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Investment Guide for OFW (Step by Step Guide for Newbie Investors)

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This is a book written for newbie investors who would like to start investing, but does not have any idea about investing. The writer is an OFW from the Middle East. It is just like a One Stop Shop for Investing Information as an OFW.

Here is the Table of Contents

Figures and Table List iv
Chapter 1: Introduction
Chapter 2: Why Do We Need to Start Investing
Chapter 3: Types of Investment Available for OFW
Chapter 4: Skills Needed to Start Investing
Chapter 5: Risk Associated in Investing
Chapter 6: How to Avoid Risk in Investing
Chapter 7: Checklist of Documents Needed in Investing as an OFW
Chapter 8: How to Start Investing
I. Mutual Funds / Stock Market
II. SSS
III. Pag-IBIG Funds
Chapter 9: How to Monitor Your Investment
I. Mutual Funds
II. Stock Market
III. SSS
IV. Pag-IBIG Funds
Chapter 10: How to Add up Your Investment
Chapter 11: Keeping Your Investment Mindset
Chapter 12: Give It Back To God
References:
Definition of Terms
Annex A: How to get your TIN (Tax Identification Numbers)
Annex B – Types of Mutual Funds
Annex C – Advantages in Investing in a Mutual Fund
Annex D – Mutual Fund Companies Contact Details
Annex E – Blue Chips Companies of PSEI
Annex F – TO DO LIST while in Philippines

Published in: Investor Relations
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  • DOWNLOAD FULL BOOKS INTO AVAILABLE FORMAT ......................................................................................................................... ......................................................................................................................... 1.DOWNLOAD FULL PDF EBOOK here { https://tinyurl.com/y8nn3gmc } ......................................................................................................................... 1.DOWNLOAD FULL EPUB Ebook here { https://tinyurl.com/y8nn3gmc } ......................................................................................................................... 1.DOWNLOAD FULL doc Ebook here { https://tinyurl.com/y8nn3gmc } ......................................................................................................................... 1.DOWNLOAD FULL PDF EBOOK here { https://tinyurl.com/y8nn3gmc } ......................................................................................................................... 1.DOWNLOAD FULL EPUB Ebook here { https://tinyurl.com/y8nn3gmc } ......................................................................................................................... 1.DOWNLOAD FULL doc Ebook here { https://tinyurl.com/y8nn3gmc } ......................................................................................................................... ......................................................................................................................... ......................................................................................................................... .............. Browse by Genre Available eBooks ......................................................................................................................... Art, Biography, Business, Chick Lit, Children's, Christian, Classics, Comics, Contemporary, Cookbooks, Crime, Ebooks, Fantasy, Fiction, Graphic Novels, Historical Fiction, History, Horror, Humor And Comedy, Manga, Memoir, Music, Mystery, Non Fiction, Paranormal, Philosophy, Poetry, Psychology, Religion, Romance, Science, Science Fiction, Self Help, Suspense, Spirituality, Sports, Thriller, Travel, Young Adult,
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Investment Guide for OFW (Step by Step Guide for Newbie Investors)

  1. 1. Investment Guide for OFW Step by Step Guide for Newbie Investor By Engr. Dexter Panganiban www.pinoyinvestmentguide.com
  2. 2. Investment Guide for OFW Step by Step Guide ii | P a g e Copyright – 2015 Dexter Panganiban All rights reserved, No Part of this book may be reproduced in any form, except for the inclusion of brief quotations in review, without permission in writing from the author/publisher
  3. 3. Table of Contents Figures and Table List........................................................................................................iv Chapter 1: Introduction.................................................................................................... 1 Chapter 2: Why Do We Need to Start Investing ................................................ 3 Chapter 3: Types of Investment Available for OFW ........................................ 6 Chapter 4: Skills Needed to Start Investing....................................................... 14 Chapter 5: Risk Associated in Investing............................................................... 15 Chapter 6: How to Avoid Risk in Investing......................................................... 17 Chapter 7: Checklist of Documents Needed in Investing as an OFW.. 19 Chapter 8: How to Start Investing........................................................................... 21 I. Mutual Funds / Stock Market.......................................................................... 21 II. SSS .............................................................................................................................. 22 III. Pag-IBIG Funds ............................................................................................... 23 Chapter 9: How to Monitor Your Investment .................................................... 24 I. Mutual Funds............................................................................................................. 24 II. Stock Market.......................................................................................................... 24 III. SSS........................................................................................................................... 24 IV. Pag-IBIG Funds ................................................................................................... 24 Chapter 10: How to Add up Your Investment ................................................... 25 Chapter 11: Keeping Your Investment Mindset............................................... 26 Chapter 12: Give It Back To God............................................................................... 27 References: ............................................................................................................................ 28 Definition of Terms............................................................................................................ 29 Annex A: How to get your TIN (Tax Identification Numbers)................. 30 Annex B – Types of Mutual Funds............................................................................. 31 Annex C – Advantages in Investing in a Mutual Fund.................................. 32 Annex D – Mutual Fund Companies Contact Details...................................... 35 Annex E – Blue Chips Companies of PSEI............................................................ 40 Annex F – TO DO LIST while in Philippines ........................................................ 42
  4. 4. Figures and Table List Figure 1 (Mutual Fund Risk Level).................................................. 7 Table 1 Online Broker as of Dec 2015 ............................................ 9 Table 2 Estate Tax Rates Effective Effective January 1, 1998 up to Present .....................................................................................16 Table 3 Sample Cost Averaging Savings ........................................17 Table 4 Mutual Fund Companies ...................................................35 Table 5 Blue Chips Company As of Dec 2015 .................................40
  5. 5. Investment Guide for OFW Step by Step Guide 1 | P a g e Chapter 1: Introduction If any of you lacks wisdom, you should ask God, who gives generously to all without finding fault, and it will be given to you. James 1:5 (NIV) It is a fact that most OFW, are broke. In my 15 years of working in Saudi Arabia, I have seen lots of Filipinos going home broke. As in no money in their wallet, I remember the first time I went home, I only brought home $500 in my pocket after working 1 whole year in Saudi Arabia. I want to share why did brought only $500 at that time? Well, It is because of the following reasons: 1.)My Salary is Low 2.)I brought too much “Pasalubong” 3.)I spend a lot in communication (On that time, there is no mobile phone and internet connection is limited) 4.)I don’t know how to manage my finances 5.)I am engaged in gambling (Lotto, Lottery Ending and the like) 6.)I don’t have additional income except from my salary Above mentioned reasons were just some of the common reasons why OFW became broke even salary is high in the Middle East. First timers, becomes too excited that they thought Overseas work is like hitting a pot of gold. We didn’t realize that in overseas country we have to spend the same currency that we are receiving from our employer. We don’t understand that cost of living in the Philippines is a way different from the cost of living in any country where we go. Some of the problems that I saw from my experiences in Saudi Arabia and through stories from my friends, and colleagues in the office are as follows: 1.)Some OFW tries to get another family, to ease their boredom
  6. 6. Investment Guide for OFW Step by Step Guide 2 | P a g e 2.)Some OFW are getting hooked with social media and eventually sending phone loads and other valuable items to their chat mate 3.)Some OFW became a social media cautious wherein they show expensive restaurant just to show that they can afford it. Even though they knew that it is hurting their monthly budget. 4.)Some OFW bought gadgets because of envy to their officemates, without knowing the features of the gadget that they purchased. With those problems mentioned above, I conceptualize this E-book to teach people like you about the importance of Investing, as well as to remind you the main objective why do you have to leave your family back in the Philippines to work overseas.
  7. 7. Buy the Full E-Book at https://payhip.com/b/pZOh

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