sickest individuals </li></ul></ul></ul><ul><ul><ul><li>Negotiate prices directly with drug companies </li></ul></ul></ul><ul><ul><ul><li>Have the Institute of Medicine do a study and implement a payment systems to reduce geographic variations </li></ul></ul></ul><ul><ul><ul><li>Cap the salaries of insurance company executives </li></ul></ul></ul><ul><ul><ul><li>Provide payments to states that enact medical liability reform </li></ul></ul></ul>
  17. 17. <ul><li>8. Choose from these dates for implementation: Now, 2010, or 2013 </li></ul><ul><ul><li>Payment savings in Medicare (rates, Medicare advantage) </li></ul></ul><ul><ul><li>Payment for doctors/hospitals to by computers </li></ul></ul><ul><ul><li>Insurance exchanges operational </li></ul></ul><ul><ul><li>Provide insurance coverage to dependents to age 27 </li></ul></ul><ul><ul><li>Everyone is mandated to buy insurance </li></ul></ul><ul><ul><li>Comparative Effectiveness research begun </li></ul></ul><ul><ul><li>Establish a high risk pool to sell insurance to people with pre-existing conditions </li></ul></ul>
  18. 18. <ul><li>8. Choose from these dates for implementation: Now, 2010, or 2013 </li></ul><ul><ul><li>Payment savings in Medicare (rates, Medicare advantage) 2010 </li></ul></ul><ul><ul><li>Payment for doctors/hospitals to by computers Now </li></ul></ul><ul><ul><li>Insurance exchanges operational 2013 </li></ul></ul><ul><ul><li>Provide insurance coverage to dependents to age 27 2010 </li></ul></ul><ul><ul><li>Everyone is mandated to buy insurance 2013 </li></ul></ul><ul><ul><li>Comparative Effectiveness research begun Now </li></ul></ul><ul><ul><li>Establish a high risk pool to sell insurance to people with pre-existing conditions 2010 </li></ul></ul>
  19. 19. Final Score <ul><li>Number correct (28 possible) -- Number wrong = Final score </li></ul><ul><li>Resources for Current Information – Kaiser Foundation http://www.kff.org/healthreform/sidebyside.cfm </li></ul>

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