Claucio Mashimo is an experienced corporate lawyer who has served as a legal affairs manager at Fujifilm Do Brasil Ltda. and Jequiti Cosmetics. While at Fujifilm, Claucio Mashimo implemented internal fiscal controls and feasible credit line policies for clients that reduced credit risks.

1. Claucio Mashimo

2.  Claucio Mashimo is an experienced corporate lawyer who has
served as a legal affairs manager at Fujifilm Do Brasil Ltda. and
Jequiti Cosmetics. While at Fujifilm, Claucio Mashimo implemented
internal fiscal controls and feasible credit line policies for clients that
reduced credit risks.
Lines of credit are flexible loans from banks or financial institutions
which offer consumers a limited pool of cash to use when needed
and then pay back immediately or after a period of time. Lines of
credit charge interest immediately when money is borrowed.
Banks and other financial institutions offer lines of credit to
customers with the amounts of money accessible varying based on
the customers’ credit scores and their relationship with the institution.
Lines of credit can be beneficial or injurious to financial institutions.

3.  They may offer a unique investment strategy if extended to
creditworthy clients but can also complicate the institution’s asset
management business since these one-time loans are unsecured.
To consumers, lines of credit are a double-edged sword. On the
good side, they are a flexible credit source in that the money
borrowed can be used however the borrower desires, unlike
traditional mortgage or auto loans that are given strictly for those
uses. Also, they are devoid of the rigid repayment schedules
characteristic of traditional loans.
On the bad side, they can harm an individual’s credit score if the
money is not repaid on time. In addition, financial institutions usually
attach maintenance fees to credit lines on top of interest.