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By: Dr. Bijan Kasraie, Esq. and William C. Cibulas, Esq.
YOU EARNED IT, YOU KEEP IT!
 Cash
 Investments
 Real Estate
 Personal Property
 Business Ownership
What can lead to
enforceable legal
judgments:
 Accidents
 Breach of Contract
 Liability for Others
 Family Issues
High Risk Classes
-Business Owners
-Independently Wealthy
-Risk Takers
-Public Figures
-Practitioners in Litigious Professions
0%
20%
40%
60%
80%
100%
NET WORTH
RISK OF BEING SUED
WHAT TO CONSIDER
 Timing is key!
Don’t wait until a claim is made
 Where are you (Jurisdiction)?
In what debtor friendly location will your
place your assets.
 What am I protecting?
Which assets need protection
 What structure is best for my assets?
STATE LAW’S IMPACT
PITFALLS
 Creditor v. Debtor Friendly
 Inhibits Privacy
 Certain Property Exempt from Judgments
 Court System and Precedent
What are the Benefits to Adding
an International Component to
your Plan
Gold
Plan
Platinum
Plan
Diamond
Plan
$450 $1000 $2000
bkasraie@kflawllc.com
Bill@CibulasLaw.com

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You Earned it You Keep it!