Credit Card Merchant Services


Published on

True merchant power lies within the point-of-sale. This presentation highlights how important it is for merchants to know all their options; as well as to choose the right service provider.

Published in: Economy & Finance, Business
  • Be the first to comment

No Downloads
Total views
On SlideShare
From Embeds
Number of Embeds
Embeds 0
No embeds

No notes for slide

Credit Card Merchant Services

  1. 1. Credit Card Merchant Services The Power is @ The Point-of-Sale Presented By: LCS Card Services ©2009 Lakes Communication Services All Rights Reserved
  2. 2. Table of Contents <ul><li>Credit Card Processing </li></ul><ul><li>Overview </li></ul><ul><li>Retail/Storefront </li></ul><ul><li>Internet </li></ul><ul><li>Mail Order/Telephone Order </li></ul><ul><li>Wireless </li></ul><ul><li>Featured Product </li></ul><ul><li>Real Savings </li></ul><ul><li>Featured Equipment </li></ul><ul><li>Equipment Acquisition </li></ul><ul><li>Additional Services & Solutions </li></ul><ul><li>Merchant Cash Advances </li></ul><ul><li>Gift Cards </li></ul><ul><li>Cross Checks </li></ul><ul><li>Real Solutions </li></ul><ul><li>About Us </li></ul><ul><li>Additional Web Resources </li></ul>
  3. 3. Credit Card Processing <ul><li>Overview: </li></ul><ul><li>Opening a business? Need to conduct business on your website or phone? Whatever you need, we have a credit card processing solution for your business. With our competitive prices and expert service, you can rest assured knowing that you are going to get a great deal. We help businesses of all sizes to obtain the best credit card processing solutions at competitive prices . </li></ul>
  4. 4. Credit Card Processing <ul><li>Account Types We Support: </li></ul><ul><li>Retail/Storefront </li></ul><ul><li>Internet/Ecommerce </li></ul><ul><li>Mail Order/Telephone Order </li></ul><ul><li>Wireless </li></ul>
  5. 5. Credit Card Processing <ul><li>Retail/Storefront: </li></ul><ul><li>When conducting business face to face, accepting credit cards is a necessity. Whether you have a store, restaurant or kiosk, LCS Card Services can help your business set up a merchant account so you can accept credit cards at rates lower than you ever thought possible. </li></ul>
  6. 6. Credit Card Processing <ul><li>Internet/Ecommerce: </li></ul><ul><li>If you have an internet store or own a retail website, you need online credit card processing. With the help of an online merchant account and credit card payment gateway, you can give your customers the option to purchase goods with the click of the mouse, at any time, day or night. LCS Card Services can provide you with an online merchant account and the ability to do online credit card processing, no matter how small or large of a website you have. </li></ul>
  7. 7. Credit Card Processing <ul><li>Mail Order/Telephone Order </li></ul><ul><li>If you run a mail order business, and/or take credit card payments over the telephone you are participating in what we call in the industry “MOTO Credit Card Processing”. (MOTO= Mail Order/Telephone Order). Essentially, this means that you collect credit cards in an environment where the customer and the credit card are not physically present at the time of purchase. Another term for this is “Card Not Present” Credit Card Processing. </li></ul>
  8. 8. Credit Card Processing <ul><li>Wireless </li></ul><ul><li>For years, the payment options for mobile merchants were limited to either cash or check. Today, wireless credit card machines have given mobile merchants access to the same credit card authorization networks as retail businesses. </li></ul><ul><li>This new technology has allowed the benefits of security and additional sales to merchants who had to handle cash or take the risk of accepting checks. As a bonus, wireless credit card processing is typically faster than traditional landline processing. Dedicated networks have been developed for wireless credit card processing, which can transmit and receive data faster than most cell phone networks. </li></ul>
  9. 9. Featured Product <ul><li>BINSmart™ Cost Manager : </li></ul><ul><li>An innovative, patent-pending technology that evaluates every card transaction and then calculates the best method to save on processing costs. </li></ul><ul><li>For more information on this product, please visit us at or view our slideshow at http:// -smart-cost-manager </li></ul>
  10. 10. Featured Product <ul><li>BINSmart ™ Cost Manager utilizes processing technology powered by Hypercom. </li></ul><ul><li>Terminal- T4220 </li></ul><ul><li>Pin pad – P1300 </li></ul>
  11. 11. BINSmart Sample Merchant Scenario <ul><li>Savings from BINSmart™ $117.82/month </li></ul><ul><li>This merchant saved more than 20% in one month worth of fees, equating to possible savings over $1,400 a year on their overall processing costs simply by implementing BINSmart™. </li></ul>$555.36 $437.54 Totals $9.95 $9.95 Statement Fees $27.35 $0 Downgrades from not batching $0 $96.99 Debit Card Processing Fees $518.06 $330.60 Credit Card Processing Fees Without BINSmart ™ With BINSmart ™ One Month’s Processing Charges
  12. 12. Featured Equipment <ul><li>LCS Card Services features the latest processing equipment offered by leading manufacturers such as: </li></ul><ul><li>Hypercom </li></ul><ul><li>Verifone </li></ul><ul><li>Lipman Nurit </li></ul><ul><li>Others such as OTI Saturn, Way Systems and Ingenico </li></ul>
  13. 13. Featured Equipment Hypercom Bottom Left – T7Plus Upper Right – T4100 Bottom Right –T4220* * Also used for BINSmart Cost Manager
  14. 14. Featured Equipment Verifone Bottom Left – Omni 3200SE Upper Right – Omni 3750 Bottom Right – x610
  15. 15. Featured Equipment Lipman Nurit Bottom Left – Nurit 2085 Upper Right – Nurit 8000 Bottom Right – Nurit 8320
  16. 16. Featured Equipment Various Other Manufacturers: Bottom Left – OTI Saturn 5000 Upper Right – Way Systems Mobile Transaction Terminal Bottom Right – Ingenico Aqua
  17. 17. Equipment Acquisition <ul><li>LCS Card Services offers several ways for merchants to acquire the latest equipment available in the marketplace today. They include: </li></ul><ul><li>Purchase and Lease Options </li></ul><ul><li>Company provided equipment </li></ul><ul><li>Partner sponsored equipment </li></ul><ul><li>Account conversion rebates </li></ul>
  18. 18. Equipment Acquisition <ul><li>Purchase or Lease Options </li></ul><ul><li>LCS Card Services offers competitive price points on all equipment it features for payment processing solutions. That makes buying equipment outright or leasing it in a “pay-as-you go” setting easy and able to suit any budget scenarios. For confidential pricing and consultation, please contact us at: </li></ul><ul><li>Phone: (213) 804-4983 </li></ul><ul><li>Email: </li></ul>
  19. 19. Equipment Acquisition <ul><li>Company Provided Terminals </li></ul><ul><li>LCS Card Services can provide credit card processing terminals FREE of charge to retail merchants. </li></ul><ul><li>Our FREE terminal options currently include the following: </li></ul><ul><li>Hypercom T7Plus </li></ul><ul><li>Ingenico Aqua </li></ul><ul><li>Coming Soon, our FREE terminal offering will also include the following: </li></ul><ul><li>Verifone Omni 3750 </li></ul><ul><li>Nurit 2085 </li></ul><ul><li>Standard processing rates do apply. Equipment must be returned promptly if merchant discontinues payment processing services. </li></ul>
  20. 20. Equipment Acquisition <ul><li>Partner Sponsored Equipments </li></ul><ul><li>LCS Card Services, like The Ultimate GiftCard Network is a division of Lakes Communication Services. This merchant alliance organization allows its members to sponsor future members as a way of maximizing solutions, cost efficiencies and opportunities to their program participation. Merchants that choose LCS Card Services to provide its payment processing solutions can also capitalize on sponsorship opportunities; and merchants looking for ways to acquire equipment at the absolute lowest price points (i.e.,FREE) can also take advantage of this program . </li></ul><ul><li>REQUIREMENTS: </li></ul><ul><li>Sponsors must be members of The Ultimate GiftCard Network </li></ul><ul><li>Benefactors must agree to sell gift cards </li></ul>
  21. 21. Equipment Acquisition <ul><li>Account Conversion Rebate </li></ul><ul><li>Merchants already accepting credit cards can acquire better payment processing equipment at 25-100% off already low price points simply by converting their merchant account(s) to LCS Card Services. </li></ul><ul><li>For example, merchants averaging $20,000 per month in credit card sales can upgrade to the BINSmart Cost Manager at 50% off the equipment price. So, in addition to saving about $120.00 per month on card processing costs, merchant are also saving up to 300.00 in new equipment costs. </li></ul>
  22. 22. Additional Services & Solutions <ul><li>Merchant Cash Advances </li></ul><ul><li>Benefits: </li></ul><ul><li>Merchants can receive up to $150,000 per location </li></ul><ul><li>No personal guarantee is required </li></ul><ul><li>Payback is based on timing of Visa/MC receipts </li></ul><ul><li>No fees or penalties for extended payback period </li></ul><ul><li>A/B credit not required </li></ul><ul><li>Financials/Tax Returns not required </li></ul><ul><li>Requirements: </li></ul><ul><li>Merchants must be in business for 13 months </li></ul><ul><li>Your merchant account must be with us. </li></ul><ul><li>You must provide the last four months of processing statements </li></ul><ul><li>No bankruptcies </li></ul><ul><li>Trade references are required </li></ul><ul><li>For more information, call (213) 804-4983 or email us at </li></ul>
  23. 23. Additional Services & Solutions <ul><li>Gift Cards </li></ul><ul><li>One of the easiest ways to increase sales is for retailers to add gift cards to their processing. Gift cards can be an easy way to generate new customers, and increase business sales. </li></ul><ul><li>With gift cards, our credit card processing customers can purchase a one-color pre-designed kit for under $100.00. Choose from over twenty pre-designed gift cards, and add your business name and address at no additional charge. </li></ul><ul><li>If you’d prefer to design your own card, we can provide you with the ability to customize. </li></ul><ul><li>Call us at (213) 804-4983, email us at [email_address] or visit our website . </li></ul>
  24. 24. Additional Services & Solutions <ul><li>Cross Checks </li></ul><ul><li>For businesses looking to accept checks, but don’t want the high risks that go along, LCS Card Services offers merchants the ability to set up a check processing account without need for specialized equipment. Merchants can run the check verification directly through the credit card terminal or even over the phone or the internet. </li></ul><ul><li>Our approval rates are among the highest in the check processing industry, and allow businesses to accept checks in the United States and Canada. </li></ul>
  25. 25. Additional Services & Solutions <ul><li>Real Solutions </li></ul><ul><li>Cost savings you can feel </li></ul><ul><li>Immediate access to working capital </li></ul><ul><li>Innovative ways to acquire the latest card processing equipment </li></ul><ul><li>Card processing solutions that deliver multiple marketing benefits </li></ul><ul><li>ATM investments & placements at pre-qualified locations for additional income opportunities </li></ul><ul><li>Great incentive products (gift cards) to reward and motivate employees to exceed goals & objectives </li></ul><ul><li>For more information, please call (213) 804-4983 contact us by email at [email_address] or visit us on the web at </li></ul>
  26. 26. About Our Company <ul><li>Lakes Communication Services is a business development organization that specializes in prepaid debit products and ecommerce solutions. We offer many solutions for retailers and e-tailers to develop and market gift card programs, including: free hosting, sales support, online advertising and more. No program is too large or too small. </li></ul><ul><li>LCS Card Services is a newly formed division of Lakes Communication Services focused in merchant card services, including: credit/debit card processing, business funding solutions and gift card programs for small to mid-sized merchants. </li></ul><ul><li>For more information, please visit our website at or email business development at [email_address] . </li></ul><ul><li>http:// </li></ul>
  27. 27. Web Resources <ul><li>Blogroll </li></ul><ul><li>DebitMogul’s Master Weblog </li></ul><ul><li> </li></ul><ul><li>The Ultimate GiftCard ™ Network’s BlogCast </li></ul><ul><li> </li></ul><ul><li>Recommended Websites </li></ul><ul><li>Capital Bankcard of Southern California </li></ul><ul><li> </li></ul><ul><li>The Ultimate GiftCard ™ Network & Marketplace </li></ul><ul><li> </li></ul><ul><li>Facebook users Search </li></ul><ul><li>BINSmart Cost Manager </li></ul><ul><li>Capital Bankcard of Southern California </li></ul><ul><li>Merchant Cash Advances </li></ul><ul><li>The Ultimate GiftCard Network </li></ul><ul><li>DynamicDebits Gift Card </li></ul><ul><li>LCS Card Services </li></ul><ul><li>3717 S. La Brea Avenue, #610 </li></ul><ul><li>Los Angeles, CA 90016 </li></ul><ul><li>Ph: (213) 804-4983 </li></ul><ul><li>Email: [email_address] </li></ul><ul><li> </li></ul>