The document discusses the growing credit and debt industry in the United States, noting that over 35 million Americans are currently in debt totaling over $1 trillion and that starting a business as a credit and debt consultant can be very profitable, with the potential to earn over $1,000 per week by helping clients repair their credit and pay off debt using training and materials provided.

1. THE CREDIT & DEBT BUSINESS IS BOOMING! BY THE TOTAL EMPOWERMENT NETWORK Where we EMPOWER people with comprehensive training to start their own business!

2. The Credit And Debt Industry According to data from the U.S. Census Bureau, there were 159 million credit cardholders in the United States in 2000, 173 million in 2006, and that number is projected to grow to 181 million Americans by 2010. (Source: Census Bureau) Americans are lumbering under about $1 trillion in credit card debt, according to the latest available Federal Reserve figures.

4. Americans now owe over 1 trillion dollars in credit card debt!

5. The average credit card debt for low to middle-income households in America is close to $10,000.00

7. THE NEW MODEL FOR CREDIT SCORES vs INTEREST RATES *BASED ON A 30 YEAR MORTGAGE WHAT THE NEW MODEL MEANS

8. THE DEMAND FOR GOOD CREDIT IS INCREASING Housing Employment Education (student loans) Insurance Major Purchases (car, furniture, etc.) Utilities (cable, telephone, etc.) Building Wealth Retirement 700 720 750

9. The New Credit Score Model A 620 credit score is now the minimum to qualify for a mortgage. Only a few years ago, this same score was considered a really good score, but now this is actually considered a low score. A 700+score is now viewed as a good credit score. In order to have a 700 or better, there can be very little derogatory credit, again very little. This means a lot of people will need help understanding how to increase their score.

10. Why so many people need this service? Foreclosures Job layoff’s Salary cuts Credit overextended Savings & Retirement funds depleted Lack of information Too much debt Misconceptions about credit

12. If a person has filed bankruptcy it will take 7-10 years before they will be approved for credit.

13. If you have a recent foreclosure you can’t buy a house.

14. As long as you are paying your bills on time, you will have a great credit rating.

15. No credit is viewed as good credit. THIS IS WHY SO MANY PEOPLE FAIL AT REPAIRING THEIR OWN CREDIT!

20. People will always need credit and no one wants to be buried in debt!

21. Easily A Six figure earning potential!

22. This is a RECESSION PROOF business!

23. You are the boss, no layoff’s, no cutbacks!

24. Not a MLM, no recruiting, no monthly or recurring fees or trying to convince others to buy anything!Remember this will be your COMPANY!

25. Why not START YOUR OWN CREDIT & DEBT BUSINESS?

27. You will able to teach people how to remove negative information from their credit report.

28. You will able to teach people debt negotiation techniques that will reduce the amount they owe saving them a ton of money!

29. You will be able to show people how they start saving money and replenish their retirement funds.

30. You will be able to teach people how to GET OUT of debt using an effective system that will accelerate the process and pay off their debt in 1/3 the time.

31. YOU SET YOUR OWN PRICING How Much Can You Earn As A Credit/Debt Consultant?

33. $700.00 X 5 clients = $3,500.00 per week (part time)

34. $700.00 x 10 clients = $7,000.00 per week (full time)

35. $600.00 x 3 clients = $1,800.00 per week! (part time)

36. $600.00 x 5 clients = $3,000.00 per week! (full time)

37. $600.00 x 10 clients = $6,000.00 per week! (full time)EASILYEARN SIX FIGURES!

39. $500.00 X 5 clients = $2,500.00 per week (part time)

40. $500.00 x 10 clients = $5,000.00 per week (full time)

41. $400.00 x 3 clients = $1,200.00 per week! (part time)

42. $400.00 x 5 clients = $2,000.00 per week! (full time)

43. $400.00 x 10 clients = $4,000.00 per week! (full time)EASILYEARN SIX FIGURES! (suggested pricing-fees can range from $400.00 to $1,000.00)

44. Consultant Package/Training 1). Credit & Debt Training Manual 2). Online training webinars 3). Tele-seminars 4). Personal Coaching for 60 days Total package value $2,00.00 FOR ONLY $299.00 (LIMITED TIME OFFER)

46. We show you ways to boost a credit score for fast results.

47. Learn how a person can obtain credit regardless of their credit history.

48. We also show you how to remove negative information from a person’s credit profile.

49. We show you how a person can pay down or pay off their debt saving them thousands of dollars in interest.

50. Learn how to market your business and have more business than you can imagine.

52. 10 REASONS WHY YOU SHOULD BECOME A CREDIT AND DEBT CONSULTANT 6. CHOOSE to work when you want and decide how much MONEY you want to earn! 7. Very LITTLE OVERHEAD, you only need a computer (with internet connection), a telephone and the desire to help others! 8. People need Credit and no one wants to be buried in debt! 9. SMALL investment, most similar business opportunities would cost thousands of dollars! 10. Earn more than the cost of the program with your very first CLIENT!

53. Do you really want to improve your life? Can you use an extra $1,200.00 per week?

54. GO TO OUR WEBSITE AND ORDER TODAY START YOUR OWN CREDIT AND DEBT BUSINESS

55. Company Information CHECK OUT OUR WEEKLY WEBINARS WEBSITE:www.totalempowermentnet.com EMAIL: www.totalempowementnet@yahoo.com TELEPHONE: (313) 574-3625