Credit repair software is made up of credit trackers, cleaning kits and simulators that can help identify errors on your credit report

1. Credit repair software
Credit repair software is made up of credit trackers, cleaning kits and simulators that can help
identifyerrorsonyour credit report. Credit repair software can find mistakes on your report or file
credit disputes. If you’re considering the do-it-yourself option, keep in mind that there will be a
learningcurve withunderstandinghow to use some credit repair software. Before you download a
program, buy software or hire a service, take a look at what credit repair software is, and how it
works.
Credit repair software pulls data from your credit report, provided by Equifax, Experian and Trans
Union.It allowsyoutotrack activity,catcherrorsand senddispute letters to credit card companies,
mortgage lenders and other creditors. There’s no shortage of e-books, DVDs, credit score trackers
and simulators available. To choose the best option for you, consider the seriousness of your
situation, goals, timeline and financial means.
Credit score trackers or credit score monitors connect to the three credit bureaus. These trackers
oversee your credit reports and detect activity that can lower your credit score. For instance, they
mightsendyou a notification of potential delinquent payments, alert you about negative items or
message you about credit pulls and even identity theft.