Presentation given by R S Sharma, Director General, UID Authority of India, Government of India on August 2nd, 2011 at eWorld Forum (www.eworldforum.net) in the session Unique Identification Number (UID)
In simple words, we will enroll everyone with basic identity attributes, ensure that there are no duplicates. We will not collect profiing attributes and we will not maintain transactional records.
Our audacious goal is to provide ubiquitous on-line authentication. Authentication to us is simple: Are you who you claim to be? Answer is only yes or no. there is no invasion of privacy. No information is disclosed during authentication. Mandate is simple. How do we achieve it?
Any guesses as to what this beautiful pattern is? (Pause for response)… It is a enlarged picture of an actual iris. The black centre is the pupil and the area around it with the beautiful pattern is the iris
The unique design is converted by a software into a digital pattern which has 1024 digits!
Only minimal data is collected – 4 demographic details, three biometrics DDSVP + Biometrics committee reports The end result is a 12 digit number which can be associated with only one individual. We will see how this process works.
Ram goes to withdraw cash Explain MicroATM TransferMoneytxn, with fingerprint to merchant bank NPCI authenticates the resident using UID, gets bank account using the ID mapper Executes the debit and credit transaction Sends SMS to resident and BC about debit and credit respectively BC gives resident the cash. Any Bank, Any Mobile, Any BC – no hardwiring of components or vendors – thru UID higher level of abstraction MicroATM can perform all txns - Can perform deposits and C2C transfers as well.
3.2 Demo - Positive authentication An individual comes with nothing else other than an Aadhaar number on a piece of paper . Aadhaar number is inputted and it asks for the resident’s fingerprint The data packet containing the Aadhaar and biometric is then sent to our data center to perform a check and then sends back a response (Green light flashes) – all within 5 seconds! In two easy steps , can easily prove your identity, coming from an online, central, trusted source Only yes/no came back, no other piece of information 3.3 Demo - Imposter To really show the power of authentication, let’s try to see if someone else can misuse my Aadhaar number in my absence (call someone from the audience) Maybe I will even give a Rs. 100 prize to the person who can impersonate me! Enter my Aadhaar and you can place your fingerprint to see if the transaction gets executed. (Red light flashes). Thanks, I’ll keep the Rs.100
5.3 Applications An Aadhaar-enabled bank account is useful for delivery of a number of government benefits. These benefits are spread throughout a person’s lifecycle. <Walk through the benefits slide>.
R S Sharma
Creating Unique IDs for 1.2 Billion Indian Residents Unique Identification Authority of India (UIDAI) www.uidai.gov.in Delhi, August 2, 2011
Agenda <ul><li>Context of Unique IDs in India </li></ul><ul><li>Features of UIDs (Aadhaar) </li></ul><ul><li>Implementation Eco-system and Approach </li></ul><ul><li>Service Delivery Potential of Aadhaar </li></ul><ul><li>Some Service Delivery Applications Examples </li></ul><ul><li>Road and Challenges Ahead </li></ul>
Context of UIDs in India <ul><li>Provision of a robust, reusable ID to those who do not have any ID proof </li></ul><ul><li>To clean up existing databases through Uniqueness </li></ul><ul><li>Improve Targeting and Delivery of Services </li></ul><ul><li>Reduce cost of Delivery of Services </li></ul>
UIDAI’s Mandate <ul><li>To provide Unique ID Number to all Residents </li></ul><ul><ul><li>Enrolment is a one time process for the resident </li></ul></ul><ul><ul><li>Establishes Uniqueness </li></ul></ul><ul><li>Provide online, cost-effective, ubiquitous authentication services across country </li></ul><ul><ul><li>Authentication is transactional </li></ul></ul><ul><ul><li>Establishes identity </li></ul></ul><ul><ul><li>To be done at the time of availing a benefit </li></ul></ul>
Verifying ID is a common challenge NREGA jobs ID document ≠ ID Multiple service providers, same resident! NREGA jobs Establishing ID – poor man’s problem Birth records Address proof Money to ‘beat’ the system Poverty Premium
ID is the only focus of UIDAI www.uidai.gov.in NREGA jobs UID is just an instrument Guarantee to identity No guarantee to rights No guarantee to entitlements
UIDAI will issue unique IDs … Property of UIDAI - Highly confidential UID Unique number Random number Basic demographic data and biometrics stored centrally Central UID database Standardized identity attributes No duplicates(1:N check) Standard Know Your Resident (KYR) process Name Parents Gender DoB PoB Address
… and authenticate IDs online, real-time Property of UIDAI - Highly confidential Central UID database 1:1 check, no ID fraud Only YES/NO response, no details – no invasion of privacy Person can see self-details, no one else can Authentication - ‘Are you who you claim to be?’
Iris Pupil 1024 digit number 1024 digit number Each iris has a unique pattern
30+ minutiae extracted from each fingerprint Fingerprint Minutiae template
Name Address Gender Date of birth 1 person 1 number 4 demographics + 3 biometrics = 1 unique Aadhaar number Photo Both iris 10 finger- prints
Basic Features of UID Implementation <ul><li>Creating Eco-system of partners </li></ul><ul><li>Distributed Enrolments : Standard processes – devices, manpower, client software, verification </li></ul><ul><li>Centralized processing and allocation </li></ul><ul><li>Standards, Open Source </li></ul><ul><li>Scalable authentication Systems </li></ul><ul><li>Multiple ABIS and performance based allocation </li></ul><ul><li>Quality: device and operators certification </li></ul>
UID ecosystem – A symbiotic network www.uidai.gov.in Oil Cos. LPG agencies Branches Field agencies Food & Supplies Panchayat Education Ration shops Registrar Sub-registrar Enrolling agency Continuous monitoring and feedback Oil Ministry States LIC & Banks Income Tax
National Launch of Aadhaar <ul><li>Aadhaar launched by PM and UPA Chairperson on September 29, 2010 in Nandurbar district, Maharashtra </li></ul>
Enrolments since then…. <ul><li>About 50 million Enrolments done by AP, Karnataka, MP, Kerala, Maharashtra, Delhi, Jharkhand, Tripura, HP, SBI, LIC, NSDL, Other Banks etc. </li></ul><ul><li>About 19 million Aadhaars generated </li></ul><ul><li>Arrival rate 4,00,000 enrolments per day . Expected to touch 1 million per day since October onwards </li></ul><ul><li>Have 20,000 trained Operators , 8,000 units deployed </li></ul>
Enrolment Kit 1 2 3 4 5 6 1 2 3 4 5 6 Laptop with enrolment client 2 nd monitor for live data verification by resident Camera for photo capture Iris scanner Fingerprint slap scanner Enrolment kit box www.uidai.gov.in Item-wise description
Aadhaar is a soft infrastructure platform 6654 3212 9087 Can link to a bank a/c and cell-phone
Service Delivery Potential of Aadhaar Number <ul><li>Uniqueness and Existence ensures no fakes or duplicates </li></ul><ul><li>Uniqueness ensures breaking of database silos </li></ul><ul><li>As a sufficient KYC for multiple services : Bank accounts, Financial inclusions, Mobile Connections </li></ul><ul><li>Identity platform for various domains </li></ul>
Service Delivery potential of Authentication <ul><li>All transactions start with proving your identity </li></ul><ul><li>Aadhaar online authentication will provide a common platform which can be used across all applications. </li></ul><ul><li>Entitlements should reach the intended beneficiary – non-transferability to be ensured </li></ul><ul><li>This can be effectively done by authentication at the point of service delivery </li></ul><ul><li>Many domains will be able to use as a proof of presence for the beneficiary </li></ul>
Aadhaar accepted as … PoI/PoA for mobile connections KYC for no frills bank A/Cs Other applications to follow
Applications Eco-system <ul><li>ICT Assistance for re-engineering of Applications </li></ul><ul><li>State Resident’s Data-hub: Resident Centric View of benefits </li></ul><ul><li>Aadhaar payment Bridge (APB) through Banks, NPCI </li></ul><ul><li>Empanelled Vendors for the States </li></ul>
Convenient cash withdrawal 4. Authenticate 2. AADHAAR number, money transfer instruction, biometrics Resident BC with Micro-ATM Ram’s bank account BC’s bank account Interoperable Switch 1. Withdrawal request 3. Forward to switch 6. Debit 7. Credit 8. Inform: Call / SMS 9. Cash UIDAI 5. Authorize
Housing schemes 8 IAY Streamline delivery of food subsidy 7 Aided by ASHA worker 2 School payments 3 Merit Scholarship Schemes 4 Life and health Insurance 5 Wages / Salary 6 Pension payments 9 Antenatal Care 1 AADHAAR enabled bank account Benefits of an Aadhaar enabled bank account
This means… <ul><li>All the cash entitlements could be channeled through Aadhaar enabled bank accounts. Examples are: MNREGA wages, Scholarships, Pensions, JSY, Disability Pensions etc </li></ul><ul><li>This will improve viability of these accounts </li></ul><ul><li>This has the potential to transform the delivery of basic banking services at low costs at the village level . Effectively replicating business model of mobile phones. </li></ul>
Other Potential Application areas <ul><li>MNREGA – Beneficiary List, Attendance, Payments </li></ul><ul><li>Scholarships, Pensions, JSY and other entitlements : identifications and payments </li></ul><ul><li>Child Tracking for Education, Health, mid-day meals </li></ul><ul><li>Mobile KYC – convenience and reduction of cost </li></ul><ul><li>Delivery of various financial products for the poor – micro insurance </li></ul>
UID goals can be accelerated with Partners’ Active Participation www.uidai.gov.in + 4 years + ? years August 2009 Sept 2010