Digital Transformation Strategy - 4IR AI Blockchain Fintech by Dinis Guarda

1. DIGITAL TRANSFORMATION STRATEGY How to be a business ﬁt In a time of 4IR AI Blockchain Fintech by Dinis Guarda, author, CEO founder ztudium - openbusinesscouncil.org - fashionabc.org - intelligenthq.com

2. About author, editor, publisher: Dinis Guarda: author, CEO and founder Working / collaborating / advising the likes of Advisor: Founder board member: Other Books techabc

3. by @DinisGuarda Digital Transformation Touches us all

4. 4 74% of U.S. small businesses have no ecommerce website 2016 http://www.bizreport.com/2016/06/74-of-us-small-businesses-have-n o-ecommerce-website.html According to a study by B2B research ﬁrm Clutch.co: Less than two-thirds (64%) of small businesses have a website 2 Oct 2018 https://www.bluecorona.com/blog/29-small-business-digital-marketing-statistics Two-thirds of all businesses survive at least two years, half of all businesses survive at least ﬁve years, and one-third of all businesses will survive at least 10 years (Fundera, 2017) Microbusinesses (those that employ fewer than 10 employees) make up 75.3% of private-sector employers and employ 10.5% of all employees (SBA, 2017) While only 11% of SMBs currently use AI, 51% believe AI is an important factor when choosing new technologies (Salesforce, 2017) 96% of SMBs say they use social media in their marketing strategy (Social Media Examiner, 2017) 50% of small business owners use two or fewer software platforms or applications in their marketing. https://www.bluecorona.com/blog/29-small-business-digital-marketing-statistics 93% of online experiences begin with a search engine. https://www.bluecorona.com/blog/29-small-business-digital-mark eting-statistics by @DinisGuarda Problem: businesses are still not digital

5. How to digital transform businesses? What is digital transformation and why does it matter? What does a digital transformation framework, road map look like? What role does culture, change management play in digital transformation? What drives digital transformation? What are the key trends in digital transformation? How can I measure ROI on digital transformation? How can I get started on digital transformation?

6. According to a World Bank Study* there are over 400 to 500 million SMEs & startups in the world & this number continues to grow. In India alone, there are over 50 million SMEs & startups that employ over 110 million people. The government, recognizing the potential of this segment, has launched a number of initiatives aimed at furthering the cause of SMEs such as ‘Startup India’, ‘Make in India’ as well as a number of schemes such as credit guarantee for collateral free loans, loan subsidies on technology upgradation, & so on. In the UK alone over 5.7 million In the USA the US Census Bureau says there are 32m SMEs. While their growth & potential are enormous, a vast majority of these businesses face complex & often insurmountable challenges: a lack of business connections, limited awareness of digital tools & best practices, limited staff, lack of timely information, & poor funding & economies of scale. * Source: http://www.worldbank.org/en/topic/financialsector/brief/smes-finance Business ecosystem 500m SMEs & startups by @DinisGuarda

7. by @DinisGuarda Diﬀering priorities / legacy infrastructure top challenges for businesses digital transformation. IDC's Measuring DX Through CX and EX Survey, June 2019

8. Business transformation last 300 years by @DinisGuarda

9. Last 4 Industrial Revolutions by @DinisGuarda

10. “At least 40% of all businesses will die in the next 10 years… if they don’t figure out how to change their entire company to accommodate new technologies.” — John Chambers, Cisco System “When digital transformation is done right, it’s like a caterpillar turning into a butterfly, but when done wrong, all you have is a really fast caterpillar.” — George Westerman, MIT Sloan Initiative on the Digital Economy “There is no alternative to digital transformation. Visionary companies will carve out new strategic options for themselves — those that don’t adapt, will fail.” — Jeff Bezos, Amazon Growth in our era of disruptive technologies is being willing to 'change, learn and relearn' even if what you knew previously brought you success. The Fourth Industrial Revolution is not about new Tech Apps or new technologies is about change relearn and keep transforming. Open Business = Digital Transformation 4IR 360 by @DinisGuarda

11. 2. PREPARE EDUCATE & ALIGN CULTURE CHANGE MANAGEMENT - DATA ANALYTIC DRIVEN 1. DIGITAL TRANSFORMATION IS 360 & CRITICAL - DEFINE / ALIGN BUSINESS & VALUES ON WHY 3. SMART SMALL WITH 360 STRATEGY THAT EVERYONE UNDERSTANDS AND LEAD BY EXAMPLE 4. MAP OUT REQUIREMENTS TECH TOOLS, ADAPTED / ALIGNED TO YOUR ORGANISATION 5. ENGAGE IN INDUSTRY NETWORKS AND GET RIGHT PARTNERS & ECOSYSTEMS 6. START PILOTS, LEARN AND ALIGN FEEDBACK AND ADJUST ACCORDINGLY 7. SCALE / TRANSFORM 360 MAKE SURE IT CREATES VALUE TO YOUR TEAMS, CULTURE & BUSINESS NEEDS Digital Transformation 7 pillars 4IR AI BLOCKCHAIN FINTECH VALUES CULTURE by @DinisGuarda

12. 4IR AI ROBOTS FINTECH BIG DATA BLOCKCHAIN CLOUD COMPUTING IOT SENSORS NANO TECH SMART CITIES AR VR SMART VEHICLES 3D PRINTING 5G CYBER SECURITY @DinisGuarda Mapping 4IR tech ecosystem

13. New Society Value = Data (new oil) Flows - Human vs Machine by @DinisGuarda

14. 4IR DNA Tech and Tools are creating a tsunami To navigate / surf this tsunami we need to change, learn and reskill continuously

15. Smart Business ecosystem abc BUSINESS SMART ECOSYSTEM SMART ENVIRONMENT SMART MOBILITY SMART TRANSPORTATION SMART GOVERNMENT SMART ECONOMY SMART INFRASTRUCTURE SMART DATA SMART IOT by @dinisguarda Continuous digital transformation Learn relearn Change reskilling

16. SOCIETY 4.0 Society 4.0 Smart DNA by @DinisGuarda

17. Society 5.0 by @DinisGuarda From Society 4.0 to 5.0 economic social smart innovation human 4IR AI evolution Redeﬁnition of work economic / business models

18. SOCIETY 4.0 Human Social index Tech data Infrastructure index By @dinisguarda Society 4.0 DNA Disruption & Social impact Digital transformation change management velocity AI ID human machine narrative by @DinisGuarda

19. Economic impact - engagement inclusivity - safety & security 4IR Technology - big data, AI, Blockchain, IoT Smart Cities Society DNA architecture Social Impact - Sustainability - Digital Transformation Policy and regulation by @DinisGuarda

20. Understand and start using AI 360 now

21. SMART CONTRACTS CRYPTOGRAPHY REGTECH ML DLT TECH BLOCKCHAIN TOKEN ECONOMICS TRUST TRANSACTIONS ID SUPPLY CHAIN LEDGER TRUST TECH TOKENOMICS DIGITAL ASSETS IDEOLOGY DATABASE ID - VALUE BITCOIN CRYPTO CURRENCIES DISTRIBUTED CLOUD COMPUTING NODES by @dinisguarda Understand and start using blockchain 360 now

22. Integration with 4IR, AI, IoT ENVIRONMENTAL DAMAGE ANIMAL ABUSE TRANSACTION PAYMENTS SUPPLY CHAIN Transactions, Materials, product and Services Physical supply chain Digital ID Proof of provenance BUSINESS ISSUES Financial Regulation - certiﬁcates 4IR Blockchain AI IoT solutions Producer register Process register Distribute Product Design IP Certiﬁcat e Retailer Registrations Directories Consumer HUMAN RIGHTS AND BUSINESS TRANSPARENCY IP TRADEMARK COUNTERFEITING SMART CONTRACTS TECH SOLUTIONS by @dinisguarda Blockchain cycle

23. Technology Finance Money Banks Financial institutions Central Banks Regulators Governments Businesses Create Change Optimise Disrupt Apply tech Create competition New services New products New processes New business models 4IR digital transformation - AI Blockchain Data - open banking - digital assets - tokenisation Fintech tools critical for businesses by @dinisguarda

24. Technology lack of adoption Automation Digital transformation Industry sustainability issues Lack of Transparency Consumer demands Increasing costs of production Investment in production & tech Protectionist trade policies and geopolitics tensions & competition Pervasive Surveillance Security End to Privacy HR Talent retention Reskilling Supply chain transparency Counterfeiting Political tensions Shifting emerging markets Businesses Industry Major Challenges by @dinisguarda

25. Become a Platform business by @DinisGuarda

26. A business model 10x growth base on JV Innovation is all about the process of taking ideas from inception to impact while solving problems. Businesses have to focus in an impact for 10x rather than 10%, The method we have found most successful in catalyzing this level of value creation and transformation for a traditional corporate is to partner with proven tech entrepreneurs within a joint venture (JV) vehicle to rapidly grab new market opportunities. Entrepreneurs are unlikely to want to work directly for an incumbent corporate, but they value their assets (customers, cash, IP, networks). So, incentivized by an equity-based JV structure, entrepreneurs can leverage these assets to rapidly grab new, strategically relevant market opportunities before others do. by @DinisGuarda

27. Digital transformation framework and ROI strategy by @DinisGuarda

28. Redesign your whole business “system” with platform thinking. All aspects of your business have to support and reinforce each other. All your business dynamics need to keep changing, adapting and learning. Be problem solving and adapt and change continuously. There is no other way! A digital transformed business model ﬁt for the Fourth Industrial Revolution by @DinisGuarda

29. 1. Increasing adoption of JV digital operating models, including integrated cross-functional teams. 2. Executive education, network, digital change management increasingly more important. 3. Big data governance and analytics players leapfrog their competitors and absorb industry sectors. 4. Increase use of blockchain, AI and machine learning tools. 5. Continued centralisation of merger and acquisition activity in the tech outsourcing industry. 6. Consultancies forming new digital partnerships. 7. Expanding public cloud and blockchain solutions adoption. 8. New digital transformation success metrics based on . 9. More attention to long-term value of integration of digital IP & initiatives. Key digital transformation trends by @DinisGuarda

30. The future of all businesses and related industries is all about disruption – and that’s a good thing Disruption across all industries is inevitable, but rather than bracing for the change, businesses should be confident to accept and embrace it. This is the only way to be fit in a digital transformation 4IR time. How to be a business fit for the Fourth Industrial Revolution? by @DinisGuarda