Protection For Identity Theft Identity thieves are using your information for new phone and credit card accounts, online transactions, medical fraud or to get a job with your Social Security Number. Your compromised identity may also be used for others’ utility services, house payments, loan applications, fraudulent tax returns or government benefits.
Protect Your Identity <ul>Professional protection and assistance have become important tools in fighting the identity theft epidemic. The average victim will spend hundreds of dollars and hours trying to repair damages to their name and credit history. Other dramatic costs can include denial for loans, loss of employment or criminal crimes for a crime the thieves committed. </ul>
Monitoring Your Accounts Unfortunately, most consumers don’t find out about identity theft until it’s too late. They may recognize an inconsistency in their credit reports, or be concerned about a bill that comes for a service or product they never purchased. The best way to detect identity theft early is to monitor your accounts and statements on a regular basis.
Theft Protection Services <ul>Average consumers will forget to check their credit history or not monitor their identifying information. Fortunately, identity theft protection services do most of the work for you, and will provide additional recovery and resolution services as needed. But finding the right identity protection service for you and your family can be difficult. </ul>
How Do Thieves Steal an Identity? <ul>Identity theft starts with the misuse of your personally identifying information such as your name and Social Security number, credit card numbers, or other financial account information. For identity thieves, this information is as good as gold. Skilled identity thieves may use a variety of methods to get hold of your information, including: </ul>
Identity Thieves <ul><li>Dumpster Diving. They rummage through trash looking for bills or other paper with your personal information on it.
Skimming. They steal credit/debit card numbers by using a special storage device when processing your card.
Phishing. They pretend to be financial institutions or companies and send spam or pop-up messages to get you to reveal your personal information. </li></ul>
<ul><li>Changing Your Address. They divert your billing statements to another location by completing a change of address form.
Old-Fashioned Stealing. They steal wallets and purses; mail, including bank and credit card statements; pre-approved credit offers; and new checks or tax information. They steal personnel records, or bribe employees who have access.
Pretexting. They use false pretenses to obtain your personal information from financial institutions, telephone companies, and other sources. </li></ul>
Protection For Identity Theft <ul>Having your information lost or stolen can be a frightening experience, because you may worry about how the information may be misused if it falls into the wrong hands. You might be in this situation if, for example, your wallet was stolen; you responded to a phishing email; or you were notified that a company experienced a data breach and lost some of your data. Fortunately, if your data may have been accessed without authorization, there are steps you can take to detect misuse that has already occurred and to help prevent potential future misuse. </ul>
How To Protect Your Identity <ul>If you are in this situation and want to learn more about how to detect misuse of your information, follow the steps here. In addition, consider placing a fraud alert on your credit reports. Also, consider filing a complaint with the FTC. Start Protecting Your Identity Today! The Best Identity Theft Protection </ul>