SlideShare a Scribd company logo

9 Tips to Help You Save For Retirement

Chris Novinger presents the 9 ways to save for retirement. A great, easy way to reduce spending and gain more money for retirement that you can use everyday!

1 of 10
Download to read offline
Nine Tips to Help Save 
For Retirement 
Chris Novinger
What are some tips to help 
with retirement saving?
Budget 
Setting a monthly budget can help to plan 
fund allocation. 
Setting aside money food, savings, 
entertainment, and bills are a great way to 
hedge against over spending.
Reduce Spending 
Try to reduce the amount of times you eat out 
at a restaurant or deli, pack lunch instead for 
work. 
Luxury items and services should be used in 
moderation.
Credit Minimum Payments 
Pay more than the minimum payment on your 
credit card bills. 
This will reduce the total amount paid by 
reducing interest paid.
Probe For Better Rates 
A highly competitive credit card industry has 
left companies primed for negotiation. Test 
your credit holder for a better interest rate.

Recommended

Національний банк України спростив доступ на ринок міжнародних систем інтерне...
Національний банк України спростив доступ на ринок міжнародних систем інтерне...Національний банк України спростив доступ на ринок міжнародних систем інтерне...
Національний банк України спростив доступ на ринок міжнародних систем інтерне...EasyBusiness
 
Distance correspondence mba institutes in mumbai
Distance correspondence mba institutes in mumbaiDistance correspondence mba institutes in mumbai
Distance correspondence mba institutes in mumbaiKKDMA
 
How to Choose Best Web Hosting Company
How to Choose Best Web Hosting CompanyHow to Choose Best Web Hosting Company
How to Choose Best Web Hosting CompanySwapnil Dighe
 
Book Sharing - Predictably Irrational
Book Sharing - Predictably IrrationalBook Sharing - Predictably Irrational
Book Sharing - Predictably IrrationalAndy Ng
 
Hospital de Diagnóstico - Strategic Plan
Hospital de Diagnóstico - Strategic PlanHospital de Diagnóstico - Strategic Plan
Hospital de Diagnóstico - Strategic PlanChip Lowe
 

More Related Content

Viewers also liked

Ditimang Irama Bang Haji
Ditimang Irama Bang HajiDitimang Irama Bang Haji
Ditimang Irama Bang HajiPindai Media
 
My music magazine evaluation
 My music magazine evaluation My music magazine evaluation
My music magazine evaluationErinIsabel
 
Create Raving Fans Marketing Book
Create Raving Fans Marketing BookCreate Raving Fans Marketing Book
Create Raving Fans Marketing BookChip Lowe
 
What is in store for e-discovery in 2015?
What is in store for e-discovery in 2015?What is in store for e-discovery in 2015?
What is in store for e-discovery in 2015?Logikcull.com
 
Brandhome research fact: technology is more reliable than marketing!
Brandhome research fact: technology is more reliable than marketing!Brandhome research fact: technology is more reliable than marketing!
Brandhome research fact: technology is more reliable than marketing!Brandhome
 
Clash contents page analysis
Clash contents page analysisClash contents page analysis
Clash contents page analysisannabellehussey
 
CHAPTER 18 Interactions Among Species
CHAPTER 18 Interactions Among SpeciesCHAPTER 18 Interactions Among Species
CHAPTER 18 Interactions Among SpeciesTauqeer Ahmad
 

Viewers also liked (8)

Ditimang Irama Bang Haji
Ditimang Irama Bang HajiDitimang Irama Bang Haji
Ditimang Irama Bang Haji
 
Sukacita
SukacitaSukacita
Sukacita
 
My music magazine evaluation
 My music magazine evaluation My music magazine evaluation
My music magazine evaluation
 
Create Raving Fans Marketing Book
Create Raving Fans Marketing BookCreate Raving Fans Marketing Book
Create Raving Fans Marketing Book
 
What is in store for e-discovery in 2015?
What is in store for e-discovery in 2015?What is in store for e-discovery in 2015?
What is in store for e-discovery in 2015?
 
Brandhome research fact: technology is more reliable than marketing!
Brandhome research fact: technology is more reliable than marketing!Brandhome research fact: technology is more reliable than marketing!
Brandhome research fact: technology is more reliable than marketing!
 
Clash contents page analysis
Clash contents page analysisClash contents page analysis
Clash contents page analysis
 
CHAPTER 18 Interactions Among Species
CHAPTER 18 Interactions Among SpeciesCHAPTER 18 Interactions Among Species
CHAPTER 18 Interactions Among Species
 

Recently uploaded

National Income National Income National Income
National Income National Income National IncomeNational Income National Income National Income
National Income National Income National Income19920606201903202019
 
2024.02-The-radical-option-in-UK-pensions-New-Financial.pdf
2024.02-The-radical-option-in-UK-pensions-New-Financial.pdf2024.02-The-radical-option-in-UK-pensions-New-Financial.pdf
2024.02-The-radical-option-in-UK-pensions-New-Financial.pdfHenry Tapper
 
Stock Market Brief Deck for 2/21/24 .pdf
Stock Market Brief Deck for 2/21/24 .pdfStock Market Brief Deck for 2/21/24 .pdf
Stock Market Brief Deck for 2/21/24 .pdfMichael Silva
 
business-model-canvas for collaborative business
business-model-canvas for collaborative businessbusiness-model-canvas for collaborative business
business-model-canvas for collaborative businessramijadpro
 
03_Discai_Dagmar Schouterden. .pdf
03_Discai_Dagmar Schouterden.       .pdf03_Discai_Dagmar Schouterden.       .pdf
03_Discai_Dagmar Schouterden. .pdfFinTech Belgium
 
00_Main ppt_AI Act & EU AI Regulation.pptx
00_Main ppt_AI Act & EU AI Regulation.pptx00_Main ppt_AI Act & EU AI Regulation.pptx
00_Main ppt_AI Act & EU AI Regulation.pptxFinTech Belgium
 
Q4 2023 Conference Call Presentation FINAL-v4.pdf
Q4 2023 Conference Call Presentation FINAL-v4.pdfQ4 2023 Conference Call Presentation FINAL-v4.pdf
Q4 2023 Conference Call Presentation FINAL-v4.pdfAdnet Communications
 
Chartered accountant in delhi (top 10 CA in delhi)
Chartered accountant in delhi (top 10 CA in delhi)Chartered accountant in delhi (top 10 CA in delhi)
Chartered accountant in delhi (top 10 CA in delhi)supriyadmpinstitute
 
Demand and Supply Elasticity in Healthcare
Demand and Supply Elasticity in HealthcareDemand and Supply Elasticity in Healthcare
Demand and Supply Elasticity in HealthcareZulfiquer Ahmed Amin
 
Stock Market Brief Deck for 2:22 youtube vid.pdf
Stock Market Brief Deck for 2:22 youtube vid.pdfStock Market Brief Deck for 2:22 youtube vid.pdf
Stock Market Brief Deck for 2:22 youtube vid.pdfMichael Silva
 
99MW Nearshore Wind Farm in Colombia.pdf
99MW Nearshore Wind Farm in Colombia.pdf99MW Nearshore Wind Farm in Colombia.pdf
99MW Nearshore Wind Farm in Colombia.pdfVictoriaGaleano
 
Shrambal_Distributors_February_Newsletter_2024.pdf
Shrambal_Distributors_February_Newsletter_2024.pdfShrambal_Distributors_February_Newsletter_2024.pdf
Shrambal_Distributors_February_Newsletter_2024.pdfvikashdidwania1
 
The Case for Commodities as an Asset Class.ppt
The Case for Commodities as an Asset Class.pptThe Case for Commodities as an Asset Class.ppt
The Case for Commodities as an Asset Class.pptJinzhiFeng1
 
GCF - T&L M&A trends
GCF - T&L M&A trendsGCF - T&L M&A trends
GCF - T&L M&A trendsHugoNaour
 
04_Gambit_Laurent Bodson. .pptx
04_Gambit_Laurent Bodson.          .pptx04_Gambit_Laurent Bodson.          .pptx
04_Gambit_Laurent Bodson. .pptxFinTech Belgium
 
Cultural background and entrepreneurial spirit in retail - European Business ...
Cultural background and entrepreneurial spirit in retail - European Business ...Cultural background and entrepreneurial spirit in retail - European Business ...
Cultural background and entrepreneurial spirit in retail - European Business ...Antonis Zairis
 
letter to the EF and Premiership about pension liabilities
letter to the EF and Premiership about pension liabilitiesletter to the EF and Premiership about pension liabilities
letter to the EF and Premiership about pension liabilitiesHenry Tapper
 
Stock Market Brief Deck for 2:27 yt vid.pdf
Stock Market Brief Deck for 2:27 yt vid.pdfStock Market Brief Deck for 2:27 yt vid.pdf
Stock Market Brief Deck for 2:27 yt vid.pdfMichael Silva
 
Slideshare - ONS Economic Forum Slidepack - 19 February 2024.pptx
Slideshare - ONS Economic Forum Slidepack - 19 February 2024.pptxSlideshare - ONS Economic Forum Slidepack - 19 February 2024.pptx
Slideshare - ONS Economic Forum Slidepack - 19 February 2024.pptxOffice for National Statistics
 

Recently uploaded (20)

National Income National Income National Income
National Income National Income National IncomeNational Income National Income National Income
National Income National Income National Income
 
2024.02-The-radical-option-in-UK-pensions-New-Financial.pdf
2024.02-The-radical-option-in-UK-pensions-New-Financial.pdf2024.02-The-radical-option-in-UK-pensions-New-Financial.pdf
2024.02-The-radical-option-in-UK-pensions-New-Financial.pdf
 
Stock Market Brief Deck for 2/21/24 .pdf
Stock Market Brief Deck for 2/21/24 .pdfStock Market Brief Deck for 2/21/24 .pdf
Stock Market Brief Deck for 2/21/24 .pdf
 
business-model-canvas for collaborative business
business-model-canvas for collaborative businessbusiness-model-canvas for collaborative business
business-model-canvas for collaborative business
 
03_Discai_Dagmar Schouterden. .pdf
03_Discai_Dagmar Schouterden.       .pdf03_Discai_Dagmar Schouterden.       .pdf
03_Discai_Dagmar Schouterden. .pdf
 
00_Main ppt_AI Act & EU AI Regulation.pptx
00_Main ppt_AI Act & EU AI Regulation.pptx00_Main ppt_AI Act & EU AI Regulation.pptx
00_Main ppt_AI Act & EU AI Regulation.pptx
 
Q4 2023 Conference Call Presentation FINAL-v4.pdf
Q4 2023 Conference Call Presentation FINAL-v4.pdfQ4 2023 Conference Call Presentation FINAL-v4.pdf
Q4 2023 Conference Call Presentation FINAL-v4.pdf
 
Chartered accountant in delhi (top 10 CA in delhi)
Chartered accountant in delhi (top 10 CA in delhi)Chartered accountant in delhi (top 10 CA in delhi)
Chartered accountant in delhi (top 10 CA in delhi)
 
Demand and Supply Elasticity in Healthcare
Demand and Supply Elasticity in HealthcareDemand and Supply Elasticity in Healthcare
Demand and Supply Elasticity in Healthcare
 
Stock Market Brief Deck for 2:22 youtube vid.pdf
Stock Market Brief Deck for 2:22 youtube vid.pdfStock Market Brief Deck for 2:22 youtube vid.pdf
Stock Market Brief Deck for 2:22 youtube vid.pdf
 
99MW Nearshore Wind Farm in Colombia.pdf
99MW Nearshore Wind Farm in Colombia.pdf99MW Nearshore Wind Farm in Colombia.pdf
99MW Nearshore Wind Farm in Colombia.pdf
 
Shrambal_Distributors_February_Newsletter_2024.pdf
Shrambal_Distributors_February_Newsletter_2024.pdfShrambal_Distributors_February_Newsletter_2024.pdf
Shrambal_Distributors_February_Newsletter_2024.pdf
 
The Case for Commodities as an Asset Class.ppt
The Case for Commodities as an Asset Class.pptThe Case for Commodities as an Asset Class.ppt
The Case for Commodities as an Asset Class.ppt
 
GCF - T&L M&A trends
GCF - T&L M&A trendsGCF - T&L M&A trends
GCF - T&L M&A trends
 
04_Gambit_Laurent Bodson. .pptx
04_Gambit_Laurent Bodson.          .pptx04_Gambit_Laurent Bodson.          .pptx
04_Gambit_Laurent Bodson. .pptx
 
Cultural background and entrepreneurial spirit in retail - European Business ...
Cultural background and entrepreneurial spirit in retail - European Business ...Cultural background and entrepreneurial spirit in retail - European Business ...
Cultural background and entrepreneurial spirit in retail - European Business ...
 
letter to the EF and Premiership about pension liabilities
letter to the EF and Premiership about pension liabilitiesletter to the EF and Premiership about pension liabilities
letter to the EF and Premiership about pension liabilities
 
Monthly Economic Monitoring of Ukraine No.229, February 2024
Monthly Economic Monitoring of Ukraine No.229, February 2024Monthly Economic Monitoring of Ukraine No.229, February 2024
Monthly Economic Monitoring of Ukraine No.229, February 2024
 
Stock Market Brief Deck for 2:27 yt vid.pdf
Stock Market Brief Deck for 2:27 yt vid.pdfStock Market Brief Deck for 2:27 yt vid.pdf
Stock Market Brief Deck for 2:27 yt vid.pdf
 
Slideshare - ONS Economic Forum Slidepack - 19 February 2024.pptx
Slideshare - ONS Economic Forum Slidepack - 19 February 2024.pptxSlideshare - ONS Economic Forum Slidepack - 19 February 2024.pptx
Slideshare - ONS Economic Forum Slidepack - 19 February 2024.pptx
 

9 Tips to Help You Save For Retirement

  • 1. Nine Tips to Help Save For Retirement Chris Novinger
  • 2. What are some tips to help with retirement saving?
  • 3. Budget Setting a monthly budget can help to plan fund allocation. Setting aside money food, savings, entertainment, and bills are a great way to hedge against over spending.
  • 4. Reduce Spending Try to reduce the amount of times you eat out at a restaurant or deli, pack lunch instead for work. Luxury items and services should be used in moderation.
  • 5. Credit Minimum Payments Pay more than the minimum payment on your credit card bills. This will reduce the total amount paid by reducing interest paid.
  • 6. Probe For Better Rates A highly competitive credit card industry has left companies primed for negotiation. Test your credit holder for a better interest rate.
  • 7. Curb Habits If currently in a financial hole, resolve reckless spending habits that might have resulted in the negative position.
  • 8. 401(k) Matching 401(k) plans are a great way to boost your retirement plan, take advantage of this bonus in work compensation.
  • 9. Safety Fund Have a backup savings account for when things go wrong. Life is bound to throw a curveball or two at you, be prepared for the worst with a side collection of cash incase an unforeseen expense comes your way.
  • 10. Cook Cooking is beneficial to not only your wallet,but to also your health by eating more clean.