E krishok


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Nairobi, 14th July, 2014. Presentation by Shahid Akbar (Bangladesh Institute of ICT in Development (BIID)) at the "Plug and Play" day of the Fin4Ag conference.

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E krishok

  1. 1. 7/14/2014 1 e-Krishok : An Inclusive Platform for Farmers 360 Degree solution ranging Extension to Market Linkage Bangladesh Institute of ICT in Development (BIID) Fin4Ag Conference, Nairobi July 14, 2014
  2. 2. 7/14/2014 2 Introduction of BIID BIID is a private sector initiative that offers a range of services aimed at development and promotion of ICT based information and services market in Bangladesh It’s distinction lies in clear understanding of issues & opportunities to benefit the poor with the use of ICTs and consider local dynamics BIID envisions in becoming a reliable and leading enterprise offering strategic planning, implementation assistance and consulting services to public, private and other initiatives in ICT based services market of Bangladesh and in other developing countries BIID’s key strategy is to ensure Making ICT works for poor as an effective tool & cross cutting issue. And build on the existing system and available as well as emerging technologies and potential users Inclusive Business
  3. 3. 7/14/2014 3 www.sme.com.bd Proudly Bangladesh www.ekrishok.com Partners and Services of BIID
  4. 4. 7/14/2014 4 BIID initiatives in e-Agriculture e-Krishok - Extension and Market Linkage eXtension Portal: Knowledge sharing Extension Process Outsourcing (EPO) Crop and Floriculture Insurance Batighar : Shared Access Points 16250 Short Code : Voice and SMS service Market Linkage Program (MLP)
  5. 5. 7/14/2014 5 Why e-Agriculture?: Constraint Addressed Access to Information and input (Timely, Relevant, Quality, Easily) Access to Marketing (Price Info, Options, Linkage, Payments)
  6. 6. 7/14/2014 6 Myth vs Reality : Access to Finance in Agriculture Farmers are not smart Farming is not Business Agriculture (Profession) is not By Choice MFIs can meet the demand of farmers Farmers are not Bankable Project based initiatives can solve the issues ICT can solve every problems
  7. 7. 7/14/2014 7 Brief on e-Krishok • BIID introduced e-Krishok as its flagship initiative as a part of e-Agriculture • A service to introduce ICT supported information, advisory services & market linkage targeted to farmers (as in crop, poultry, fisheries & livestock). • To facilitate the role of GPCIC / UISC / Batighar / Information centres network as development enabler to contribute to income growth and better living conditions of the farmers, agro- entrepreneurs and other potential income generating groups in rural Bangladesh • Initial campaign was implemented BIID jointly with GP, ACI and initially supported by Katalyst
  8. 8. 7/14/2014 8 An integrated solution Demand Driven Approach ServiceBasketofe- Krishok Accessibilitytoinformationand market
  9. 9. 7/14/2014 9 Sustainability – Happy Face of Farmer
  10. 10. 7/14/2014 10 www.sme.com.bd Facilitate Entrepreneurship Development
  11. 11. 7/14/2014 11 • Agriculture is the single largest producing sector of Bangladesh economy and it comprises about 18.29% of the country's GDP and employs around 45% of the total labor force • Micro and SMEs are the engine of growth • Business is not highly acceptable profession • Agriculture has not yet commercialized (as Business) • Limited opportunity to create value proposition in job • Increased educated unemployment (with low skill) • Govt. including financial sectors are keen to support • BIID focus on rural economy and agriculture sector Entrepreneurship : Background
  12. 12. 7/14/2014 12 • 18% of global population (age group 15-24) • 35% of Bangladesh population are youth • Youth are vibrant, dynamic & ICT adopter • Future leaders and workforce • Engage in different social and voluntary works • Poverty and unemployment leading to engage in unethical activities and social unrest • Transformation of local economy through ICT • Contribution to the economy with innovation Why youth entrepreneurship important?
  13. 13. 7/14/2014 13
  14. 14. 7/14/2014 14 BIID Services for Entrepreneurs 1. Advocacy and mobilization of required business development services (institutionalization) to support the young entrepreneurs; 2. Identify and selection of potential youth entrepreneurs and farmers; 3. Position and create profile of entrepreneurs (Personal & Business) through Branding & communication (Fair, campaigns and events) 4. Conduct feasibility assessment and facilitate financing schemes; 5. Develop Hand book on basics of entrepreneurship, business plan and business ideas (Fact Sheet); 6. Facilitate partnership with relevant organizations and associations; 7. Develop communication materials (success cases & demonstrate); 8. Connect the entrepreneurs to the online resources for business development services through www.sme.com.bd 9. Offer Advisory Services (Voice call & SMS notification) on different value added services for the youth entrepreneurs; 10.Facilitate incubation support for the potential entrepreneurs
  15. 15. 7/14/2014 15 CommunicationistheKey FacilitationistheStartingpoint
  16. 16. 7/14/2014 16
  17. 17. 7/14/2014 17 Young Farmers Needs Guide and support services to Grow
  18. 18. 7/14/2014 18 Major Challenges in youth Entrepreneurship • Demand Side – Social behavior to ‘business’ – Understanding and capacity of the entrepreneurs – Low awareness on long term benefits – Readiness of HR (Academic and Psychological) • Supply Side – Service providers approach towards micro/small business – Complex and lengthy legal process for registration – Gap between policy and implementation strategy – Low awareness and motivation of stakeholders – Availability of relevant services like access to finance, training, QC guidelines, market linkage etc.
  19. 19. 7/14/2014 19 Transformation of farmers to entrepreneurs • BIID focus on ‘commercialization’ of agriculture • Facilitate support services like Business Planning and Profitability Assessment by using Farmbook solution • Capacity building of farmers to meet the demand of the buyers in terms of quality • Assist to prepare loan application • Link between farmers to financial institutes • Working with Fis to develop customized financial products for farmers
  20. 20. 7/14/2014 20 Financial Inclusion and e-Krishok echo system
  21. 21. 7/14/2014 21 e-Krishok echo system .. Contd.
  22. 22. 7/14/2014 22 e-Krishok echo system .. Contd.
  23. 23. 7/14/2014 23 e-Krishok echo system .. Contd.
  24. 24. 7/14/2014 24 Financial Inclusion Services in BIID • Financial Literacy Program (FLP) for MSMEs • Online information repository (www.sme.com.bd and www.ekrishok.com) • Awareness and promotional campaign – I want to be an Entrepreneur and Smart Farmer Smart Future • Help desk on Business Development Services • Business planning service through Farmbook • Introduce customized Financial Product
  25. 25. 7/14/2014 25 • Profiling and motivating farmers as business • Supportive environment for innovation, access to technology, finance & market for farmers • Facilitate learning opportunities on access to finance through development programs • Customized financial products for agri- business • Partnership between private and public sector Strategies and Actions Needed
  26. 26. 7/14/2014 26 Open Discussion Thank You