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HCI ATM

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HCI ATM

  1. 1. ATM Automated Teller Machine
  2. 2. ATM Automated Teller Machine HISTORICAL FACTS: o JOHN SHEPHERD-BARRON o INVENTED 40 YEARS AGO o BARCLAYS BANK ENDFIELD o PROGRESS LATE 60’S EARLY 70’S
  3. 3. ATM Automated Teller Machine CURRENT LANDSCAPE: o 1.6M ATM’S WORLDWIDE o SWITCH CONNECTION NETWORK o POPULARITY PEAK LATE 90’S o OUT OF FASHION
  4. 4. ATM Automated Teller Machine CARD SYSTEM: o DEBIT / CREDIT CARDS o 4 DIGIT PIN SECURITY o CHIP AND PIN, UK o NON-BANK ATM PLATFORMS PROVIDE SERVICES
  5. 5. ATM Automated Teller Machine ALTERNATE SPENDING: o INTERNET BOOM 95-00 o ECOMMERCE o ELECTRONIC SPENDING o NEW FORMS OF MULTIMEDIA AND TECHNOLOGIES; MOBILE & PC
  6. 6. ATM Automated Teller Machine CURRENT ADVANCEMENTS: o VIDEO SERVICE ATM o BIOMETRIC SECURITY o CURRENCY CARDS o INTERACTIVE TOUCH SCREEN MULTIMEDIA MONITORS
  7. 7. ATM Automated Teller Machine CULTURAL CHANGES: o DIGITAL MONOPOLY o UK £100BN INTERNET 2009 o 80% GHANAIANS UNBANKED o JAPANESE ELECTRONIC PAYMENTS GREW 54% 2009
  8. 8. ATM Automated Teller Machine FUTURE DEVELOPMENTS: o CASHLESS SOCIETY o EXPENSIVE TECH o SECURITY CONCERNS o INTERNET REVOLUTION
  9. 9. ATM Automated Teller Machine craigmartinallen : 95592610

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