The Norwegian State Housing Bank
NHSB: Husbanken established 1946
NSHB is the government agency that implements
Norwegian housing policy.
The NSHB is a supplement to private lenders in the
financing of new homes. 77% homeownership.
All new houses must have Universal Design and low
The Bank has financed 50% of all housing in Norway.
Involved in Urban redevelopment
Focus to improve living conditions in
defined geographic areas in cities with
special social and environmental
50 % of population in
all municipalities are and will decrease.
YOUNG PEOPLE HAVE AND
ARE LEAVING THEIR HOME
TOWNS LOOKING FOR A
WITH MORE OPPORTUNITIES
IN MORE ATTRACTIVE TOWNS
Young Women are the Key Group
”Everyone”- ALL our
girl-friends are moving
to the exciting cities.
They get better jobs,
opportunities to study –
and use cultural and
social facilities and
There are NO
choice in the smaller
”dead” towns and
Friends Anne Marit Kjeldal (29) and Malin Hjelvik (25) Photo: Paal Audestad
Malin Hjelvik – Osl
o Aftenposten 15.juni 2006
Some good examples from
Towns in Norway.
Kongsberg: 2500 new homes – for
3- 5000 people in town centre
1 km radius
When asked why they don’t live in the
It is a boring place – too few cafes and
cultural facilities. Too little ”life”.
Not suitable affordable housing in the
Project name: The Tubaloon
Completed: July, 2006
Client: Kongsberg Jazzfestival/
Kongsberg Jazzscener AS
The right houses
on the right sites
- at the right price